What travel insurance do I need when visiting Estonia?

Your Schengen insurance Visa to Estonia from 0,99€ / day ! AXA N°1 brand. Online Certificate -Assistance 24/24 & 7/7 - Tailor made products.

Estonia travel insurance: the trouble-free way to prepare every step of your journey

If you want to discover Estonia during your trip to Europe and visit the picturesque city of Tallinn, with its medieval old town, AXA is here to help you by providing comprehensive travel insurance for Estonia, as well as providing you with plenty of advice on important information about Schengen Visa requirements as well as the weather, safety, and Estonia’s must-see attractions.

Which countries can I visit with Schengen travel insurance?

Important formalities before leaving for Estonia and the need for a Schengen Visa

Citizens of the Schengen Area only require a valid ID card or a passport fewer than five years past its expiry date in order to visit Estonia. Children must be registered on the passport of the parent(s) traveling with them or possess their own passport.

If you live in any other country, you can find more information on the website of the Estonian embassy: vm.ee/en

Travel insurance for Estonia that allows you to obtain your Schengen Visa

For third-country nationals who require a visa to enter Estonia, it is possible to do so with a Schengen Visa. In order to obtain the Schengen Visa, you must provide documents such as passport photographs and accommodation and travel information, and take out travel insurance for the Schengen Area. This visa will enable you to move around many European countries in complete freedom during a stay of up to 90 days.

Schengen travel insurance will also be required: it must be able to cover costs of repatriation and emergency medical expenses up to a minimum of €30,000. Evidence of travel insurance for Estonia will be requested as part of your application.

As well as enabling you to obtain your visa, it may also prove very useful in the event of accident or illness, for example. You can also combine it with specific coverage options: care for children under the age of 18, assistance with sending urgent messages, advance emergency return of the insured party, and more. You will be able to travel with full peace of mind and take full advantage of your stay.

Do you cover emergency medical costs related to Coronavirus?

We will cover your medical costs related to Coronavirus provided you haven't travelled against World Health Organisation or any other government body’s advice (Ministry of Foreign affairs or Department of State in the U.S.) in your home country or the country you are travelling to) or medical advice.

The embassy states that I must get an insurance certificate with Covid protection. Is this possible?

All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”.

How to get to Estonia

By car: you can easily get to Estonia from Germany, Denmark, and Sweden (from Helsinki or Stockholm), and then take a ferry to Tallinn. Night crossings are available, allowing you to arrive in Estonia well-rested.

By plane: allow around 2 hrs 55 from Paris and 1 hr 50 from Berlin to get to Tallinn. The airport is located very close to the city center (4km) and plenty of airlines serve Estonia from European cities. The airline airBaltic, in particular, provides several flights a week to Tallinn.

By train: Estonia’s railway network is limited, but connections are available through the neighboring country of Latvia or via Russia.

Advice on health and vaccinations

There are no compulsory vaccinations for visiting Estonia. However, the following vaccinations are advised: hepatitis A and B, diphtheria, tetanus, pertussis, polio, and typhoid. In addition, if you are considering taking a trip to the countryside, it is recommended that you be vaccinated against Central European tick-borne encephalitis.


The best season for visiting Estonia is summer, especially between mid-June and the end of August. Situated close to the Baltic Sea, Estonia rarely experiences extremely cold winters. Nevertheless, during this season the days are very short (6 hours in late December).

It can be very hot in summer, even upwards of 30°C, and during this season, Estonians spend most of their time outside.

Discover Estonia

Visitors from all over the world are slowly discovering the magic of Estonia. For many years ignored, the country is now opening itself up to tourism and revealing its wonders. During your stay, there are certain features of this fascinating destination that you cannot miss :

  • Tallinn: the Estonian capital has a lot to offer. The city center is listed as a UNESCO World Heritage site and you will love just strolling around, discovering the little shops and beautiful façades. Immerse yourself in the history of this medieval city and take the time to find a table on a terrace in Town Hall Square (Raekoja Plats) in order to sample the local cuisine. Among the monuments that should not be missed are the 13th-century ramparts, the baroque Kadriorg Palace, and the sublime Alexander Nevsky Cathedral.
  • Estonia’s biggest island, Saaremaa, is perfect for a stay in nature. Walk along its beaches and go in search of its traditional villages. Another island ready to welcome you for an equally peaceful visit is Hiiumaa. Located 22km from the mainland, it is especially known for its sizable bird sanctuary.
  • Get your fill of nature at the heart of the Lahemaa National Park, situated in the north of Estonia. Allow plenty of time for the trip in order to enjoy a complete change of scenery and some magnificent landscapes. There you will be able to see huge waterfalls, lakes, rivers, and marshes. Another national park worth a visit is Soomaa. According to legend, witches hide in the heart of the marshes. It is possible to camp there. Note that canoes and haabjas (traditional boats) are the only means of reaching the park.
  • Do you like nature? Then you absolutely must visit Abruka. This island notably features a zoological park and botanical reserve (only open in summer).


It is recommended that you remain constantly vigilant with regards to pickpockets, particularly in Tallinn and other cities, in tourist areas such as stations and markets.

It is also advised that you exercise caution in certain outlying areas of Tallinn: the industrial sub-district of Kopli, the neighborhood of Lasnamaë, and the areas surrounding the port and railway station, especially at night.

Practical information

Most countries’ embassies will be in Tallinn. Check to see where the embassy of your home nation is before leaving in case you need to visit in an emergency.

The Estonian currency is the Euro.

There is a zero-tolerance policy regarding drink-driving - the legal limit is zero.

Large commercial centers are open every day from 10 am to 9 pm. Shops in towns are generally open on weekdays between 10 am and 7 pm, and on Saturdays from 10 am to 5 pm.

How can AXA help?

AXA can help by providing you with Low Cost Schengen Area travel insurance that meets your visa requirements when traveling to Estonia from as little as €0.99 per day - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries. A certificate proving you are insured will be available immediately, meaning you can get on with your visa application.

AXA is the number one brand and offers assistance 24/7, as well as other options and tailor-made products. Other coverage available includes our Europe Travel insurance, costing €1.50 per day, or Schengen Multi Trip insurance, perfect for regular travelers, available for €298 for a year’s coverage.

The other countries of the Schengen area

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Belgium travel insurance

Czech Republic travel insurance

Denmark travel insurance

Estonia travel insurance

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Frequently asked questions about travel insurance to Estonia

Will my travel insurance cover repatriation if I get injured?

Yes AXA’s insurance will cover your repatriation in case of injury or illness.

Will my travel insurance fees be refunded if my visa is refused?

If your visa is refused AXA will refund your insurance fees in most cases. But you must provide documentation from officials showing the reason for your refusal.

Are my children covered on AXA’s Schengen travel insurance?

Yes AXA’s insurance provides coverage for your family on your trip - providing you with peace of mind throughout your stay.