Do I need travel insurance for Denmark?

Denmark, the most southern of the Scandinavian countries, is known for its beautiful capital Copenhagen and its friendly residents. To travel to Denmark for a short trip lasting fewer than 90 days, you will need a Denmark Schengen Visa, as it is part of the Schengen Area of European countries that have abolished border controls between each other. Five of the top attractions in Denmark you might take in include the Little Mermaid statue, the Nyhavn waterfront district, and Tivoli Gardens, one of Europe’s oldest theme parks that is well known for its wooden roller coaster - which was built in 1914. There is also the famous Christiansborg Palace - home to Denmark’s government but also open to the public. Its nickname ‘Borgen’ also gives its name to the hit TV series. For those wishing to venture outside the capital, perhaps Denmark’s most famous attraction is in Billund - Legoland.

AXA’s Schengen travel insurance offers extensive protection - as it can cover medical expenses up to €100,000 in Denmark and other Schengen Area countries. It also allows you to obtain the travel insurance certificate required with your visa application. 

What does AXA Schengen travel insurance for Denmark cover?

Starting at €33 per week of your trip, our Europe Travel insurance covers:

  • Up to €100,000 coverage in medical expenses 
  • Medical repatriation & transport 
  • 24/7 medical assistance in English or French in case of urgency
  • Up to 180 days of coverage
  • All Schengen, European Union countries as well as the United Kingdom (depending on the chosen insurance)
  • Insurance certificate issued immediately and approved by the embassies
  • No age limit
  • Zero deductible - which will allow you to avoid some upfront and early costs with your claim

Is a travel insurance required for Denmark?

Travel insurance is mandatory if you need a Schengen visa for Denmark. If you don’t need a visa, travel insurance is optional but strongly recommended as medical costs can be high for foreigners, especially as you will need to pay for any prescriptions.

Do you cover emergency medical costs related to coronavirus? 

We will cover your medical costs related to coronavirus provided you haven't traveled against World Health Organization advice, personal medical advice from your doctor, or any other government body’s advice in your home country or the country you are traveling to. Emergency and additional travel costs are also covered providing you have stuck to this advice. All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”. This will satisfy any embassy rules that state you must get an insurance certificate with coronavirus protection. 

Will AXA Schengen travel insurance be accepted with my Danish visa application?

AXA has long been delivering insurance certificates that meet Schengen countries’ requirements to obtain a visa. All you need to do is print the electronic form of the health insurance certificate and enclose it with your visa application. Each AXA Schengen insurance certificate is individualized and bears a number which is verifiable on our website.

What are the requirements for travel insurance for my Danish visa?

To obtain a Schengen visa to Denmark your insurance must meet the following criteria:

  • Minimum coverage for at least €30,000 in medical expenses
  • It should cover all member states of the Schengen Area
  • It should cover any expenses which might arise in connection with repatriation for medical reasons

I don’t need a Schengen visa to visit Denmark - can I still purchase your insurance to cover my possible health expenses?

Even though Schengen travel insurance is not mandatory for some travelers, that doesn’t mean you won’t be injured or get ill. A broken wrist or nasty infection can happen to anyone! We therefore strongly recommend that you subscribe to our insurance for travelers visiting Europe to make sure your trip is as safe and peaceful as possible.

What are the main advantages of AXA Schengen insurance?

  1. Compliant with European requirements for Schengen visa - 10 years of existence
  2. Immediate coverage. Your insurance covers you from the first day you need it
  3. No age restriction, zero deductible
  4. No price variation because of nationality or age
  5. Refund if your Schengen visa application is denied

Why should you trust us?

  • Medical files processed by AXA Schengen in 2021: 2292
  • Medical calls processed by our agents in 2021: 3845

Which insurance plans to consider?

  Coverage duration Max.
Countries Covered Average price 
Europe Travel Up to 180 days  €100,000
Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
33€ per week
(approx. US$ 35)
Multi Trip  Illimited number of stays of 90 days max.
during 1 year 
€100,000 328€ per year
approx. US$ 349)
Low Cost Up to 180 days  €30,000
Austria, Belgium, Croatia, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland

22 € per week
(approx. US$ 23)

What should I do if I am injured or ill while in Denmark?

AXA’s Schengen insurance professionals are here to guide, help, and protect you. In case of a medical emergency, you must contact the AXA Schengen call center at the number provided on your insurance policy. Medical assistance professionals will answer your questions and advise you 24/7 to help you find the medical center best suited to your situation and the closest to your location.

The following information must be given to the call center:

  • The number of your policy, which begins with “SCH”
  • The address and telephone number at which you can be reached and the details of the people that can be contacted locally
  • The dossier number, which is communicated at the time of the first call

IMPORTANT: Remember to always keep bills/ invoices and enclose them with your file.

What should I know when preparing for my trip to Denmark?

Security: Denmark is one of the safest countries in the world but as with anywhere, you should take some care in busy public places and on public transport - particularly in Copenhagen, and by taking obvious precautions like not flaunting or leaving valuable items such as mobile phones, cash or laptops and tablets unattended.

Public transport: Trains run directly to Copenhagen Central Station (Hovedbanegård) from many places in Europe, including from the U.K. via the Channel Tunnel. An excellent train network can take you onwards to other Danish cities. If you want to reach Nørrebro, Vesterbro, Frederiksberg, Osterbrø or other areas of metropolitan Copenhagen, metro trains are the best option. In addition to this, Copenhagen has an extensive electric bike rental network, allowing for cheap travel. Buses are also a cheap and easy way of getting around - but may require some planning as to routes and times.

Opening hours: Most shops in Copenhagen are open throughout the week and on Sundays too - although a few shops (typically smaller stores, along the side streets) are closed on Sundays. Some stores have limited opening hours on Sundays.

Restaurants: The normal dinner time for a lot of Danes is 6 p.m. local time with peak hours at restaurants are usually 6 p.m. – 8 p.m. When you book a restaurant you usually have the table for 2 hours, so if you are happy to - you can eat a little bit later or earlier - or book in advance. 

Driving license: Visitors from most countries can drive in Denmark with a valid license from their country of residence in the case of most nations. 

Visa: Although many countries have visa-free travel with Denmark and the Schengen Area, if you think you do need a visa to Denmark you can find out more, here.

Will my travel insurance cover repatriation if I get injured?

Yes. AXA’s insurance will cover your repatriation in case of injury or illness.

Will my travel insurance remain valid if I leave Denmark?

Yes it is valid for all Schengen states- as well as the U.K. and Ireland and some other European states.

Will my travel insurance fees be refunded if my visa is refused?

If your visa is refused AXA will refund your insurance fees in most cases. But you must provide documentation from officials showing the reason for your refusal.