In a nutshell: every cautious traveller should be covered by comprehensive insurance. However, whether it is mandatory or not depends on your need to apply and obtain a Schengen visa.

Slovenia a member of the Schengen area

Since December 21st, 2007 Slovenia has been part of the largest area of free movement in the World. As such it applies the same entry requirements as the other Member States.

→ Some travellers need to hold a Schengen visa, also called type C or short-stay visa (less than 90 days), to be allowed in the Schengen area and thus in Slovenia.

With their visa application file, these travellers need to enclose several mandatory documents including a travel insurance certificate proving they will be protected by proper coverage during their stay in Slovenia.
Without this certificate, their visa application will automatically be denied.

Key takeaway:
For a short stay (less than 90 days), there are two main situations:

• You need a Schengen visa to visit Slovenia: travel insurance is mandatory.
• You do not need a Schengen visa: travel insurance is recommended.

Who Needs a Schengen Visa and Travel Insurance for Slovenia?

You will be required to apply for (and obtain) a Schengen visa if you are a citizen of one of the hundred or so countries that have not signed a visa‑waiver agreement with the EU – including China, India, Russia, most Middle Eastern countries, and all African nations – and you must also provide proof of mandatory travel insurance as part of your application.

→ To find out more, check out our list of nationalities which need a Schengen visa.

How to obtain a Schengen visa for Slovenia?

Don’t panic! AXA is here to guide you along the sometimes harrowing visa process.
Simply follow our step-by-step guides and you’ll be fine:

• Applying for a Schengen visa for Slovenia
• Different types of visas for Europe
• Required documents for your Schengen visa application
• Processing time for a Schengen visa

Pro-tip: Once you’ve submitted your application, we’ll tell you more about:

How to track your visa application online
How to extend the validity of your visa

CAUTION!
For your Schengen visa application to be accepted, your travel insurance must comply with Article 15 of the European Union Visa Code and must be purchased before applying for a Schengen visa for Slovenia.

Who doesn’t need a Schengen visa to visit Slovenia?

You won’t need to apply for a visa to be allowed in Slovenia if:

• You are a citizen of a Schengen or European Union country.
• You hold a valid residence permit issued by a Schengen or EU state.
• You are a citizen of one of the sixty or so countries which have signed a visa-waiver agreement with the EU, including Australia, Brazil, Canada, Hong Kong, Japan, Mexico, the U.K., and the U.S.

Beware! These lucky travellers still need to comply with a few essential requirements including:

• Carry a valid passport.
• Apply for an ETIAS travel authorisation.
• Comply with the Schengen visa 90/180-day rule.

What are the EU travel insurance requirements to obtain a Schengen visa for Slovenia?

For your travel insurance to be accepted with your Schengen visa application, it must:

• Guarantee a €30,000 minimum coverage for medical expenses.
• Cover emergency hospitalisation and medical care due to health issues occurring during your stay.
• Bear the costs of repatriation to your home country in case of serious health issues or even death.
• Be certified by all the countries of the Schengen area (not just Slovenia).
• Be valid in all Schengen countries (not only Slovenia).
• Remain valid during the entire duration of your stay.
• Be purchased from an insurance company validated by the consular authorities of all Schengen countries.

Good news! AXA Schengen travel insurance meets all these criteria and much more!

What does AXA Schengen travel insurance for Slovenia cover?

Having a Schengen-compliant travel insurance is essential for all visitors of Slovenia.
AXA Schengen travel insurance not only meets all EU visa requirements but also ensures you are fully covered during your stay, from medical emergencies to baggage protection.

AXA Travel Insurance is perfect for Schengen visa applicants

• AXA Schengen visa insurance complies with E.U requirements in terms of visa obligations.
• It is certified and accepted by all the consulates and embassies.

● It is thus automatically accepted with Schengen visa applications.

● It offers medical coverage of minimum €30,000 and up to €2 million depending on the chosen plan.

• Quick,easy and secured subscription is done 100% online.

● Instant Schengen travel insurance certificate is automatically sent by email.

● Your travel insurance is refundable if the visa application is denied.

Comprehensive and customisable coverage

AXA Schengen travel insurance covers:

● Medical expenses and hospitalisation up to €2 million,

● Emergency dental care.

● Sanitary repatriation including in the event of death.

● Multilingual 24/7 assistance: our team of experts will direct you to the appropriate health facility, avoiding long useless hours in the emergency waiting room when possible.

● Free remote medical consultations via our unique “Doctor, please!” app available in English and several other languages.

● Search and rescue costs (depending on the chosen option).

● Both civil liability and personal liability.

● Death and disability insurance.

● Assistance in case of loss of ID documents.

● Comprehensive baggage insurance (included or optional).

Assistance for you and your loved ones

● Repatriation of the other insured parties and provision for the care of minors.

● Visits of relatives in case of a solo traveller’s hospitalisation.

● Delivery of essential medicine, glasses or prosthesis.

Additional key benefits of AXA Schengen Travel Insurance for your stay in Slovenia

AXA Schengen travel insurance offers much more than just visa compliance.
From worldwide reliability to flexible and budget-friendly coverage, discover how AXA goes beyond basic protection to make your trip to Slovenia safer, smoother, and worry-free.

The reliability of an insurance world leader

Over 65 years of experience and a strong longstanding international reputation, AXA is renowned for its affordable, reliable and comprehensive insurance coverage.

Its devoted teams of experts use their thorough knowledge and understanding of local cultures to provide assistance and support to travellers in need worldwide.

Easy, Efficient and Budget-Friendly insurance

AXA simplifies your visa application process thanks to easily accessible services:

• No age restriction or medical exam required.
• 0 deductible: full refund of medical expenses paid.
• Purchase for yourself, someone else, or a group (family, friends, colleagues).
• Customisable options: luggage insurance, higher medical coverage.
• Duration flexibility - from just one day to six months, or up to a full year.
• Decreasing rates depending on the duration of the stay, for the best value for money.
• Flexible coverage scope: all the Schengen states, European microstates, other non-Schengen but EU countries as well as the United Kingdom.
• Available with multiple upgrade options designed to satisfy all needs and budgets.

What is the best AXA plan for your Slovenian getaway?

Ready to take on the highest Slovenian trails, to walk around the impressive castles or sign a business deal in Ljubljana? Travelling solo or with a group? AXA has the perfect comprehensive travel insurance plan for you and your loved ones:

• AXA Schengen Basic offers standard and efficient coverage to obtain your Schengen visa.
  This travel insurance option meets all the mandatory requirements, covers you in all the countries of the Schengen Area as well as in the 4 European microstates (Andorra, Vatican City, Monaco and San Marino).
  
• AXA Schengen Essential provides complete and reliable coverage at an affordable price. Another perfect choice to obtain your Schengen visa.
  Not only does it meet all visa requirements and is valid in all the Schengen countries + the European microstates, but it also offers coverage in all the EU countries as well as the UK.
  
• AXA Schengen Premium is THE all-inclusive plan allowing you to obtain your Schengen visa and to travel stress-free all over Europe.
  Its coverage is valid in all Schengen countries + the EU countries + the 4 microstates + the UK.
  
• AXA Schengen Annual is the ideal yearly travel insurance plan for frequent travellers to Europe as well as multiple-entry Schengen visa holders.
  One contract for a full year of travel coverage across Europe!
  It is valid in all Schengen countries + the EU countries + the 4 microstates + the UK

To make the perfect choice:

Compare our Schengen insurance plans and benefits!
Get your free online quote now and start packing!

How much does Schengen travel insurance cost for a trip to Slovenia?

● Starting at €4.90 per day, AXA’s plans are affordable and customisable.

● Good news! The daily rate decreases with the length of your trip.
The longer you stay in Europe, the cheaper your AXA Schengen insurance becomes!

● Thanks to the many additional options available, you can create the perfect tailor-made plan for your needs and budget.

→ Get a free online quote and check the price list of our different Schengen visa travel insurance plans.

Please note: Prices are provided for information purposes only and may vary depending on the traveler’s profile, length of stay, and selected coverage.

Find the best value and most budget-friendly Schengen travel insurance for Slovenia

Quality - Reliability - Efficiency

AXA’s top priority is to provide reliable, high‑quality assistance before, during, and after your stay in Europe, while keeping costs for its customers as low as possible.
Cheap in terms of cost not quality!

● With AXA’s ESSENTIAL plan, you will enjoy comprehensive yet affordable coverage including:

• Medical expenses up to €100,000 (extendable up to €250,000)
• Medical repatriation,
• 24/7 medical assistance.
• Option to add comprehensive baggage insurance

● The ANNUAL plan is ideal if you’re a frequent traveler to Slovenia (and Europe).
ANNUAL is both convenient and cost-effective.
Purchase a single policy — and all your trips under 90 days are covered for a full year!

How to get your Slovenia Schengen travel insurance certificate instantly online?

● Your AXA travel insurance certificate for Slovenia is sent via email immediately after you’ve paid for your travel insurance online.

● This document which is absolutely mandatory to obtain your Schengen visa can thus be enclosed with your visa application file whenever you need it.

PRO TIPS
● Since your AXA travel insurance is refundable if your visa application is denied, we recommend purchasing it as early as possible in the application process, allowing you to focus stress free on the other documents which must be enclosed with your file.

● For more information, read our step‑by‑step guide:Get your travel insurance certificate instantly.

Get a Refund for your travel insurance after visa refusal

● If your Schengen visa application for Slovenia is denied, AXA’s travel insurance is refundable.

● All you need to do is send us the official consular documents stating the refusal and the reasons for the negative decision.

● Your policy payment will be returned in accordance with AXA’s terms.

→ To submit a refund request for your insurance policy, contact us here:claim your refund.

AXA Bonus!
Of course, we all want to avoid this situation! Remember to read our guide on how to avoid Schengen visa refusal before starting your application process.

If you don’t need a Schengen visa, can you still visit Slovenia without travel insurance?

Travel insurance is only mandatory for travellers who need to hold a Schengen visa.

However, common sense and mere caution should motivate all travellers to seek the protection of comprehensive coverage for them and their close ones.

Will your EHIC be enough in Slovenia?

Holders of the EHIC (European Health Insurance Card) have only access free of charge to the Slovenian public health system in case of emergency or medically necessary treatment.

Furthermore, they will need to receive this treatment in public facilities or from medical professionals who have signed an agreement with the ZZZS (the Health Insurance Institute of Slovenia).

Beware! Treatment provided in the private sector is not covered by the EHIC, nor are repatriation costs.

Public service = long wait

Of course, as the service provided is free it is also very coveted and you will find yourself waiting possibly for hours in the emergency room, particularly in the case of disruptive but not serious injuries or illnesses. Not the perfect holiday plan…

Bonus tips!
1. AXA Schengen travel insurance includes 24/7 multilingual assistance, helping you navigate the Slovenian healthcare system and find the right care quickly, even in urgent situations.

2. For non-urgent cases, you can also benefit from free remote medical consultations via our app, available in multiple languages. Practical, reassuring, and accessible anytime, day or night!

How much does healthcare cost in Slovenia without the EHIC or travel insurance?

Without proper coverage, health care costs can range from

• €40 to €80 for a GP consultation
• €70 to €150 for a consultation with a specialist
• €20 to over €100 for diagnostic tests
• Over €100 per day of hospitalisation

→ We recommend comprehensive travel insurance for full protection during your trip.

Travel guide: Information and fun facts about Slovenia

● Capital: Ljubljana

● Currency: euro

● Language: Slovenian (also Hungarian and Italian in some areas)

● In 2025, the Slovenian city of Nova Gorica was chosen as one of the European Capitals of Culture. Its slogan was “Go Borderless” but not travel insurance -less!

● Condé Nast Traveler has listed the Gorenjska region as one of the best places to visit in 2026.

● If you head to Škofja Loka during Lent and Easter, you might be able to see the Passion Play performed every 6 years by 900 local performers in the medieval streets of the town.
In 2016, UNESCO placed it on its Intangible Cultural Heritage List. Religious or not, this performance will make you discover the meaning of tradition in Slovenia.

● Slovenians are very proud of their wine. It is said that the oldest grapevine is in Maribor and that there is one vineyard for every 70 people.

● In 1990, Slovenians Marija and Andrej Štremfelj became the first married couple to climb Mount Everest. Pretty sure they had travel insurance!

● For more information:

• The official website of the Slovenian Tourist Board : I feel Slovenia
• Top 100 facts about Slovenia

You might find these articles interesting:

• 30 fun facts about the Schengen area
• Public holidays in Europe
• What are the most common tourist scams in Europe?

FAQ

What should I do in case of a medical emergency during my trip to Slovenia?

First of all: don’t panic. You’ve chosen AXA, you’re in safe hands.
Contact our AXA call centre at the number featured on your insurance policy. A team of experts available 24/7 will assist you and help you find the nearest medical facility.
You will be asked to provide your policy reference number (starting with SCH).
Always keep this important information easily at hand. It will allow you to gain precious time.

Don’t forget to keep all invoices related to medical expenses for your records.

Good to know! AXA also provides online medical assistance.

Can I purchase Schengen travel insurance for another person?

Yes. AXA allows you to purchase travel insurance for a relative or even a guest. All you need to do is provide their personal data such as their date of birth, their home address, their passport number and their travel dates.

During my trip to Slovenia, I want to discover other Balkan countries. Do I need to purchase several travel insurance plans?

AXA Schengen travel insurance plans protect you in all Schengen states which means you will also be able to discover Bulgaria, Croatia and Romania while enjoying our comprehensive coverage.

What expenses does the European Health Insurance Card (EHIC) not cover in Slovenia?

The European Health Insurance Card (EHIC) only covers public emergency healthcare in Slovenia. Without comprehensive travel insurance, you’ll have to pay for private medical treatment, non‑urgent care, dental services, medical evacuation or repatriation, and any extra accommodation or flight costs caused by illness or accidents. It also excludes damages to third parties, loss or theft of ID documents or baggage, and most personal liability cases.

With AXA Schengen insurance by your side, every unexpected moment is covered - before, during, and after your stay in Slovenia or anywhere else in the Schengen area.