Premium Travel Insurance Europe: No worries, everything included!
From €23.9
Schengen visa compliant
Full refund in case of visa rejection
Key benefits of our Premium travel insurance plan
Valid for trips up to 180 days (6 months).
Travel insurance is mandatory for obtaining a Schengen visa
Medical expenses covered up to €2,000,000
Medical and surgical expenses, locally prescribed medications, hospital fees
24/7 Medical Assistance & Teleconsultation
From simple questions to major health issues, we're available 24/7
Schengen Countries + EU + United Kingdom Coverage
Extended geographical coverage across all of Europe
Civil and Personal Liability & Death and Disability Insurance
Even abroad, you're covered in daily life as well as in emergencies
Family Assistance
In case of repatriation, we also take care of your loved ones
Baggage protection and medical expenses up to €250,000 included
Baggage protection also includes delay coverage
AXA Premium insurance includes all guarantees, with maximum coverage
You're planning a trip to Europe and:
- You don't have time to read the fine print or compare different products to make sure you're well covered?
- You're concerned about unexpected and exorbitant costs such as healthcare expenses abroad?
- You want to avoid unpleasant surprises like delayed or
damaged baggage?
The brand new AXA Schengen Premium insurance meets these needs and offers maximum health coverage, additional coverages such as Family Assistance, and includes protection against theft, loss, damage and delayed delivery of your baggage.
GET A QUOTEProtecting what matters, when it matters
For 65 years, AXA as an expert in assistance and protection, has been intervening worldwide to help its policyholders anywhere and in any situation.
At AXA, our entire corporate culture revolves around human values, empathy, efficiency and flexibility. It's on these criteria that we recruit our teams and integrate healthcare structures into our medical network.
Get a quote
94% satisfied customers
4.8 Based on 10,614 reviews
Main advantages of AXA Premium Travel Insurance
All-Inclusive Formula = Zero worries!
Complete health coverage and 24/7 assistance
- High reimbursement ceiling for medical expenses
- Medical repatriation and coverage in case of death
- Free medical teleconsultation in French
- Emergency dental care
Medical repatriation can cost tens of thousands of euros and the average cost of a day's hospitalization in Europe for an uninsured patient is around €1,000 to €1,300. Without international health coverage, these expenses fall entirely on the traveler... And that could well be you!
Security and peace of mind for you and your loved ones
- All-risk baggage coverage (theft, loss, damage and delayed delivery)
- Theft or loss of identity papers and travel documents
- Search and rescue costs
- Family assistance: care and/or repatriation of minor children
- Visit from a relative in case of hospitalization
Medical repatriation can cost tens of thousands of euros and the average cost of a day's hospitalization in Europe for an uninsured patient is around €1,000 to €1,300. Without international health coverage, these expenses fall entirely on the traveler... And that could well be you!
Essential Guarantees
- Personal Civil Liability Insurance
- Death and disability insurance
Simple and Effective
- Quick and easy online purchase
- Insurance certificate generated instantly
- Clear contract with no additional boxes to check
- No age limit
Accepted by all EU embassies and consulates
- Simplified procedures
- Meets all Schengen visa requirements
- Full refund in case of visa refusal
AXA expertise, assurance of quality and trust
And that's not all!
Discover in the table below all the guarantees of AXA Premium insurance to travel with confidence
What does AXA Premium travel insurance cover? All guarantees
| Premium Coverage | |
| Maximum individual trip duration | Trips up to 180 days |
| Medical expenses coverage | Maximum €2.000.000 |
| Medical and surgical expenses, locally prescribed medications, hospitalization costs | Maximum €100.000 |
| Emergency dental care | €150 per insured person |
| Geographical coverage | Schengen Area + United Kingdom, Ireland and Cyprus |
| Refund in case of visa refusal | |
| 24/7 medical teleconsultation | |
| Assistance in case of death | |
| Body repatriation and burial | |
| Assistance with formalities | |
| Baggage repatriation | |
| Early repatriation of other insured persons | |
| Assistance, repatriation or transport following a medical incident or hospitalization | |
| Repatriation or transport of the insured person | |
| Repatriation of other insured persons accompanying the victim | |
| Assistance to an insured person traveling alone | |
| Extension of the insured person's stay | |
| Return after the initially planned date | |
| Search and rescue costs | |
| Intervention threshold for medical expenses | Maximum €100.000 |
| Accidental bodily injury and loss or damage to property | Up to €10.000 |
| Permanent disability and death | Up to €10.000 |
| Deductible: fees for any reimbursement by bank transfer outside the European Union | €20 |
| Travel assistance | |
| Sending urgent messages | |
| Coverage of communication costs | €100 maximum |
| Sending essential medications, glasses, contact lenses and prostheses | |
| Daily hospitalization allowance | Up to €500 |
| Theft of identity and travel documents | Up to €100 |
| Emergency early return of other insured persons | |
| Baggage protection + delay | Up to €2.500 |
Eligible countries
Our Premium travel insurance protects you in all Schengen area countries! Germany, France, Spain, Italy... travel freely throughout Europe with unique and borderless coverage.
Whether you're visiting a single country or embarking on a complete European tour, our insurance accompanies you everywhere, with the same quality of service and protection.
FAQ – Your questions about European Travel Insurance and AXA's Premium offer
Want to know more about the ideal coverage for a stay in Europe or about AXA's Premium Formula? Want to check that it meets your needs?
This FAQ brings together the key points to enlighten you and guide you towards the best adapted solution.
What's the benefit of travel insurance for a stay in Europe?
For certain nationalities, travel insurance is mandatory to obtain a Schengen visa. The European Union then requires a valid medical coverage certificate. For other travelers, it's not imposed but remains highly recommended. Yes, because no one is immune to a health problem, accident or unexpected event! And without insurance, you'll have to bear all the costs, procedures and stress related to an incident abroad yourself.
Did you know? Europe is home to several of the most peaceful countries in the world according to the Global Peace Index... But beware! This doesn't mean you travel there without risk. Illnesses, thefts, scams, natural disasters; it's better to stay cautious!
Before packing your bags, take a look at our guide on the main dangers and security tips in Europe.
I'm an EU resident and holder of the EHIC: is this enough to protect my road trip in Europe?
Not quite. The European Health Insurance Card only covers urgent care in the public sector. It doesn't include repatriation or assistance, nor private care or other travel mishaps. To prevent your road trip from going wrong due to unexpected costs, it's better to take out travel insurance.
- Premium AXA is comprehensive, all-inclusive coverage, ideal if you don't want to leave anything to chance.
- Do you prefer a more modular solution? The Essential AXA formula adapts to your needs and budget.
Important to know: As an EU resident, you can subscribe to our travel insurance, which covers you in about thirty European countries, except for your country of residence
What is the price of AXA Premium Travel Insurance?
The Premium formula is offered from €23.90, with no hidden fees: everything is included, for complete protection with no hidden costs.
And the longer you go, the lower the daily rate! A real "worry-free" passport, valid in more than 30 European countries and designed to cover all eventualities.
In which countries am I covered by the AXA Premium formula?
Without borders or complications, Premium travel insurance opens the doors to Europe and watches over you in about thirty countries.
List of covered countries:
- Schengen Countries + EU Countries: Germany, Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Ireland, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland
- European Micro-States: Andorra, Monaco, San Marino and Vatican
- United Kingdom: England, Northern Ireland, Scotland, Wales
My son, who holds a Moroccan passport, is going on an internship in France and wants to visit other European countries. Is Premium insurance suitable for him?
Absolutely. The Premium formula is perfectly suited to his situation. It's recognized for obtaining a Schengen visa, required for nationals of more than 100 countries, including Morocco. This "all inclusive" travel insurance includes numerous guarantees, including high medical expense coverage, repatriation, baggage protection, search and rescue costs and is sufficient to cover more than 30 European destinations. With AXA by his side, your son will be able to discover Europe with complete peace of mind... And you'll be able to sleep peacefully because we're watching over him!
What's the benefit of Personal Civil Liability insurance?
Accidents can happen at any time, even far from home. If you inadvertently damage other people's property or cause injuries, Personal Civil Liability insurance covers the costs. For example, if you break a fragile object in a vacation rental or if you hit a pedestrian with a scooter. Abroad, such situations can lead to high costs, but with AXA, you're covered. This guarantee, included in the Premium formula, offers coverage up to €10,000.
AXA European Travel Insurance: which one is right for you?
Coming, staying and traveling in Europe doesn't mean the same thing for everyone, and AXA understands this well. Each of its formulas has been designed to accompany you according to your way of traveling, your priorities and your constraints.
Beyond Premium, our all-inclusive insurance, and Essential, reassuring, affordable and adjustable, also discover:
Basic AXA: the ideal coverage without extras to obtain a Schengen visa
Annual AXA: to cover all your stays in Europe during the year
Good news! Whether you need a visa or not, each AXA insurance is certified by European authorities and gives you access to 24/7 medical assistance as well as quality care.
Our advice: to find the insurance best suited to your travel project, don't hesitate to compare all AXA formulas