Dear visitor,

By continuing to view this site www.axa-schengen.com, published by Interpartner Assistance SA , hereinafter "AXA", you acknowledge having read and understood the following disclaimer and accept its contents:

Access to the site "www.axa-schengen.com" is free of charge. Access and telecommunications network costs are the responsibility of the visitor to the site, as per the procedures determined by his access supplier and telecoms operator.

Except in cases where an offer of insurance or another service or contract is clearly presented as such, no part of this site shall constitute either an offer of or the supply of any service whatsoever. Should there be any offer of service and/or contract, you are invited and obliged to follow the instructions on the screen scrupulously and to read carefully and in full all information provided concerning conditions, procedures and prices of the service and contract in question.

Access to products and services that may be presented on the site may be subject to restrictions for certain persons or in certain countries. No products or services will be provided by AXA to a person if the law of his country of origin or of any other country that may apply to him forbids it. Nonetheless it shall be the responsibility of any interested person to check in advance with his usual advisors that his legal and fiscal status permits him to contract for the products and/or services in question.

AXA does not provide any fiscal or legal advice via this site, nor any other advice whatsoever. The information featuring on this site is provided solely for your information, and furthermore is free of charge. Any decision on your part to obtain the products or services offered shall be the object of a personal evaluation on the basis of your personal situation, your objectives, the level of risk that you accept and your needs.

AXA does all that it can to ensure that the data and information appearing on this site are relevant and up to date, using reliable sources. Such data and information, which may be collected from third parties, will be updated regularly. However, AXA cannot and does not guarantee its accuracy, validity, relevance, suitability or completeness. AXA accepts no liability concerning this data and information.

AXA will not be liable for any damage incurred as a result of a visit to this site, except in the case of fraud or serious misconduct on its part. Hypertext links to other sites which start with "" may not in any event give rise to liability on the part of AXA. We repeat that delays, omissions or errors may be produced as the result of the electronic transmission system, and that AXA shall not be held liable for this fact.

Should we discover a security risk, we reserve the right to interrupt our service at any time until such risk is eliminated. AXA will accept no liability for offences or computer fraud (such as hacking) or other offences or frauds carried out by third parties, probably including other visitors, whatever damages may be incurred as a result; this shall also apply to the propagation of viruses or any other case of force majeure. You are reminded that the confidentiality of correspondence is not guaranteed on the network and that it is the responsibility of all net users to take all appropriate measures to their own data and/or software from contamination by any virus circulating on the Internet.

All intellectual property rights concerning the site, its contents, its data and its form, and the information, brands, logos and images appearing on it, belong to one or more companies of the AXA group and to third parties who have granted a licence or any other right to such companies. The site must be considered as a single coherent entity. Access to the site never signifies a transfer of intellectual property rights to a visitor. In consequence, you undertake not to copy or use all or part of the site and the documentation found on it, in any manner whatsoever, except for strictly personal and non-commercial purposes (for example, to print out information); likewise, you will refrain from divulging, transmitting or selling such information. The creation of hypertext links to the site " " is subject to express agreement in advance by the site publisher.

This site and all issues relating to it shall be governed by Belgian law. Only Belgian courts shall be competent to rule on any dispute arising from this site and issues relating to it. Should you visit this site from another jurisdiction, you must verify in advance whether this disclaimer is compatible with the law applicable to you and, should this not be the case, cease viewing this site.

This disclaimer may be amended by AXA. We advise you to reconsult this text regularly to the future.

AXA Assistance - Inter Partner Assistance, Avenue Louise 166, 1050 Brussels, Belgium.