What travel insurance do I need when visiting Malta?

Travel insurance for Malta: Discover a welcoming island country

The Republic of Malta is situated in the Mediterranean, 191km south of Sicily. Made up of eight separate islands, the country is a relaxing destination bringing together nature and culture. The nation also has a rich and fascinating history. It has been inhabited since 6000 BC, served as an important military and naval base for millennia, and been fought over by everyone from the Arabic invaders, Byzantines, the Normans, the Knights Templar, and more recently, battles between the Allies and Axis powers during World War II.

If you are from a country outside of the Schengen Area, you will require a Schengen Visa to visit Malta, and as a result will require travel insurance.

Your Schengen Visa will allow you to begin your exploration of Malta

Third country nationals traveling within the Schengen Area must request a visa from the first country they will visit. If Malta is the first or only stop of your journey in the Schengen Area, this is the country to which you must submit your request. To find out more, click here.

There are several specific requirements when applying for a Schengen Visa. One of them is evidence of travel insurance for Malta.

Choose travel insurance for Malta that protects you effectively

Upon issuance of your Schengen Visa, you will be required to provide evidence of travel insurance for Malta. The chosen plan must include at least two compulsory guarantees: repatriation in the event of serious accident or death and coverage of potential medical costs, up to a minimum of €30,000.

Ensure that you take out travel insurance for Malta with guarantees that are Schengen Visa-certified by the embassies and consulates of the countries signatory to the Schengen Agreement.

How do I get to Malta?

By plane: flights to Malta mostly originate in North Africa and Europe. From other countries, you are advised to pass through European cities such as Amsterdam, Brussels or London, for example. You will arrive at Malta International Airport, also known as Luqa, located 8km from the capital, Valletta. Many airlines offer flights, even more so during the summer season (Air Malta, Air France, Airstop, Ryanair, etc).

By ferry: a number of sea routes allow you to get to Malta, particularly via Sicily, central and northern Italy. Various companies offer relatively quick journeys, such as Grandi Navi Veloci.

By bus: you can reach Valletta by bus from numerous European countries; with the company Eurolines, for example. You can then take the ferry from Sicily or the south of Italy.

Advice on health and vaccinations

It is compulsory to be vaccinated against yellow fever if you have previously stayed in an area where the virus is endemic. You are also advised to be vaccinated against hepatitis A and B, diphtheria, tetanus, typhoid and polio.

Consult a doctor to find out whether it is recommended that you be vaccinated against tick-borne encephalitis, especially if you will be visiting rural areas in spring or summer.


Malta enjoys a Mediterranean climate; summers are hot and dry, while winters are mild, with an average of 15°C. In summer, temperatures can rise as high as 40°C. Therefore, it is advised that you avoid going outside during the hottest part of the day.

This means that you can visit Malta at any time of the year, although spring and fall are the best seasons if you don’t want to suffer from the heat during your excursions.

Discover Malta

The island of Malta will offer you plenty of opportunities to marvel at its enchanting nature, a captivating combination of land and sea.

Begin your trip in Valletta. The Maltese capital is multicultural, with both European and Oriental influences. Essentially an open-air museum, Valletta has much to offer for architecture enthusiasts. Don’t miss St John’s Co-Cathedral, the Grandmaster’s Palace and Fort Saint Elmo. As the sun sets, take a walk on the fortified walls to witness an extraordinary panorama.

The Three Cities: the three peninsulas of Senglea, Vittoriosa and Cospicua have to be admired from the Upper Barrakka Gardens, found in Valletta. Take a walk on the waterfront, where you will discover boats of all sizes.

For magnificent scenery, head to the island of Gozo; among its must-see monuments are the Ġgantija Temples in Xagħra, one the oldest places of worship in the world.

Surprisingly, the island of Comino is only 3.5km², but it is definitely worth the trip for the color of its water and its tranquil beaches.

Either during a boat trip or from a vantage point on the coast, admire the Blue Grotto and its sea beds. A magnificent spectacle awaits you courtesy of the clarity of the water.


Malta is a safe, peaceful country; nevertheless, it is recommended that you do not carry significant amounts of money on yourself and that you don’t leave any personal belongings unattended. These recommendations are particularly important in the evening, especially in the party district of Paceville.

Make sure that bathing areas are supervised and pay attention to the beach safety flags.

Practical information

Power outlets are English-style with a current of 230-240 volts. You will need an adapter if you don’t have the same type of socket in your country.

Maltese and English are spoken on an equal basis, so you won’t have any problem making yourself understood, especially in the capital.

Malta uses the Euro and you will find plenty of banks and ATMs in Valletta. Bureau de Change outlets are open every day except Sunday.

Shops are generally open from 9am to 1pm and from 4 to 7pm.

Unlike many other European countries, in Malta you drive on the left.

A foreign national who requires a Schengen Visa to enter Malta needs to show they have €48 per day of their trip.

How can AXA help?

AXA can help by providing you with Low Cost Schengen Area travel insurance that meets your visa requirements when traveling to Malta from as little as €0.99 per day - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries. A certificate proving you are insured will be available immediately, meaning you can get on with your application.

AXA is the number one brand and offers assistance 24/7, as well as other options and tailor-made products. Other coverage available includes our Europe Travel insurance, costing €1.50 per day, or Schengen Multi Trip insurance, perfect for regular travelers, available for €298 for a year’s coverage.

The other countries of the Schengen area

Austria travel insurance

Belgium travel insurance

Czech Republic travel insurance

Denmark travel insurance

Estonia travel insurance

Finland travel insurance

France travel insurance

Germany travel insurance

Greece travel insurance

Hungary travel insurance

Iceland travel insurance

Italy travel insurance

Latvia travel insurance

Liechtenstein travel insurance

Lithuania travel insurance

Luxembourg travel insurance

Malta travel insurance

Netherlands travel insurance

Norway travel insurance

Poland travel insurance

Portugal travel insurance

Slovakia travel insurance

Slovenia travel insurance

Spain travel insurance

Sweden travel insurance

Switzerland travel insurance

Frequently asked questions about travel insurance to Malta

What type of accidents will my travel insurance cover?

Your insurance will cover medical expenses up to €30.000.

Will my travel insurance fees be refunded if my visa is refused?

Yes. If your visa is refused AXA will refund your insurance fees - subject to conditions including providing documentation of the reason for your refusal.

If I travel to another Schengen Country before Malta, will I be covered there?

Yes. Your insurance provides you with coverage in all Schengen states.