What travel insurance do I need when visiting the Netherlands?

Travel insurance for the Netherlands: Devote your visit to nature

The Netherlands is one of Europe’s top tourist destinations, with an amazing history and culture that has drawn in people for centuries. It’s also a historical hub of commerce and trade. With a Schengen Visa and travel insurance for your trip, you will be able to enjoy not only the museums and nightlife of Amsterdam, but also everything else that the country has to offer - including the beautiful canals, countryside, tulip fields, and majestic windmills.

Your Schengen Visa opens the doors to the Netherlands and other countries. If you will be entering the Schengen Area through the Netherlands, then you should request your visa from the Dutch authorities. To find out more about the procedures required to obtain your visa, click here.

Which countries can I visit with Schengen travel insurance?

Travel insurance for the Netherlands

If traveling from outside the Schengen Area or EU, you will be required to provide evidence you have obtained travel insurance covering your trip to the Netherlands, as well as other compulsory documents, including proof of identity. Travel insurance for the Netherlands is required for the issuance of your Schengen Visa. Your travel insurance policy for the Netherlands must include two specific guarantees: repatriation in the event of serious accident or death and coverage of medical costs up to €30,000. You can opt for basic, low cost, travel insurance for the Netherlands or include additional coverage options. It’s up to you! Nevertheless, you should choose travel insurance for the Netherlands that guarantees your documents will be accepted by embassies and consulates, to make the process easier. AXA’s insurance products will cover you in the Netherlands whether you need to obtain a visa or not - and can ensure your mind is put at rest before your trip.

How to get to the Netherlands

By plane: Various airlines serve the Netherlands, and in particular, Amsterdam Airport Schiphol. These include Air France, KLM, Swissair, EasyJet, and Transavia, plus many more. You won’t have any problem finding daily flights from many countries around the world, as Schiphol is one of the busiest airports in Europe. It is a major stopover destination for flights coming from Asia and North America.

By train: It is very easy to get to the Netherlands, especially on a high-speed Thalys train. Daily connections leave from Paris and Lille in France and Brussels in Belgium, among others.

By bus: Many European companies offer journeys to and from Amsterdam several times a day, including Eurolines, FlixBus, and Ouibus, to name a few. You will be able to leave from Belgium, Switzerland, Germany, and France, as well as many other cities in Europe.

By boat: Numerous cruise firms make stops in the port cities of Amsterdam and Rotterdam. Taking a cruise can be a great chance to discover many countries on the same trip.

Advice on health and vaccinations

While there are no compulsory vaccinations, it is recommended that you get yourself vaccinated against diphtheria, tetanus and polio, hepatitis B, and possibly tick-borne encephalitis if you are visiting rural areas in spring or summer. Consult your doctor if you have any doubts.


The Netherlands enjoys a temperate climate. Winters are rarely very cold, but you are still advised to be prepared for rainfall - it can start raining at any time, regardless of the season. Spring is the ideal season to visit, as rainfall is less common and it is the perfect time of year to admire the famous tulip fields.

Discover the Netherlands

Although the city of Amsterdam is reason enough to visit the Netherlands, the country boasts plenty of other gems. Amsterdam is, of course, known for its red-light district, but families and lovers of architecture and art will appreciate the Dutch capital all the same due to its museums and iconic landmarks, such as Anne Frank’s house. The Rijksmuseum will allow you to discover the spectacular treasures of the Dutch Masters, while the Van Gogh Museum will delight fans of the renowned painter. You can also enjoy a boat trip along the canals to admire the city from within. For fans of soccer, the home of the most successful club in the Netherlands, AFC Ajax, the Johan Cruijff Arena, is also well worth a pilgrimage.

  • Rotterdam’s Museumpark hosts six museums and is right in the heart of the city. There are also statues scattered around, as the area is dedicated to contemporary art.
  • In spring, you absolutely must visit Keukenhof - a park that takes on a thousand different hues when the tulips and narcissuses are in bloom.
  • The postcard image of the Netherlands truly exists, and Kinderdijk is a wonderful place to experience it and admire the many windmills built by the waterside.
  • It is impossible to leave the Netherlands without having paid a visit to Delft. The Old Church contains the tomb of the painter Vermeer, and you will find countless earthenware pottery creations in the city’s small shops - a perfect idea for souvenirs!
  • Food lovers mustn’t miss out on a wander around the city of Gouda, where it is possible to taste the city’s eponymous cheese. A walk through the heart of the picturesque city also awaits you, during which you can admire the remarkable town hall.


The Netherlands is a safe country. However, it is recommended that you remain vigilant to the possibility of pickpockets in the bigger towns and cities, particularly in Amsterdam and Rotterdam. It is also advised that you never leave your bags or luggage unattended on trains. Those who do plan to visit the red-light district and its cafes and bars should also take care and keep their wits about them as its fame as a tourist hotspot does not mean all the problems you may encounter in similar areas in other cities have disappeared.

Practical information about The Netherlands

  • Shops are generally open from 1 to 6pm on Mondays, and from 9am to 6pm from Tuesday to Friday. On Saturdays, shops generally close at around 5pm. Bigger stores are often open later; until 9pm on Thursdays, for example.
  • English is widely spoken in the bigger towns and cities. And even elsewhere, you shouldn’t have any problem making yourself understood.
  • The currency in the Netherlands is the Euro. You will be able to exchange your money at the airport or the bank, but you can also use the ATMs spread throughout the cities.
  • A non-EU or Schengen Area foreign national who wants to enter the territory of the Netherlands, when applying for a Schengen Visa needs to show they have €34 per day for the period of stay.

How can AXA help?

AXA can help by providing you with Low Cost Schengen Area travel insurance that meets your visa requirements when traveling to the Netherlands from as little as €0.99 per day - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries. A certificate proving you are insured will be available immediately, meaning you can get on with your application.

AXA is the number one brand for Schengen Visa insurance and offers assistance 24/7, as well as other options and tailor-made products. Other coverage available includes our Europe Travel insurance, costing €1.50 per day, or Schengen Multi Trip insurance, perfect for regular travelers, available for €298 for a year’s coverage.

The other countries of the Schengen area

Austria travel insurance

Belgium travel insurance

Czech Republic travel insurance

Denmark travel insurance

Estonia travel insurance

Finland travel insurance

France travel insurance

Germany travel insurance

Greece travel insurance

Hungary travel insurance

Iceland travel insurance

Italy travel insurance

Latvia travel insurance

Liechtenstein travel insurance

Lithuania travel insurance

Luxembourg travel insurance

Malta travel insurance

Netherlands travel insurance

Norway travel insurance

Poland travel insurance

Portugal travel insurance

Slovakia travel insurance

Slovenia travel insurance

Spain travel insurance

Sweden travel insurance

Switzerland travel insurance

Frequently asked questions about travel insurance to the Netherlands

Will my travel insurance cover repatriation if I get injured?

Yes. AXA’s insurance will cover your repatriation in case of injury illness or death.

Will my travel insurance fees be refunded if my visa is refused?

Yes. If your visa is refused- AXA will refund your insurance fees but you will need documentation from officials.

If I am only traveling to the Netherlands- can I just buy insurance for that country?

If you need a Schengen Visa to travel to Europe then it must obtain travel insurance that covers you in all 26 Schengen countries.