What travel insurance do I need when visiting Luxembourg?

Luxembourg travel insurance: How to prepare for your trip to the beautiful Grand Duchy of Luxembourg

If you want to discover Luxembourg during your trip to Europe, including the Old City of Luxembourg - a UNESCO World Heritage Site - and the country’s lush forests, AXA is here to help you by providing comprehensive travel insurance, as well as plenty of advice on important information, like Schengen Visa requirements, the weather, safety, and must-see attractions.

Which countries can I visit with Schengen travel insurance?

Important formalities before leaving for Luxembourg and the need for a Schengen Visa

Schengen Area citizens only require a valid ID card or a passport to visit Luxembourg. Children must be registered on the passport of the parent(s) traveling with them or possess their own passport.

If you live in any other country, you can find more information on the website of the Luxembourg Embassy : maee.gouvernement.lu/en.html

Travel insurance for Luxembourg that allows you to obtain your Schengen Visa

For those who require a visa to enter Luxembourg, it is possible to do so for trips lasting up to 90 days with a Schengen Visa. In order to obtain the Schengen Visa, you must provide documents including passport photographs, accommodation and travel information, and take out travel insurance for the Schengen Area. This visa will enable you to move around many European countries with complete freedom during short stays - with longer working or student visas also available from Luxembourg’s authorities if you are planning a longer trip.

Travel insurance for Luxembourg may also prove very useful in the event of illness or accident. Expenses can grow substantially in a short period of time, especially if you need protection for your family or for riskier activities.

Do you cover emergency medical costs related to Coronavirus?

We will cover your medical costs related to Coronavirus provided you haven't travelled against World Health Organisation or any other government body’s advice (Ministry of Foreign affairs or Department of State in the U.S.) in your home country or the country you are travelling to) or medical advice.

The embassy states that I must get an insurance certificate with Covid protection. Is this possible?

All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”.

How do I get to Luxembourg?

By car: Like most western European countries, Luxembourg has an easily usable road network and unlike in some Schengen states, you do not need to pay to use motorways. It is a legal requirement to drive with winter tires on when traveling in wintry weather - so it is best to ensure you have these fitted before entering the country.

By plane: Luxembourg has only one international airport, located just under six kilometers north of Luxembourg City.

By train: Although it is a small country, Luxembourg is well connected by train to Europe’s rail network and major cities in France, Germany, the Netherlands, and Belgium. You can travel throughout Luxembourg using regional trains and buses operated by the Grand Duchy's national railway company.

Advice on health and vaccinations

There are no compulsory vaccinations for visiting Luxembourg. However, if you are without them, officials at the World Health Organization (WHO) recommend the following: hepatitis A, hepatitis B, rabies, meningitis, polio, measles, mumps and rubella (MMR), Tdap (tetanus, diphtheria, and pertussis), chickenpox, shingles, pneumonia, and influenza.


Luxembourg enjoys a temperate continental climate, with cold winters and mild summers. Summer is the best time to visit if you want to fully explore the nation’s forests without the possibility of wet weather.

Discover Luxembourg

Equipped with your Schengen Visa, it will be very easy for you to move around Europe, allowing you to explore Luxembourg and the riches of this small but perfectly formed nation.

The fortifications of the Old City of Luxembourg have been a UNESCO Cultural World Heritage site since 1994, showcasing medieval, classical, and contemporary architectural styles. The capital’s Old City is located around the 1000-year-old Bock fortress. Famous international architects and the military engineer Vauban developed the fortification to such an extent that it was long impregnable to attackers. The remains can be visited today and are a unique tourist attraction in Europe due to the miles of underground tunnels that can be accessed by visitors.

With dense forests, lakes, and rivers, Luxembourg’s natural landscapes are enchanting as they are dotted with picturesque villages, mysterious ruins, and amazing landscapes. Stunning rock formations, meandering streams or colorful flora and fauna make Luxembourg a perfect place for hiking tours and romantic excursions.


Luxembourg is one of the safest places you will find in Europe and around the world - and there is little out of the ordinary to worry about in terms of your safety. However, it is important to remain vigilant with regards to potential pickpockets, especially in tourist spots.

Practical information

  • The capital is Luxembourg City, where most countries will have their embassy or consulate. Check to see where the embassy of your home nation is before leaving in case you need to visit in an emergency.
  • The official languages of Luxembourg are German, French, and Luxembourgish.
  • Luxembourg’s currency is the Euro.
  • Cars drive on the right.
  • Shops are generally open weekdays from 9am to 6pm, although are sometimes closed on Monday mornings.

How can AXA help?

AXA’s Low Cost Schengen Area travel insurance meets your visa requirements when traveling to Luxembourg from as little as €0.99 per day - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries. A certificate proving you are insured will be immediately available online, meaning you can get on with your application.

AXA is the number one brand in the sector for this type of insurance and offers assistance 24/7, as well as other options and tailor-made products. Other coverage available includes the Europe Travel insurance, costing €1.50 per day, or the Schengen Multi Trip insurance, perfect for regular travelers, which is available from €298 for a year’s coverage.

The other countries of the Schengen area

Austria travel insurance

Belgium travel insurance

Czech Republic travel insurance

Denmark travel insurance

Estonia travel insurance

Finland travel insurance

France travel insurance

Germany travel insurance

Greece travel insurance

Hungary travel insurance

Iceland travel insurance

Italy travel insurance

Latvia travel insurance

Liechtenstein travel insurance

Lithuania travel insurance

Luxembourg travel insurance

Malta travel insurance

Netherlands travel insurance

Norway travel insurance

Poland travel insurance

Portugal travel insurance

Slovakia travel insurance

Slovenia travel insurance

Spain travel insurance

Sweden travel insurance

Switzerland travel insurance

Frequently asked questions about travel insurance to Luxembourg


Will my travel insurance cover repatriation if I get injured?

Yes. AXA’s insurance will cover your repatriation in case of injury or illness - as well as helping you get treatment for ailments suffered during your trip.

Will my travel insurance fees be refunded if my visa is refused?

Yes. If your visa is refused AXA will refund your insurance fees in the overwhelming majority of cases - providing you can provide information stating why your visa has been refused.

Will my insurance policy cover multiple trips to Luxembourg?

This will depend on the type of insurance you buy - our low cost or Europe Travel insurance will cover you for trips within the Schengen Area- up to 90 days. If you are planning multiple trips over the course of a year you may - however- be better off with the annual Multi Trip policy.