What travel insurance do I need when visiting Lithuania ?

Travel insurance for Lithuania: discover Northern Europe’s picturesque secret

While Lithuania has opened itself up to tourism since joining the European Union (EU) in 2004, the country remains close to nature and has managed to conserve its culture and traditions. Still, for those who like the hustle and bustle of city life, there’s plenty to see in the capital, Vilnius, with its Old Town, cathedrals, and welcoming restaurants and bars.

If you want to visit Lithuania, but aren’t from one of the countries of the Schengen Area, you will need a visa allowing you to move freely between the 26 countries in the zone. To obtain this visa, you will be required to provide evidence of travel insurance for Lithuania.

Which countries can I visit with Schengen travel insurance?

Go in search of Lithuania’s hidden beauty with a Schengen Visa

If you live in a country outside the Schengen Area, you will need a Schengen Visa to enter Lithuania.

The Schengen Visa offers you real freedom, as you will not only be able to travel anywhere in Lithuania, but also to other countries in the zone, including Spain, Poland, Italy Switzerland, Hungary, Germany, and France. You will have to state your reason for travelling (holiday, work, etc.) as well as providing an identity document and evidence of travel insurance, among other information.

Although compulsory, the various guarantees of your travel insurance for Lithuania will keep you protected.

While you are required to provide evidence of travel insurance for Lithuania upon issuance of your Schengen Visa, this insurance may well prove to be very useful. You can opt for the basic formula - which must at least cover emergency medical expenses and costs of repatriation, up to a minimum of €30,000 – but you can also include additional coverage options.

Depending on your situation, you might also want to protect the close ones traveling with you. For example, repatriation for the entire family to your country of residence.

How do I get to Lithuania?

By plane: the airline airBaltic provides regular flights between Latvia’s capital Riga and Vilnius, as well as Riga and Tallinn, the capital of Estonia. You will find flights leaving from most major European cities, although often with at least one stopover. Vilnius International Airport is located around 6km from the city center.

By bus: if you want to travel for less, the bus is the ideal solution. You will find multiple routes and regular departures from Riga and Tallinn. You can also combine multiple journeys with stops in various European capitals.

By train: Lithuania is connected to its Schengen Area neighbors Poland and Latvia by international rail networks. Routes can also take you to Belarus - but as this country is not in the Schengen Area, you will need to apply for a visa to visit.

Advice on health and safety

Although there are no compulsory vaccinations for Lithuania, certain precautions are advised: hepatitis A and B, diphtheria, tetanus, typhoid and polio. Consult a doctor to find out whether you should be vaccinated against tick-borne encephalitis, especially if you will be visiting rural areas in spring or summer.


Lithuania is divided between an inland continental climate and a milder yet more unpredictable climate close to the coast, due to the influence of the Baltic Sea.

In winter, it snows for three to four months and it may be very cold. It is recommended to visit Lithuania in summer in order to enjoy fine days and pleasant temperatures.

Discover Lithuania

You will almost certainly begin your exploration of Lithuania in the capital, Vilnius. Among this delightful traditional city’s must-see attractions is its Old Town, which is one of UNESCO’s World Heritage Sites. Admiring the streets and monuments, you will without a doubt notice Polish, German, and Russian influences.

Hire a car to travel through Lithuania and head off in search of its traditional towns and villages.

  • Kaunas is popular amongst visitors for its architectural riches, while Klaipėda is a small port city, particularly worth a visit during the Sea Festival. Trakai owes its name, “town on the water”, to the lake on which it is built. This was the medieval capital of the Grand Dukes, and remains very popular with visitors from all over the world.
  • If you are looking for tranquillity and verdant surroundings, head for the spa resorts of Druskininkai and Palanga.
  • The lake resort of Trakai is also incredibly beautiful and is near to Vilnius, so makes for a nice day trip if you are looking to get out of town. Trakai dates from the 14th century and is also the home of the Trakai Historical National Park - which includes a fairy tale castle on an island.
  • Finally, don’t miss the unbelievable Hill of Crosses. A pilgrimage site, this hill is home to no fewer than 150,000 crosses. The site was first mentioned as early as the 14th century and the tradition of leaving crosses continues to this day.


Lithuania is a calm and peaceful country, with a low crime rate. Nevertheless, it is recommended that you remain vigilant with regards to pickpockets, especially in the stations and tourist areas. Don’t leave anything visible in your parked vehicle, especially at night.

At night in Vilnius, it is recommended to avoid the districts of Snipiskes and Naujininkai, located close to the train station. It is also better to carry photocopies of your identity documents; a very useful habit in the event of theft.

Practical information

  • Lithuanian is not an easy language to learn or to speak. Russian is often used, as well as English in the bigger towns and cities. Equip yourself with a phrasebook for standard expressions.
  • Lithuania uses the Euro, and you will be able to exchange your money at the airport or withdraw Euros directly from the ATMs. Favour bank-operated ATMs so that you have someone to talk to in the event that you have a problem with your card.
  • Shops are generally open from 10am to 7pm during the week, and from 10am to 5pm on Saturdays. Hypermarkets have longer opening hours, often from 8am to 10pm.
  • 16 February (Restoration of the State Day) and 11 March (Restoration of Independence Day) are bank holidays.
  • A non-EU foreign national who wants to enter Lithuania by applying for a Lithuanian Schengen Visa needs to prove they have €40 per day to support themselves during their stay.

How can AXA help?

AXA can help those traveling to Lithuania by providing them with Low Cost Schengen Area travel insurance that meets your visa requirements from as little as €0.99 per day - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries. A certificate proving you are insured will be available immediately, meaning you can get on with your application.

AXA is the number one brand and offers assistance 24/7 and tailor-made products. Other coverage available includes our Europe Travel insurance, costing €1.50 per day, or Schengen Multi Trip insurance, perfect for regular travelers, available for €298 for a year’s coverage.

The other countries of the Schengen area

Austria travel insurance

Belgium travel insurance

Czech Republic travel insurance

Denmark travel insurance

Estonia travel insurance

Finland travel insurance

France travel insurance

Germany travel insurance

Greece travel insurance

Hungary travel insurance

Iceland travel insurance

Italy travel insurance

Latvia travel insurance

Liechtenstein travel insurance

Lithuania travel insurance

Luxembourg travel insurance

Malta travel insurance

Netherlands travel insurance

Norway travel insurance

Poland travel insurance

Portugal travel insurance

Slovakia travel insurance

Slovenia travel insurance

Spain travel insurance

Sweden travel insurance

Switzerland travel insurance

Frequently asked questions about travel insurance to Lithuania

Will my travel insurance cover repatriation if I get injured?

Yes. AXA’s insurance will cover your repatriation in case of injury or illness.

Will my travel insurance fees be refunded if my visa is refused?

Yes. If your visa is refused-  AXA will refund your insurance fees in most cases - providing you supply documentation from the Lithuanian embassy showing the reason for your refusal.

What insurance options are there for Lithuania if I want to enter - leave and then re-enter the Schengen Area while visiting the country?

You will need to take out insurance covering each day you are in the Schengen Area - if you plan on making regular trips in and out on a multiple-entry visa it may be worth investigating if it is worth buying AXA’s Multi Trip insurance.