Why choose AXA Schengen Insurance for COVID-19 coverage when traveling in Europe ?
Our insurance policies cover you when you travel in accordance with official recommendations issued by your home state’s foreign ministry or the government in the country of your destination.
Our different AXA Schengen Travel Insurance policies cover medical costs related to COVID-19 within the limits, conditions, and exclusions defined in each insurance policy.
Our comprehensive coverage guarantees :
- Our policies will cover your medical costs if you are the victim of an accident or fall ill, including suffering from COVID-19 and related illnesses.
- Our certificates of insurance provided on our website include the statement: "Medical expenses related to COVID-19 are covered within the limits, conditions, and exclusions defined in the insurance policy."
- Each policy specifies the level of coverage for medical costs abroad : €100,000 for the Europe Travel and Multi Trip policies, and €30,000 for our Low Cost Schengen Insurance option.
- They are available to purchase whatever your age and nationality, at no extra cost.
- They meet the standards required by the European Union countries in order to obtain a Schengen Visa.
- They take care of medical repatriation expenses, including when its causes are linked to COVID
All our travel insurance is available fast, easy, and at inexpensive prices (from €20 for a stay of one week) and without having to meet age criteria. It will allow you to travel (almost) as before, despite COVID-19, when Europe reopens to tourism.
You should always consult the general conditions of your insurance to ensure that the guarantees offered correspond to your needs.
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Which countries are covered by Schengen COVID insurance?
AXA Schengen Low Cost insurance provides coverage for all Schengen Area member states: Germany, Austria, Belgium, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Slovakia, Slovenia, Sweden, and Switzerland.
AXA Europe Travel and AXA Multi Trip covers all European Union member states : Germany, Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Ireland, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, and Switzerland.
Is an insurance certificate compulsory for obtaining a Schengen Visa?
If you are planning to stay in the Schengen area and need a visa, medical insurance is not optional, it is mandatory and a certificate proving you are insured must be submitted along with your visa application, as per a directive followed by all Schengen states. You will therefore need to be able to show you have the correct insurance in accordance with this directive in order for your visa application to be accepted.
Is AXA Schengen insurance accepted for my Schengen Visa application?
Yes. AXA has been issuing insurance certificates that meet the European Union standards for obtaining a Schengen Visa for more than 10 years.
The embassy states that I must get an insurance certificate with COVID protection. Is this possible?
All issued electronic certificates purchased on AXA’s Schengen site include this disclaimer, which states, “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy.”
Our travel insurance covers you when you travel in accordance with official recommendations issued by your country’s Foreign Ministry, as well as those of the country you are planning to travel to. So, you will be covered for your medical expenses if you fall ill, including from COVID-19, as well as for repatriation if required.
Frequently asked questions on AXA Schengen insurance for COVID-19
How much does Schengen travel insurance with COVID coverage cost ?
The price varies depending on the scope of the guarantees offered in the policy. AXA travel insurance covering COVID is comprehensive : high coverage of medical costs - repatriation assistance - cancellation guarantee and inexpensive. From € 20 for a 7-day stay - but more comprehensive cover is also available.
My Schengen visa application was refused - can I get a refund on my insurance ?
Yes. We will reimburse you for the cost of your insurance in full should your visa application be refused. We will cover these costs on the condition that they are related to a medical incident within the meaning of the applicable general conditions. No cover is provided for the tests made compulsory by a national or international authority in order to be able to leave or go to a territory.