Cheap travel insurance for Schengen visa

AXA Low cost

From €22 / week

  • Up to €30.000 coverage  in medical expenses
  • Repatriation
  • Medical teleconsultation 24/7
  • 24H assistance
  • up to 180 days of coverage
  • Coverage all countries part of the Schengen area
  • Certificate issued immediately and approved by the embassies 

How can AXA’s Schengen Low Cost Travel Insurance help you?

AXA Low Cost Travel Insurance is a great way to ensure you’re covered for any mishaps and accidents you or your loved ones might have - providing you with peace of mind throughout your trip. The AXA certificate is accepted by all consulates and embassies representing countries in the Schengen Area and it also

  • Guarantees a coverage of up to 30.000 euros in conformity with the European directive.
  • Covers all countries part of the Schengen area: Germany, Austria, Belgium, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, the Netherlands, Poland, Portugal, the Czech Republic, Slovakia, Slovenia, Sweden, Switzerland
  • Bears the expenses related to emergency medical care, hospitalisation, sanitary repatriation or death*. 
  • Is valid during the entire duration of your stay
  • Offers the refund of your subscribed travel insurance if your Schengen visa application is denied (under certain conditions)
  • no age restriction, for people of any age
  • 0 deductible

For more information on our other Schengen visa insurance offers, visit our page Schengen visa Insurance warranties

If you wish to stay in a Schengen country, subscribing to a health and travel insurance isn’t optional: it is mandatory when you submit your Schengen visa application at embassies or consulates of countries member of the Schengen area and thus applying European directives. You will thus have to present a Schengen visa insurance certificate in conformity with these directives, otherwise your application will not be examined.

Do you cover emergency medical costs related to Coronavirus? 

We will cover your medical costs related to Coronavirus provided you haven't travelled against World Health Organisation or any other government body’s advice in your home country or the country you are travelling to) or medical advice.

The embassy states that I must get an insurance certificate with Covid protection. Is this possible?

All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”.

LOW COST : the cheap and effective Schengen visa insurance for tight budgets !

Low Cost is the ideal cheap Schengen visa insurance if you wish to cover your medical expenses with little impact on your travel budget. For couples, students, lone travellers, pensioners or families, whatever your situation, Low Cost can be the perfect option for your Schengen visa insurance.
It is perfectly adapted to all ages or nationalities without extra charge. Its warranties apply as soon as you need them.
It isn’t conditioned by your travelling situation: Low Cost can be perfectly suited to your needs whether your visit to the Schengen area is for business or pleasure.

PLEASE NOTE: if you are travelling with other people, your family for instance, each insurance policy is nominative. Each traveller must thus be covered by their own Low Cost insurance.

Will AXA Schengen travel insurance be accepted with my visa application?

Yes ! For over 10 years AXA has been delivering insurance certificates which meet EU countries’ requirements to obtain a Schengen visa.

Is the digital travel insurance certificate valid to submit my visa application?

Yes. All you have to do is print it and enclose it with your visa application file. Each AXA Schengen insurance policy is individualized and bears a number which is verifiable on our website.

I don’t need a Schengen visa. Can I still purchase AXA insurance to cover my possible health expenses?

As the saying goes « Better safe than sorry ». If the Schengen travel insurance is not mandatory for some travelers, the troubles they might face are still very real! A broken wrist, consequence of an adventurous scooter ride on the Paris Grands Boulevards, an infected angina following a trek in the Alps, a diving accident in Corsica... It can happen to anyone! We thus strongly recommend that you subscribe to our insurance for foreign travelers visiting Europe to make sure your trip is as safe and peaceful as possible. In case of health issues, accidents or other unexpected events occurring during your stay, AXA’s health & travel insurance will assist you 24/7, guide you in your endeavors and cover your costs.

How much does AXA’s Low Cost Schengen visa travel insurance cost?

Great news ! While allowing you to enjoy a peaceful visit of all the countries of the Schengen area, our travel insurance is cheap. For a one week stay, it starts at €22 (approx. US$23).

Length of stay (days) 1 to 8 9 to 16 17 to 24 25 to 31 32 to 45 46 to 62 63 to 90 91 to 105 180
Price per person (euros) €22 €40 €53 €62 €72 €80 €98 €121 €185

How long will I be covered for?

AXA Schengen Low Cost Travel Insurance can cover you for up to 180 consecutive days - more than double the maximum length of trip allowed on a standard Schengen Visa

Even with a low budget Schengen visa insurance, the guarantee and quality of AXA services

Once you are in the Schengen area, you will benefit from AXA’s 24/7 assistance and expertise should you need it. AXA will direct you to the medical structure the closest to your location and will help you with formalities. Low Cost, low stress: if you are ill or victim of an accident, all your health expenses are covered for the entire duration of your stay. In this respect, always keep bills concerning your medical care.
Even if Low Cost is a cheap Schengen visa insurance, this doesn’t imply that its warranties are limited.

They are in exact conformity with the requirements demanded to travellers by the countries belonging to the Schengen area.

Not only are you in compliance with these demands, you are also saving your travel budget from prohibitive costs. You are maximizing your chances of fully enjoying your trip even if you need medical care.

If your Schengen visa application is denied, you can ask for your Schengen Low Cost insurance to be refunded.

* Before paying any medical expenses, travellers must first contact AXA Assistance medical service.

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Features at Glance

  • AXA #1 Global Insurance Brand for french

  • Assistance 24 / 7 - Emergency helpline

  • Meets all requirements from the European regulation

  • No medical exam, no price variation based on age or nationality

  • Insurance Certificate generated instantly and sent by email

  • No extra charges in case of cancellation

Cover details

Emergency Medical Expenses Max 30.000 Euros
Medical teleconsultation 24/7 ​ ​
Repatriation to country of residence ​ ​
Emergency medical care ​ ​
Assistance in case of death ​ ​
Countries covered** Schengen countries + Liechtenstein, San Marino, Andorra, Monaco and Vatican City