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• Anyone looking for insurance that meets all the requirements for a Schengen visa at an attractive price.
• Anyone looking for standard, affordable health coverage for their stay in the Schengen Zone.
Every year, nearly 26 million suitcases are lost, delayed, or damaged worldwide. With the "Baggage Protection" option, benefit from compensation of up to €500 for loss, theft, or damage to your luggage.
Countries covered by AXA BASIC insurance
Schengen Area member states: Germany, Austria, Belgium, Bulgaria, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland
As well as 4 European micro-states: Andorra, Monaco, San Marino, and Vatican City
If you wish to obtain travel insurance with more extensive territorial coverage, we recommend subscribing to one of our other insurance plans that include Schengen countries + EU countries (including Cyprus and Ireland) + the United Kingdom.
As a long-standing expert in health assistance, AXA provides you with a trusted international medical network.
Our commitment: comprehensive support from A to Z, reliable care, and strong financial protection.
What makes AXA Basic Schengen insurance stand out?
Accepted with your Schengen visa application: our insurance is recognized by all Schengen consular authorities worldwide.
100% online subscription: fast, simple, and accessible from anywhere in the world.
Instant Insurance Certificate: available immediately, via email, to be attached to your visa application file.
Refund in case of visa refusal: avoid additional costs in the event of bad news from the Schengen authorities.
Personal liability insurance: coverage for bodily injury and material or immaterial damage caused to third parties during your stay.
Death/disability coverage: payment of a lump sum to you or your beneficiaries in the event of a serious accident.
24/7 medical teleconsultation in your language: a practical and reassuring service, especially if you do not speak the local Schengen language.
Add-on options tailored to your budget:
- Increase the reimbursement ceiling for medical expenses
- Protect your personal belongings by adding baggage coverage
No age limit: the freedom to travel doesn't depend on your date of birth.
AXA quality and expertise: affordable insurance for world-renowned, world-trusted, quality support.
What does the AXA BASIC Schengen Insurance cover? Benefits and Guarantees
BASIC Coverage
Maximum duration of coverage
Up to 180 days
Geographic coverage
All Schengen Area countries + 4 European microstates
Emergency Medical Expenses - Emergency Assistance
Coverage of Medical Expenses
Up to €30,000
Medical, surgical, and hospitalization costs, including locally prescribed medication
Emergency dental care
€150 per insured person
24/7 medical teleconsultation
Daily hospital allowance
Assistance for solo travelers: Visit from a close relative if hospitalized
Extended stay of the insured person
Extended stay – Other insured travelers
Repatriation assistance – Medical transportation following illness or hospitalization
Repatriation or transportation of the insured person
Baggage repatriation
Early repatriation of other insured persons
In the event of death – Repatriation and assistance
Repatriation of remains – funeral expenses and coffin costs
Assistance with formalities
Baggage repatriation
Early repatriation of other insured persons
Personal Liability Insurance
Bodily injury and accidental damage caused to third parties
Up to €10,000
Death and disability insurance
Lump-sum payment in the event of serious injury or death
Up to €10,000
Traveler assistance
Search and rescue expenses
Sending urgent messages
Coverage of communication expenses
Delivery of essential medications, glasses, contact lenses, and prosthetics
Loss or theft of personal identification and travel documents
Emergency early return
Other coverages and specific costs
Full refund if your visa application is denied
Deductible: fees charged for reimbursements by bank transfer outside the EU
€20
Options: additional guarantees
Baggage coverage for loss, theft, damage, and delayed delivery
Available as an optional add-on
Increase of medical coverage limit up to €50,000
Available as an optional add-on
Important
Before subscribing, please take the time to carefully read the Insurance Product Information Document, as well as our General Terms and Conditions. You will find the details of the guarantees and exclusions to know exactly what is covered and avoid any unpleasant surprises in case of unexpected events!
FAQ about AXA Schengen Visa Insurance and Basic Travel Insurance
If you've still got some questions about AXA's BASIC plan — and/or Schengen visa insurance in general — don't worry, we've still got your back. The comprehensive answers below should clear up any doubts you might have, point you in the right direction, and ensure you move forward with your European getaway with confidence!
What criteria must my travel insurance plan meet to be granted a Schengen visa?
According to Article 15 of the European Union Visa Code, your travel insurance plan must:
Have a minimum coverage of €30,000 in medical care, hospitalization, and/or medical repatriation (including in case of death)
Be valid in all Schengen area countries (i.e., not just the one(s) you will be visiting)
Be valid for the entire duration of your stay in the Schengen Zone
Be purchased from an insurance company validated by the consular authorities of all Schengen countries
Rest assured; this is the case with AXA's Basic insurance, which meets all EU requirements. As, in fact, do all of our plans!
How much does AXA BASIC Schengen visa insurance cost?
Starting at €4.90, the Basic plan offers comprehensive core coverage, with options to add extended medical expenses and baggage protection.
Great deal! Enjoy a degressive rate based on the number of insured days, offering optimal protection at a lower cost.
In which European countries am I covered by AXA BASIC insurance?
The Basic plan protects you:
in all countries of the Schengen Area (Germany, Austria, Belgium, Bulgaria, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland)
in the European micro-states: Andorra, Monaco, San Marino and Vatican City.
Is the AXA BASIC electronic travel insurance certificate valid for a visa application?
Yes. It is generated immediately after purchase, sent by email and ready to be printed to be attached to your visa application file.
Each AXA insurance certificate is personalized, has a unique number and can be verified online by embassies and consulates via our website.
Can I subscribe to AXA Basic insurance for someone else?
Yes, you can. To do so, apply online and simply provide the name, date of birth, nationality, and country of residence of the person for whom you are taking out the insurance.
I don't need a Schengen visa. What travel insurance do you recommend for a trip to Europe?
Even if your nationality exempts you from needing a Schengen visa, no one is immune to life's many surprises. And while Europe is generally safe for travelers, going there without insurance is still a risky gamble.
Unexpected health issues, accidents, lost luggage, or even a minor dispute with a third party can quickly turn your dream getaway into a headache. Especially if it's mostly in a language foreign to you. And without proper coverage, that headache may very quickly become a financial nightmare too...
In other words, taking out insurance is strongly recommended.
And while AXA BASIC is perfect for the more budget-conscious travelers (and/or visa applicants) among us, we do have a few other options that might better suit your needs, such as:
Essential AXA: travel insurance for reliable and comprehensive protection at a low price.
Premium AXAthe "All-Inclusive" travel insurance for those who want to leave nothing to chance with maximum guarantees included.
Want to travel across Europe worry-free? The Essential and Premium plans follow you everywhere: in the Schengen Area, in EU countries (including Cyprus and Ireland), European micro-states and up to the United Kingdom.
I often come to Europe — is AXA BASIC right for me?
If you frequently travel back and forth to Europe or hold a multiple-entry Schengen visa, the Basic plan is probably not the most suitable. AXA has something better for you!
ANNUAL Insurance is designed specifically for frequent travelers to and from Europe. In fact, a single subscription is enough to be covered for every trip during an entire year!
Advantages of ANNUAL AXA? Less hassle, more savings, and real comfort.
And in terms of geography, you're also covered throughout the Schengen area, the European Union, the European micro-states, and the United Kingdom.
Not sure which plan to choose? Our comparison table gives you a clear overview of all our insurance options for Europe at a glance.
