What travel insurance do I need when visiting Cyprus ?

How to prepare for your trip to Cyprus ?

With sun, sea, and a fascinating history, the Republic of Cyprus - which covers over half the island, with the other half the disputed territory of Northern Cyprus - is a top destination for many travelers wishing to get away from it all while visiting Europe. During your trip, AXA is here to help you by providing comprehensive travel insurance, plenty of advice on important information, like visa requirements, as well as the weather, safety, and Cyprus’ must-see attractions.

The first thing you need to know is that although Cyprus began the process of joining the Schengen Area of European countries earlier this year, it is not yet within the passport-free zone, despite the country being an EU member. This means that Cyprus cannot currently issue Schengen Visas. However, Schengen Visa holders can enter, stay or travel through Cyprus without the need for an additional visa.

As a result, those wishing to travel around Europe and visit Cyprus may want to apply for a visa from one of the Schengen Area countries you wish to travel to, and then use this for your visit to Cyprus. Those who do not require a visa to travel to the Schengen Area, such as the U.K., will not need to apply for a visa to enter Cyprus. If this does not apply to you and you only wish to travel to Cyprus, you will require a national Cypriot visa.

RECOMMENDED ARTICLE : Which countries are not part of Schengen Visa area ?

What travel insurance do I need when visiting Cyprus?

If you are applying for a Schengen or a Cypriot short-stay national visa then as a minimum compulsory requirement you need insurance that covers you for medical expenses up to €30,000.

Although AXA’s Low Cost Schengen insurance meets this requirement, it only covers you in Schengen Area countries, not Cyprus. AXA Europe Travel and AXA Multi Trip insurance covers all European Union member states - including Cyprus - and provides you with additional coverage of medical costs up to €100,000, help recovering lost vital items, and other assistance. All our products come with a free, easily available online certificate and assistance 24 hours, 7 days a week.

Advice on health, vaccinations, and Covid-19

The World Health Organization recommends travelers visiting Cyprus get vaccinations against rabies and tetanus.

Information on Covid-19

Cyprus has introduced the categories system stipulated by the European Centre of Disease Prevention and Control (ECDC), which classifies countries into green, amber, and red categories, with different requirements for entry. All passengers, regardless of their country category, will need to apply for a Cyprus Flight Pass online. Those from countries on the green list face no restrictions, those on the amber list must present a negative laboratory analysis of a PCR test within 72 hours prior to departure. For those on the red list, double laboratory testing is required - a negative laboratory PCR test taken within 72 hours prior to departure and another laboratory PCR test upon arrival in Cyprus, with the traveler remaining in self-isolation until the test results arrive. Travelers who can prove they have received all necessary doses of an authorized vaccine will not be required to undergo any tests to visit Cyprus, irrespective of their departure country’s color categorization, nor will they have to enter quarantine.

You should check to see if these rules and categories have been updated before you book your trip, and before traveling.

Will I be covered on my insurance for Covid-19 related issues?

AXA will cover your medical costs related to coronavirus provided you haven't traveled against the advice of the World Health Organization, your government or the Cypriot government, or the medical advice of your doctor.

AXA Travel Insurance policies cover medical costs related to Covid-19 within the limits, conditions, and exclusions defined in each insurance policy. Our policies will cover your medical costs if you are the victim of an accident or fall ill, including suffering from Covid-19 and related illnesses.

The certificates of insurance provided on our website include the statement: "Medical expenses related to Covid-19 are covered within the limits, conditions, and exclusions defined in the insurance policy.

Our policies are available to purchase whatever your age and nationality, at no extra cost, and meet the standards required by the European Union countries in order to obtain a Schengen or national visa. They also take care of medical repatriation expenses, including when its causes are linked to Covid-19.

How to get to Cyprus

By plane: Cyprus has two international airports - Larnaca and Paphos - and there are frequent direct flights to both these airports from across Europe.

By car: Exploring Cyprus by car is a great way to get around as the island’s road infrastructure is excellent. There’s a motorway that can take you from Paphos in the east into Limassol and on to the capital Nicosia, while a car will also allow you to see the more rural, mountainous areas of the island. Taking or hiring a car may also be necessary as there are currently no operational railways in Cyprus.

By bus: Since 2010, Cyprus has had an extended bus network that serves major population centers on the island, night and day.

Discover Cyprus

Cyprus is home to three World Heritage sites, with several others nominated for inclusion on UNESCO’s list of historically and culturally significant sites. These include the ancient Mycenaean settlements near Paphos, the Painted Churches of the mountainous Troödos Region, and the prehistoric architectural site of Khirokitia. The island is also home to beautiful beaches, such as Fig Tree Bay, while the more adventurous may wish to climb the legendary Mount Olympus - Cyprus’ highest point. Party animals from across the world have long been attracted to Ayia Napa and its vibrant nightspots.

Practical information

The Cypriot capital is Nicosia, where most countries will have their embassy. Check to see where the embassy of your home nation is before leaving in case you need to visit in an emergency. The official languages are Greek and Turkish. The currency is the Euro. Cars drive on the left.

Related pages on other non-Schengen countries

Frequently asked questions about travel insurance to Cyprus

Why is Cyprus not part of the Schengen Area ?

The Republic of Cyprus has faced a number of hurdles to joining the Schengen Area in the past with the main one being its long-running territorial dispute with the Turkish Republic of Northern Cyprus following a 1974 conflict.

Will my travel insurance fees be refunded if my visa is refused ?

Yes. If your visa is refused AXA will refund your insurance fees in most cases but you will need to provide documentation stating why your application was refused.

Are my children covered by AXA’s travel insurance ?

Yes. AXA’s insurance provides coverage for your family on your trip - providing you with peace of mind throughout your stay.