Whether you need to have travel insurance to enter Liechtenstein mostly depends on where you’re coming from. Because even though it’s not in the European Union, this tiny principality nestled between Austria and Switzerland is in the Schengen Zone. And the majority of its non-European visitors therefore require a Schengen visa.

And one of the requirements for being granted a Schengen visa is, first and foremost, having the appropriate Schengen travel insurance.

Who does not need a Schengen visa for Liechtenstein (for stays of up to 90 days)?

You can go to Liechtenstein visa-free if you’re:

• A citizen of the EU and/or one (or more) of the Schengen countries
• A holder of a valid Schengen residence permit
• A citizen of one (or more) of the non-Schengen European Union member countries (i.e., Cyprus or Ireland)
• A citizen of one (or more) of the non-EU countries and territories that have signed visa exemption agreements with the EU - the most popular ones being Australia, Brazil, Canada, Hong Kong, Japan, Mexico, the U.K., and the U.S.

Who needs a Schengen visa for Liechtenstein (for stays of up to 90 days in any 180-day period)?

However, if you’re traveling on a passport from a country that doesn’t have a visa waiver agreement with the Schengen zone and the EU, you will indeed need that Schengen visa for Liechtenstein.

This generally includes countries like China, India, Russia, and all African and Middle Eastern nations (except the UAE).

Fortunately, the European Commission offers full lists of countries exempt and not exempt from the Schengen visa.

IMPORTANT: And visa or not, know that you can’t stay in Liechtenstein longer than 90 days* without needing more paperwork of some sort (for example, a Long-Stay - aka Type D/ “national”- visa).

*PRO-TIPS: AXA can gladly help you understand the somewhat confusing Schengen visa 90/180-day rule in no time too!

And, of course, we can help you answer one of the most common questions about travel to Europe in general (including for its fourth-smallest nation, Liechtenstein):

Do I need a Schengen visa?

How do I apply for a visa for Liechtenstein?

And if you do, not only do we have the best possible Schengen insurance for your trip, but we’ve also gone ahead and compiled a comprehensive step-by-step guide on:

How to apply for a Schengen visa for Liechtenstein

Moreover, we can also greatly speed up your Liechtenstein (or other) Schengen visa application process by helping you answer:

What type of Schengen visa do I need?

How much does a Schengen visa cost?

How long does it take to process a Schengen visa?

… and plenty more! So stay calm, click away, explore - and good luck!

What are the travel insurance requirements to be granted a Schengen visa for Liechtenstein?

As mentioned, one of the requirements for being granted* your Schengen visa for Liechtenstein is having a proper travel insurance plan.

*PRO-TIP: And note that you’ll need to have that plan already in place when applying!

Moreover, that travel insurance plan must adhere to the following criteria (as stipulated by the European Commission):

• be purchased from an insurance company validated by the consular authorities of all Schengen countries (not just Liechtenstein)
• have a minimum coverage of €30,000 in medical expenses (such as hospitalization, emergency treatment, and repatriation – including in case of death);
• cover you in Liechtenstein and all other Schengen member countries
• be valid for the entire duration of your stay in the Schengen Area.

PRO-TIP: Guess what? All of AXA’s plans meet all the EU criteria above! But if you’re feeling extra curious, we can help you delve deeper into all the specifics of travel insurance requirements for a Schengen visa too.

I don’t need a Schengen Visa. Do I still need travel insurance for Liechtenstein?

Technically, no. However, despite Liechtenstein‘s reputation as one of the safest countries in the world, a good plan is still strongly recommended (and not just by us, mind you!).

For one, most foreign visitors to Liechtenstein pay out of pocket for medical care. And even if you have a valid EHIC card, you’re still only covered for the most basic treatment. So no matter where you’re coming from, unexpected illness or injury in this pricey Alpine microstate can quickly become expensive and stressful.

Hitting the slopes in Malbun’s pristine powder? Hiking the Liechtenstein Trail? Or simply enjoying the view from Vaduz Castle and/or a beer or two below? Well, a sudden sprain, an altitude or food-related issue, or even a simple slip on the ice can lead to unplanned doctor visits, ambulance rides, or even medical evacuation.

Preexisting conditions, pregnancy, medical prescriptions can also further complicate things. Oh, and medical repatriation? These costs can, unfortunately, skyrocket in the blink of an eye.

Moreover, navigating Liechtenstein’s world-class healthcare system is no easy feat - from the German language barrier to unforeseen bills and everything in between.

Having the right travel insurance, meanwhile, can spare you some unnecessary major headaches, spending, and time. And it also gives you both peace of mind and 24/7 support - so you and yours can focus on castles, museums, and mountain views instead of hospital forms, wait times, and medical quotes.

What does AXA Schengen insurance cover?

Well, for one, with AXA, you’re choosing a first-class, world-renowned, decades-trusted Schengen travel insurance brand that won’t break the bank. Plus trusted yet affordable quality, 24/7 support, and peace of mind from your visa application to Liechtenstein and back!

But here are a few other reasons to go with AXA. Our plans:

• Meet all the criteria required by the EU for being granted a Schengen visa
• Offer a fast and easy online subscription
• Provide a certified, world-renowned travel insurance certificate instantly
• Are accepted by all Schengen embassies, consulates, and visa application centers worldwide
• Offer a full refund in case your Schengen visa application is denied
• Have no age limit, zero deductibles, and require no medical exams
• Offer coverage of medical and repatriation costs of up to €2 Million
• Include civil liability and personal liability insurance
• Include death and disability coverage
• Offer baggage insurance (either included or optional, depending on the plan - see below)
• Are customizable, offering multiple upgrade options
• Are available for one day, up to six months, or even as an annual subscription
• Are valid for the Schengen area + the European Union + the United Kingdom (depending on the plan)
• Provide 24/7 emergency assistance
• Offer free remote medical consultation via our unique Doctor, Please! feature (in English, French, and a number of other languages)
• Can be purchased on behalf of someone else

What options does AXA Schengen travel insurance for Liechtenstein offer?

And now for a general overview* of our plans:

-AXA SCHENGEN BASIC: our most standard plan, meeting all EU Schengen visa requirements and providing coverage in all Schengen countries and the European microstates of San Marino, Andorra, Monaco, and Vatican City.

-AXA SCHENGEN ESSENTIAL: more complete, wider coverage, also meeting the EU Schengen visa requirements while covering you in all Schengen, all EU countries, the European microstates above, and the UK.

-AXA SCHENGEN PREMIUM: PREMIUM also meets Schengen visa requirements and covers you in all Schengen countries + all EU countries + the European microstates + the UK — all while being our most worry-free, all-inclusive plan.

-AXA SCHENGEN ANNUAL: perfect for applicants for/holders of multiple-entry visas and frequent European travelers, ANNUAL also meets all Schengen requirements and is valid across all Schengen, all EU countries, the microstates above, and the UK - but all this under a single contract for a full year!

*PRO-TIP: To choose the best option for your Liechtensteinian adventure, click around to learn more about each one, and/or take a minute to

What should I do if I am injured or ill while in Liechtenstein

Wherever in Liechtenstein you might be, AXA is there for you. So stay calm and simply contact the AXA 24/7 call center (the number to which will also be provided with your insurance policy).

Our medical assistance professionals are standing by 24/7 to answer your questions, advise you on how to get help, and find a medical center closest to you if needed.

What to provide when contacting AXA's call center

When calling, you’ll be asked:

-The number of your policy (which begins with “SCH”);

-Your address and telephone number (and/or details of anyone we can contact locally on your behalf);

-Your dossier number (communicated at the time of the first call).

PRO-TIP: Keep all bills/invoices related to medical costs - and enclose them with your file.

List of Emergency Numbers in Liechtenstein

A few other key emergency numbers to keep on hand:

• 112 – European emergency number (police, ambulance, or fire — as needed)
• 117 – Police (direct line)
• 118 – Fire service
• 144 – Emergency medical service/ambulance

PRO-TIP: You can get more specific useful numbers via the Liechtenstein Official Government Victim Support page too.

What else should I know when prepping for my trip to Liechtenstein?

Now, a few practical tips (and fun facts!) before you set off to explore Liechtenstein’s rich history, compact Alpine landscapes, and famously safe, beautiful small towns.

Safety in Liechtenstein

Liechtenstein has very low crime rates (the last recorded murder was in 1997!) and is widely regarded as a safe destination for families and solo travelers alike. However, basic traveler precautions should obviously still apply!

Getting Around in Liechtenstein

Public transport is mainly run by the state-owned LIEmobil bus network, which links the capital Vaduz with towns, villages, and ski areas (as well as neighboring Switzerland and Austria). Cross-border trains do stop in Liechtenstein, but buses are the main way to get around without a car.​

Taxis, Uber, Bolt, scooters, bikes, skis, and so on are also readily available - especially in larger towns.

Roads, meanwhile, are safe (although often icy!), well-maintained, and well-connected, Standard Central European rules apply, and EU/EEA licenses* are valid. However, non-EU travelers will need an International Driving Permit (IDP).

*PRO ROAD-TIP: AXA can tell you more about which driving licenses are accepted in Europe.

Currency in Liechtenstein

HEADS-UP!: Although Liechtenstein is in the Schengen area, it is neither in the EU nor the Eurozone. And its currency is, therefore, not the Euro but the Swiss Franc (CHF) - all the way since 1920! However, euros are sometimes accepted in the more touristy spots.

FINANCIAL PRO-TIP: Check the European Central Bank for the latest exchange rates.

Weather in Liechtenstein

And the climate is Alpine-continental — meaning winters are cold (with average temperatures around 0°C in January in Vaduz). Summers are mild to warm, with typical peak highs in the mid‑20s °C. Rain and snow are common, especially in the mountains.

PRO FASHION TIP: So year‑round layers and waterproof gear are recommended. Especially if you plan to hike, ski, or spend time at higher elevations.​

Opening Hours in Liechtenstein

Most shops open Monday to Friday from about 8:00 to 12:00 and 13:30 to 18:30, and until around 16:00 on Saturdays. Many are closed on Sundays. Tourist areas, however, are of course more flexible.

HEADS-UP: And banks and government offices tend to go on lunch break!

Restaurants, meanwhile, typically serve lunch from 11:30 to 14:00 and dinner from 18:00 to 22:00. Many close between services, reservations are advisable on weekends and during peak ski/summer seasons, and dress codes may apply.

TIPPING PRO-TIP in Liechtenstein

Tipping in Liechtenstein is not yet a thing, but a small gratuity is appreciated. Many visitors simply either round up the bill or leave 5–10%.

PRO FOOD TIPS in Liechtenstein

Käsknöpfle – small homemade pasta or dumplings, melted mountain cheeses, fried onions, apple purée.​

Ribel – Liechtenstein’s traditional cornmeal dish (often eaten for breakfast and at village festivals).​

And, of course, the local Alpine cheeses, cured meats, and regional wines - all of which make Liechtenstein a foodie’s winter paradise!

FUN FACTS about Liechtenstein

-Liechtenstein and Uzbekistan are the only two doubly landlocked countries in the world

-Liechtenstein has no army (all the way since 1868)

-Switzerland unintentionally invaded Liechtenstein in 2007 (nobody was hurt)

-In 2011, the entire country was put up on Airbnb (for $70,000/day; nobody booked it)

-Liechtenstein is the world’s number one producer of false teeth

For more on what to see and do, check out Liechtenstein’s Official Tourism Website. But whether on Vaduz’ Museum Mile, the Liechtenstein Trail, enjoying the view from Vaduz castle, or just some fine Alpine wine and cheese below, you’re sure to have a great time. And with AXA in your back pocket - a safe one from start to finish!

Hoi!
Related Articles

• How can I choose the best Schengen travel insurance?
• How much does Schengen travel insurance cost?
• The differences between Europe, the European Union, the EEA, and the Schengen Zone

FAQ

Does a European Health Insurance Card (EHIC) cover Liechtenstein?

Yes, in Liechtenstein, an EHIC covers basic healthcare for EU/EEA and Swiss residents. However, this only applies to public healthcare services. The EHIC does not cover private services, medical repatriation, expenses in the event of death, and many other potential costs (which is just one more reason to go with AXA!).

Can I purchase an AXA Schengen travel insurance for Liechtenstein on behalf of someone else?

Yes, with AXA, you can easily take out a policy for someone other than yourself. You’ll just need to provide their personal info (i.e., their DOB, address, passport number, and itinerary).

Can I travel throughout the rest of Europe on a Liechtenstein Schengen visa?

You can - so long as the countries you plan to visit are Schengen countries. However, remember that not all of Europe’s roughly 50 countries are in the Schengen Zone.