Do I Need Travel Insurance For Liechtenstein?

Although it’s a tiny country lodged between Austria and Switzerland, Liechtenstein is well worth a visit if you’re nearby. With its many interesting museums, castles, churches and alpine scenery, Liechtenstein will surprise and impress you - even if you’d never heard of the small principality before. 

Its capital Vaduz is one of the most picturesque in Europe, with its 12th Century castle of particular note. As an Alpine country, there’s also plenty of opportunities for winter sports like skiing - and just a short trip from its towns and cities. Although Liechtenstein is not in the European Union, it is in the Schengen Area and has a customs and monetary union with Switzerland.

AXA’s Schengen travel insurance offers extensive protection for those traveling to Liechtenstein - as it can cover medical expenses up to €100,000 in Liechtenstein and other Schengen Area countries. It also allows you to obtain the travel insurance certificate required with your visa application. 

What does AXA Schengen travel insurance for Liechtenstein cover?

Starting at €33 per week (approx. US$35) of your trip, our Europe Travel insurance covers

  • Up to €100,000 coverage in medical expenses 
  • Medical repatriation & transport 
  • 24/7 medical assistance in English or French in case of urgency
  • Up to 180 days of coverage
  • All Schengen and European Union countries as well as the United Kingdom (depending on the chosen insurance)
  • Insurance certificate issued immediately and approved by the embassies
  • No age limit
  • Zero deductible - which will allow you to avoid some upfront and early costs with your claim

Is travel insurance required for Liechtenstein?

Travel insurance is mandatory if you need a Schengen Visa for Liechtenstein. If you don’t need a visa, travel insurance is optional but strongly recommended as medical costs can be high for foreigners, especially as you will need to pay for any prescriptions.

Do you cover emergency medical costs related to coronavirus? 

We will cover your medical costs related to coronavirus provided you haven't traveled against World Health Organization advice, personal medical advice from your doctor, or any other government body’s advice in your home country or the country you are traveling to. Emergency and additional travel costs are also covered providing you have stuck to this advice. 

All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”. This will satisfy any embassy rules that state you must get an insurance certificate with Covid protection. 

Will AXA Schengen travel insurance be accepted with my Liechtenstein visa application?

AXA has been delivering insurance certificates that meet Schengen countries’ requirements to obtain a visa for more than 10 years.  All you need to do is print the electronic form of the health insurance certificate and enclose it with your visa application. Each AXA Schengen insurance certificate is individualized and bears a number which is verifiable on our website.

What are the requirements for travel insurance for my Liechtenstein visa?

To obtain a Schengen Visa to Liechtenstein your insurance must meet the following criteria:

  • Minimum coverage for at least €30,000 in medical expenses
  • It should cover all member states of the Schengen Area
  • It should cover any expenses which might arise in connection with repatriation for medical reasons.

I don’t need a Schengen Visa to visit Liechtenstein - can I still purchase your insurance to cover my possible health expenses?

Schengen travel insurance is not mandatory for those from EU countries or with visa-free travel, but that doesn’t mean you won’t be injured or get ill. A broken wrist or nasty infection can happen to anyone! We thus strongly recommend that you subscribe to our insurance for travelers visiting Europe to make sure your trip is as safe and peaceful as possible.

What are the main advantages of AXA Schengen insurance?

  • Compliant with European requirements for Schengen Visa. 10 years of existence
  • Immediate coverage. Your insurance covers you from the first day you need it
  • No age restriction, zero deductible
  • No price variation because of nationality or age
  • Refund if your Schengen Visa application is denied.

Why should you trust us?

  • Medical files processed by AXA Schengen in 2021: 2292
  • Medical calls processed by our agents in 2021: 3845

Which insurance plans to consider?

  Coverage duration Max.
Countries Covered Average price 
Europe Travel Up to 180 days  €100,000
Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
33€ per week
(approx. US$ 35)
Multi Trip  Illimited number of stays of 90 days max.
during 1 year 
€100,000 328€ per year
approx. US$ 349)
Low Cost Up to 180 days  €30,000
Austria, Belgium, Croatia, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland

22 € per week
(approx. US$ 23)

What should I do if I am injured or ill while in Liechtenstein?

Don’t worry - AXA’s Schengen insurance is here to guide, help, and protect you. In case of a medical emergency, you must contact the AXA Schengen call center at the number provided on your insurance policy. Medical assistance professionals will answer your questions and advise you 24/7 to help you find the medical center best suited to your situation and the closest to your location.

The following information must be given to the call center:

  • The number of your policy, which begins with “SCH”.
  • The address and telephone number at which you can be reached and the details of the people that can be contacted locally.
  • The dossier number, which is communicated at the time of the first call.

IMPORTANT: Remember to always keep bills/ invoices and enclose them with your file.

What should I know when preparing for my trip to Liechtenstein?

Security: Crime levels are low, but petty crime is not unheard of. You should take sensible precautions to avoid mugging, bag-snatching, and pick-pocketing, and do not leave your valuables unattended. In other words, take ordinary precautions you would at home.

Public transport: Buses run frequently along the main routes throughout this small country, with others connecting Liechtenstein to railway stations over the border in Austria and Switzerland. Liechtenstein also has a 9km railway line with three operational stations run by the Austrian Federal Railways - one is disused. You can travel for free in Liechtenstein with a Swiss rail card.

Opening hours: Shopping malls throughout the country are generally open from 8 am until 6 pm Monday through Friday and closed on Sundays for the Christian Sabbath observance. Shops in smaller areas may have reduced opening times.

Driving license: Drivers from most nations can drive as long as you have a valid license from your country - however, you may need to display a mark showing your country of origin on your vehicle.

Restaurants: Liechtenstein is a very small country - so eating out and nightlife options may be limited. However, leading restaurants in Vaduz open in the evening, often from 5pm to 11 pm or midnight. Many will also open for lunch before shutting in the mid-afternoon.

Visa: Although many countries have visa-free travel with Liechtenstein and the Schengen Area, if you think you do need a visa to Liechtenstein you can find out more, here.

Will my travel insurance cover repatriation if I get injured?

Yes. AXA’s insurance will cover your repatriation in case of injury or illness - as well as helping you get treatment for ailments suffered during your trip.