E.g., 08/09/2021
E.g., 08/09/2021
Beyond 105 days, the default period of cover is 180 days.

Schengen Travel insurance for Europe

From €0,99 per day - COVID protection*

Buy now


Travel Insurance for Schengen visa and Europe

Need travel and medical insurance to obtain a Schengen Visa for Europe? Buy AXA Schengen travel insurance online and get your insurance certificate immediately. The certificate is accepted by all consulates and embassies representing the 26 countries in the Schengen Area.

Do you cover emergency medical costs related to Coronavirus? Europe travel insurance & Coronavirus

Low Cost

Secure your visa for the Schengen Area | From just:

€0.99 / day

  • Medical expenses up to €30,000
  • Repatriation
  • 24-hour assistance
  • COVID coverage under conditions
  • Meets requirements from the E.U
Europe Travel

Extended protection for you and your family | From just:

€1.50 / day

  • Medical expenses covered up to €100,000
  • Extended protection in all Schengen countries and Ireland
  • Repatriation
  • COVID coverage under conditions
  • 24-hour assistance
Multi Trip

Annual Plan | From just:

€298 per year

  • Medical expenses covered up to €100,000
  • Extended protection in all Schengen countries and Ireland
  • Repatriation
  • COVID coverage under conditions
  • 24-hour assistance

Need travel insurance for a Schengen visa ?

Buy your AXA Schengen Visa travel insurance online


Get your certificate immediately

File the certificate with your host country's consulate or visa center

Benefit from our guarantee if your visa is refused

*Do you cover emergency medical costs related to Coronavirus? 

We will cover your medical costs related to Coronavirus provided you haven't travelled against World Health Organisation or any other government body’s advice in your home country or the country you are travelling to) or medical advice.


*The embassy states that I must get an insurance certificate with Covid protection. Is this possible?

All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”.

What is Schengen travel insurance ?

Schengen travel insurance provides you with travel and medical insurance for all the 26 countries that make up the Schengen Area - covering you for trips across the continent or holidays in any nation within the Schengen Zone. AXA is the leading provider of this type of insurance.

Here is the complete list of countries that you can visit with Schengen insurance (provided you have a visa) : Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Why do I need travel insurance to visit Europe ?

A requirement for obtaining a Schengen Visa is to have insurance covering you in all states in the Schengen Area up to medical costs of €30,000. The easiest way to do this is to obtain Schengen travel and medical insurance from an accredited provider, such as AXA, which is the leading brand for this type of insurance.

Not all travelers require a Schengen Visa to travel to the Schengen Area, as countries including the U.S.A., Mexico, Brazil, and Canada have visa-free arrangements with the Schengen Zone. However, it is still strongly recommended you obtain insurance as all your medical costs, or those you may incur should something go wrong on your trip, may not be covered without obtaining travel insurance. If you are planning to travel to more than one Schengen country or want to be flexible with your itinerary, it is also a great way to ensure you are covered in the majority of countries in Europe.

If you are a U.K national, we recommend you to read our detailed guide on the effects of Brexit on travel and residency in Europe.

Will getting travel insurance ensure I get a Schengen visa ?

Although it is an essential document to supply when applying for a Schengen Visa, you will also need to supply other supporting documents that outline the reasons for your visit, your itinerary and accommodation plans, as well as how you intend to support yourself and any plans to work or study. Your application may also be rejected by embassy officials - but this is relatively rare as long as all your documents are in order.

Does Schengen insurance cover countries other than those in the Schengen Area ?

Other than those microstates mentioned, no. If you plan to travel to countries outside the Schengen Area, you will need to get insured for trips to those countries as they are not covered by Schengen visa insurance.

How can AXA help with your travel insurance ?

AXA can help by providing you with Low Cost Schengen Area travel insurance that meets your visa requirements when traveling to the Schengen Area from as little as €0.99 per day - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries - a price that isn’t too hard on your wallet ahead of your trip! A certificate proving you are insured will also be available immediately, meaning you can get on with your application.

AXA is the number one provider of travel insurance for trips to Europe and offers assistance 24/7, as well as other options and tailor-made products. Other coverage available includes our Europe Travel insurance, costing €1.50 per day, or Schengen Multi Trip insurance, which is perfect for regular travelers and available for €298 for a year’s coverage.

Can I buy this insurance from an AXA representative in my own country?

No, AXA’s travel insurance can only be purchased on this website.

What should I do if I have a medical issue while in the Schengen Area?

Please contact us as soon as possible on the phone number given with the special conditions you receive after taking out your policy. Our helpful staff will then do all we can to resolve your issue and get you treatment or travel home, in line with the conditions of your policy.

Frequently asked questions about countries covered by Schengen travel insurance

1 - Does Schengen insurance cover countries other than those in the Schengen Area ?

Other than those microstates mentioned, no. If you plan to travel to countries outside the Schengen Area, you will need to get insured there, though this will not affect your Schengen travel insurance covering you while inside the area.

2 - I want to buy travel insurance for my partner and children as a group. Can I do so ?

Yes. You can buy for up to 10 people with only one payment.

3 - Can I get a refund if my Schengen Visa application is refused?

Subject to certain conditions, yes. However, you will need to provide documentation from the embassy, consulate, or visa application center where you applied stating the reason for the refusal.