Do I need travel insurance for Lithuania ?

In Lithuania you’ll find lively nightlife in the capital Vilnius and on the coast and other cities, as well as picturesque national parks to take you back to nature. There are also a number of stunning beaches on the Baltic Sea. 

Vilnius, with its Baroque Old Town, stands alongside Tallinn in Estonia as a beautiful Baltic capital, and the second city, Kaunas, is an up-and-coming destination with a beautiful center. On the coasts, the resorts of Neringa and Palanga - the latter is Lithuania’s party town - are well worth a visit if traveling in the summer.

Lithuania is in the European Union and is part of the Schengen Area of borderless travel. AXA’s Schengen travel insurance offers extensive protection for those traveling to Lithuania - as it can cover medical expenses up to €100,000 in Lithuania and other Schengen Area countries. It also allows you to obtain the travel insurance certificate required with your visa application.

What does AXA Schengen travel insurance for Lithuania cover?

Starting at €33 per week (approx. US$35) of your trip, our Europe Travel insurance covers:

● Up to €100,000 coverage in medical expenses

● Medical repatriation & transport

● 24/7 medical assistance in English or French in case of urgency

● Up to 180 days of coverage

● All Schengen and European Union countries as well as the United Kingdom (depending on the chosen insurance)

● Insurance certificate issued immediately and approved by the embassies

● No age limit

● Zero deductible - which will allow you to avoid some upfront and early costs with your claim.

Is travel insurance required for Lithuania?

Travel insurance is mandatory if you need a Schengen Visa for Lithuania. If you have visa-free travel, insurance is optional but strongly recommended as medical costs can be high for foreigners, especially as you will need to pay for any prescriptions.

Do you cover emergency medical costs related to coronavirus?

We will cover your medical costs related to coronavirus provided you haven't traveled against World Health Organization advice, personal medical advice from your doctor, or any other government body’s advice in your home country or the country you are traveling to. Emergency and additional travel costs are also covered providing you have stuck to this advice.

All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”. This will satisfy any embassy rules that state you must get an insurance certificate with Covid protection.

Will AXA Schengen travel insurance be accepted with my Lithuanian visa application?

AXA have been leading experts in delivering insurance certificates that meet Schengen countries’ requirements to obtain a visa for more than 10 years. All you need to do is print the electronic form of the health insurance certificate and enclose it with your visa application - it’s that easy! Each AXA Schengen insurance certificate is individualized and bears a number that is verifiable on our website.

What are the requirements for travel insurance for my Lithuania visa?

To obtain a Schengen Visa to Lithuania your insurance must meet the following criteria:

- Minimum coverage for at least €30,000 in medical expenses

- It should cover all member states of the Schengen Area

- It should cover any expenses which might arise in connection with repatriation for medical reasons.

I don’t need a Schengen Visa to visit Lithuania - can I still purchase your insurance to cover my possible health expenses?

Schengen travel insurance is not mandatory for some travelers, but that doesn’t mean you won’t be injured or get ill. A broken wrist or nasty infection can happen to anyone! We thus strongly recommend that you subscribe to our insurance for travelers visiting Europe to make sure your trip is as safe and peaceful as possible. Particularly if you’re taking on some of the more off-track pursuits the country has to offer!

What are the main advantages of AXA Schengen insurance?

1. Compliant with European requirements for Schengen Visa. 10 years of existence

2. Immediate coverage. Your insurance covers you from the first day you need it

3. No age restriction, zero deductible

4. No price variation because of nationality or age

5. Refund if your Schengen Visa application is denied.

Why should you trust us?

● Medical files processed by AXA Schengen in 2021: 2292

● Medical calls processed by our agents in 2021: 3845

Which insurance plans to consider?

  Coverage duration Max.
Countries Covered Average price 
Europe Travel Up to 180 days  €100,000
Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
33€ per week
(approx. US$ 35)
Multi Trip  Illimited number of stays of 90 days max.
during 1 year 
€100,000 328€ per year
approx. US$ 349)
Low Cost Up to 180 days  €30,000
Austria, Belgium, Croatia, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland

22 € per week
(approx. US$ 23)

What should I do if I am injured or ill while in Lithuania?

Don’t worry - AXA’s Schengen insurance is here to guide, help, and protect you. In case of a medical emergency, you must contact the AXA Schengen call center at the number provided on your insurance policy. Medical assistance professionals will answer your questions and advise you 24/7 to help you find the medical center best suited to your situation and the closest to your location.

The following information must be given to the call center:

● The number of your policy, which begins with “SCH”.

● The address and telephone number at which you can be reached and the details of the people that can be contacted locally.

● The dossier number, which is communicated at the time of the first call.

IMPORTANT: Remember to always keep bills/ invoices and enclose them with your file.

What should I know when preparing for my trip to Lithuania?

Security: In February 2022, Lithuania entered into a State of Emergency in response to Russian military action in Ukraine. During the State of Emergency, you are required to carry a photo ID and present it to law enforcement officers when requested. You must not share social media content, articles, TV, or radio programs originating from entities directly or indirectly controlled by the governments of Russia or Belarus within Lithuania. You must not organize meetings or events for the purpose of supporting the actions of the governments of Russia and Belarus, and spot checks may be in operation at border crossings. 

In terms of crime, like any place in the world, petty theft and robbery happen. Beware of pickpockets, avoid unlit streets and parks at night, take care of your belongings in busy locations and on public transport, and don’t leave them unattended in bars and clubs. There have also been a number of thefts of bicycles in Vilnius if this is a planned method of travel.

Opening hours: Lithuanian shopping malls and supermarkets open early in the morning until 10 or 11 pm. There are few convenience stores in Lithuania. Gas station stores stay open 24/7 in main cities.

Public transport: The larger Lithuanian cities have an extensive public transport system. Buses and trolleybuses are available in Vilnius and Kaunas. In the smaller cities, only buses are available. There is no subway. Vilnius Railway Station is the largest station in the country and the main hub for rail traffic. The rail network is connected to the rest of Europe via Poland.

Driving license: If you travel to Lithuania for a short period of time, you don't need to do anything. Driver's licenses from other countries are valid and accepted in the country.

Restaurants: Lithuanians eat their main dish at midday, with common restaurant opening times from 11am to 10pm. There are few eating-out possibilities after 11pm.

Visa: Although many countries have visa-free travel with Lithuania and the Schengen Area, if you think you do need a visa to Lithuania you can find out more, here.

Will my travel insurance cover repatriation if I get injured?

Yes. AXA’s insurance will cover your repatriation in case of injury or illness.

Will my travel insurance fees be refunded if my visa is refused?

Yes. If your visa is refused-  AXA will refund your insurance fees in most cases - providing you supply documentation from the Lithuanian embassy showing the reason for your refusal.

What insurance options are there for Lithuania if I want to enter - leave and then re-enter the Schengen Area while visiting the country?

You will need to take out insurance covering each day you are in the Schengen Area - if you plan on making regular trips in and out on a multiple-entry visa it may be worth investigating if it is worth buying AXA’s Multi Trip insurance.