Main coverage of Basic travel insurance
For travel duration up to 180 days (6 months).
Important! Travel insurance is mandatory to obtain a Schengen Visa
Medical expenses up to
€30,000
Medical and surgical expenses, locally prescribed medications, hospital fees
24/7 Assistance & Medical Teleconsultation
Medical assistance and repatriation. Teleconsultation in your language 24/7
Covers all Schengen Area countries
Excludes Cyprus, Ireland and the United Kingdom
Civil liability and personal insurance
Protection against daily life uncertainties during your trip
Death and
disability insurance
In case of serious accident we take care of you from A to Z
Baggage protection and medical expenses up to €50,000 as an option
Customize your coverage at a low price
Our AXA insurances are compliant for obtaining a Schengen Visa
To obtain this precious key to the world's largest free movement area, compliant travel insurance is mandatory.
Good news: AXA's Basic insurance meets all European Union requirements... And even more!
Looking for a simple and effective solution? We explain in detail what Basic insurance covers for obtaining a Schengen visa and answer all your questions.
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What are the strengths of AXA Basic insurance?
Accessible and quality travel insurance
Created and delivered by a historic global expert in international health assistance, also covering uncertainties such as loss, damage and delay of luggage, as well as civil and personal liability and damage caused by a third party.
Additionally offering access to 24/7 medical teleconsultation
Abroad, the language barrier when you fall ill can be distressing. For minor ailments or minor illnesses, having access to a doctor 24/7 in your language is very comfortable and reassuring.
Basic options adapted to your budget
You can customize your Basic insurance with options adapted to your needs:
- Increase the reimbursement ceiling for medical expenses.
- Protect your personal belongings by adding baggage coverage.
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| Coverage | |
| Maximum individual trip duration | Visa validity period up to 180 days |
| Medical expenses coverage | Maximum €30,000 |
| Medical and surgical expenses, locally prescribed medications, hospital expenses | Maximum €30,000 |
| Emergency dental care | €150 per insured person |
| Geographical coverage | All Schengen Area countries |
| Reimbursement in case of visa refusal | |
| 24/7 medical teleconsultation | |
| Assistance in case of death | |
| Body repatriation and burial | |
| Assistance with formalities | |
| Baggage repatriation | |
| Early repatriation of other insured persons | |
| Assistance, repatriation or transport following a medical incident or hospitalization | |
| Repatriation or transport of the insured person | |
| Baggage repatriation | |
| Repatriation of other insured persons accompanying the victim | |
| Assistance for an insured person traveling alone | |
| Extension of the insured person's stay | |
| Return after the originally planned date | |
| Search and rescue expenses | |
| Intervention threshold for medical expenses | Maximum €30,000 |
| Accidental bodily injury and loss or damage to property | Up to €10,000 |
| Permanent disability and death | Up to €10,000 |
| Deductible: Fees for any bank transfer reimbursement outside the European Union | €20 |
| Travel assistance | |
| Sending urgent messages | |
| Communication costs coverage | |
| Sending essential medications, glasses, contact lenses and prostheses | |
| Daily allowance | |
| Theft of identity documents and travel documents | |
| Urgent early return of an insured person | |
| Optional | |
| Baggage protection and delay | Available as an option |
Eligible countries
Our Basic insurance covers:
- Schengen Area member states: Germany, Austria, Belgium, Bulgaria, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland
- As well as 4 European micro-states: Andorra, Monaco, San Marino and Vatican City
If you wish to obtain travel insurance with more extensive territorial coverage, we recommend subscribing to one of our other insurance plans that include Schengen countries + EU countries but non-Schengen (Cyprus, Ireland) + the United Kingdom.
FAQ AXA Schengen Visa Insurance and Basic Travel Insurance
Do you have questions about Schengen visa insurance or about AXA's Basic plan?
Find here clear and detailed answers to help you make the right choices and move forward with confidence in preparing for your trip to Europe.
What criteria must travel insurance meet to obtain a Schengen visa?
According to Article 15 of the European Union Visa Code, travel insurance must:
- Cover a minimum of €30,000 for medical expenses, hospitalization, repatriation and in case of death
- Be valid in all Schengen Area countries (not only the one(s) you will visit)
- Cover the entire duration of the stay
- Be issued by an approved insurer and accepted by the consular authorities of Schengen States
Rest assured; this is the case with AXA's Basic insurance, which meets all EU requirements.
How much does AXA's Basic Schengen visa insurance cost?
From €4.90, the Basic plan offers a solid foundation, with the possibility of adding options such as extended medical expenses and baggage coverage.
Great deal! Benefit from a degressive rate based on the number of insured days, for optimal protection at lower cost.
In which European countries am I covered by AXA Basic insurance?
The Basic plan protects you:
- in all countries of the Schengen Area (Germany, Austria, Belgium, Bulgaria, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland)
- in the European micro-states: Andorra, Monaco, San Marino and Vatican City.
Is the electronic certificate of Basic insurance valid for a visa application?
Yes. It is generated immediately after purchase, sent by email and ready to be printed to be attached to your visa application file.
Each AXA insurance certificate is personalized, has a unique number and can be verified online by embassies and consulates via our website.
Can I subscribe to AXA Basic insurance for someone else?
Yes. During online subscription, you will simply need to provide the name, date of birth, nationality and country of residence of the person for whom you are contracting the insurance.
I don't need a Schengen visa. What travel insurance do you recommend for a stay in Europe?
If your nationality exempts you from a Schengen visa, it does not protect you from unexpected events! Traveling in Europe without insurance remains a risky bet. A health issue, an accident, lost luggage or a dispute with a third party can quickly turn your stay into a headache... Not to mention significant expenses if you don't have adequate coverage.
Our recommendation: to travel stress-free, subscribing to insurance is still highly recommended. Depending on your profile, a plan more suitable than Basic could better meet your expectations.
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ESSENTIAL AXA : travel insurance for reliable and comprehensive protection at a low price.
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Premium AXA the "All-Inclusive" travel insurance for those who want to leave nothing to chance with maximum guarantees included.
Want to travel across Europe worry-free? The Essential and Premium plans follow you everywhere : in the Schengen Area, in EU countries (including Cyprus and Ireland), European micro-states and up to the United Kingdom.
I come to Europe often, is Basic insurance right for me?
If you frequently travel back and forth to Europe or hold a multiple-entry Schengen visa, the Basic plan is probably not the most suitable. AXA has something better for you!
ANNUAL Insurance, designed for regular travelers. A single subscription is enough to be covered for each trip during the year.
Its advantages? Fewer procedures, more savings and real comfort. Regarding geographical coverage, you are protected throughout the Schengen Area, the European Union, micro-states and the United Kingdom.
Difficult to make a choice? Our comparison table allows you to visualize all our insurance plans for Europe at a glance