What travel insurance do I need when visiting Latvia?

Travel insurance: the trouble-free way to prepare for your journey to Latvia

Although relatively unknown to non-Europeans, Latvia is an enticing country on the Baltic Sea with a wide variety of attractions. Thanks to your Schengen Visa, you will be able to explore the capital city of Riga and its Gothic cathedrals, Art Nouveau architecture, buzzing cafes and delicious dining, as well as a variety of amazing locations such as the Gauja National Park and the seaside resort of Jūrmala. To travel freely in Latvia and throughout the Schengen Area, you will need a Schengen Visa issued by the country you are spending most of your time in Europe in - whether that is Latvia or another state.

Which countries can I visit with Schengen travel insurance?

Discover all of Latvia’s wonders thanks to a Schengen Visa

Situated between Estonia and Lithuania, Latvia offers the experience of a lifetime, blending nature and culture. If you live in a country outside of the Schengen Area, a Schengen Visa will be required to enter Latvia. For more information : mfa.gov.lv/en/ministry/mission/

Travel insurance for your Schengen Visa

To obtain the Schengen Visa, you must provide documents including your passport, additional passport-style photographs, accommodation and travel information, and take out travel insurance for the Schengen Area countries. This visa will enable you to move around many European countries with complete freedom during a stay of up to 90 days.

Travel insurance for Latvia: a requirement to obtain your visa

To obtain your Schengen Visa when traveling to Latvia, a Schengen Visa compatible travel insurance policy is required. This policy will need to cover any possible travel or emergency medical fees of a minimum value of €30,000. There are different types of travel insurance policies available for your trip to Latvia. You can choose to add additional coverage for children under 18 years of age, for an unscheduled return due to an emergency or to cover the shipping of indispensable medicines, amongst other options.

How do I get to Latvia?

By plane: Riga International Airport is about 10 kilometers from the city. It serves more than 50 European cities as well as airports around the world. You can choose from a variety of scheduled and low-cost flights to Latvia.

By bus: Several companies offer routes to Latvia. Ecolines is one example. Different routes are available, but the majority start from Russia or Estonia.

By boat: There are several ferries departing from ports in Sweden and Germany. They will take you to Riga, Liepāja, and Ventspils.

Advice on health and vaccinations

There are no compulsory vaccinations when traveling to Latvia. It is, however, recommended to be vaccinated against viral hepatitis A and B, diphtheria, tetanus, typhoid, and polio. Measles vaccinations are highly recommended for children.


Summer is the best time of the year to visit Latvia. In Riga, temperatures are rarely extreme, staying around -4 degrees Celsius in January and going up to roughly 18 degrees Celsius in summer. However, the further inland you go, the harsher climatic conditions you will encounter, dropping as low as -20 degrees Celsius in winter and becoming very hot in summer.


Snow covers much of the country from mid-December to mid-March. Be sure to pack some warm clothes and make sure that your rental car has all of the right equipment.

Discovering Latvia

During your visit to Latvia, you will undoubtedly begin your tour in Riga. A moderately large city, the capital offers spectacular walks amongst the heart of districts with traditional and Art Nouveau architecture and a vibrant nightlife. Be sure not to miss the majestic cathedral with its 90-meter bell tower. This departure point will then allow you to venture towards a variety of different regions throughout the country. There’s so much to see in Riga, but plenty more across Latvia.

- Gauja National Park: Located close to the beautiful town of Sigulda, this is Latvia’s biggest park. You will find no less than 500 different monuments, including numerous castles and churches, all similar in style to the Turaida Castle. Be sure not to miss the Gutmanis and Viktor’s caves.

- The seaside resort of Jūrmala is just 20 minutes’ drive from Riga, and is the perfect place to enjoy sun, sea, and sand in the summer months. You can have fun on the beach or enjoy the spas, offering mud packs and massages. Jūrmala is also a great place to get back to nature, strolling the miles of pine-fringed shore or admiring the beautiful timber summer cottages.

- Those wanting a romantic vacation may want to drop by Kuldiga. This picturesque town offers a mixture of Baroque beauty with its timber houses, Europe’s widest waterfall, as well as enchanting restaurants and guesthouses. One of Europe’s hidden gems!


Latvia is a safe country and there are fewer problems in Riga than in most major European cities. Be aware, however, of pickpockets in the capital's tourist districts, railway stations, and markets.

Practical information

Latvia’s currency is the Euro. Plan ahead and exchange your currency before arriving in the country to ensure a better rate. Credit cards are accepted in most locations, though it is recommended that you have a bit of cash on hand for certain museums or shops.

Latvian is the only official language, but many people also speak Russian. In big cities, you should be able to make yourself easily understood in English.

The 18th of November is Latvia’s national holiday. Everything is closed.

Shops are generally open from 9am - 6pm, with a pause for lunch.

According to the Immigration Law, foreign nationals who want to enter and reside in the Republic of Latvia need to attest to enjoying at least €14 per day for the duration of their trip when applying for a visa.

How can AXA help?

AXA’s Low Cost Schengen Area travel insurance will meet your visa requirements when traveling to Latvia and will cost as little as €0.99 per day - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries - as stipulated by the requirements for a Schengen Visa. A certificate proving you are insured will be available online immediately, meaning you can get on with your application.

AXA is the number one brand for Schengen Visa insurance and offers customers assistance 24/7, as well as other options and tailor-made products. Other coverage available includes the Europe Travel insurance, costing €1.50 per day, or the Schengen Multi Trip insurance, perfect for regular travelers, which is available from €298 for a year’s coverage.

The other countries of the Schengen area

Austria travel insurance

Belgium travel insurance

Czech Republic travel insurance

Denmark travel insurance

Estonia travel insurance

Finland travel insurance

France travel insurance

Germany travel insurance

Greece travel insurance

Hungary travel insurance

Iceland travel insurance

Italy travel insurance

Latvia travel insurance

Liechtenstein travel insurance

Lithuania travel insurance

Luxembourg travel insurance

Malta travel insurance

Netherlands travel insurance

Norway travel insurance

Poland travel insurance

Portugal travel insurance

Slovakia travel insurance

Slovenia travel insurance

Spain travel insurance

Sweden travel insurance

Switzerland travel insurance

Frequently asked questions about travel insurance to Latvia

Will my travel insurance cover repatriation if I get injured?

Yes. AXA’s insurance will cover your repatriation in case of injury or illness or should the worst happen- in the case of death.

Will my travel insurance fees be refunded if my visa is refused?

Yes. If your visa is refused AXA will refund your insurance fees in the majority of cases. But you will need to provide proof of the reasons officials refused your application.

Will my Schengen travel insurance cover me for visits to nearby countries outside the Schengen Area- such as Russia?

No. The purchase of standard Schengen Visa insurance will not cover you for trips outside of the Schengen Area and so you will likely need to purchase additional and/or bespoke cover for the leg of your trip that falls outside of the Schengen Area.