Key coverages of Essential travel insurance
For travel duration up to 180 days (6 months).
Important! Travel insurance is mandatory to obtain a Schengen Visa
Medical expenses up to
€1,000,000
Medical and surgical costs, locally prescribed medication, hospital expenses
Assistance & Medical teleconsultation 24/7
From simple questions to major health issues, we are available 24/7
Schengen Countries + EU + United Kingdom coverage
Extended geographical coverage throughout Europe
Civil and private liability & Death and disability insurance
Even abroad you are covered in daily life as well as in emergencies
Family assistance
In case of repatriation, we also take care of your loved ones
Baggage protection and medical expenses up to €250,000 as option
The baggage option includes delay compensation up to €400
AXA Essential insurance covers all European countries
Whether you are planning a cultural road trip, a ski getaway between Austria and Switzerland, a grand city break in Berlin, Paris and London, studies in Venice or a visit to a relative or client in Bulgaria, traveling in Europe always holds its share of surprises.
Our Schengen insurances are compliant for visa applications, but our core business being international assistance, we have naturally set up insurances with higher coverage and a broader geographical area.
The coverage area includes:
- Schengen area countries
- European Union countries
- San Marino, Andorra, Monaco and Vatican City
- United Kingdom
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AXA Schengen offers you comprehensive and quality coverage
Our prices are not the lowest, but they reflect real quality assurance and comprehensive A to Z coverage.
We are committed to offering this quality to as many people as possible. As assistance experts, we know that in case of need, it is essential to have trusted experts who know how to handle all types of situations. That's why we do our utmost to offer you the most affordable prices, in order to make comprehensive and quality insurance accessible.
Assistance, repatriation, medical expense coverage, 24/7 medical teleconsultation in your language.
All operated by an international assistance expert and teams available by phone 24/7
We have teams dedicated to ensuring compliance of our international medical network to guarantee access to quality care and ensure your proper care. We know which healthcare facilities we can take you to based on your situation. Our teams are committed to helping and supporting you, it's the heart of our business.
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What are the benefits of AXA Essential travel insurance?
Complete health protection and assistance
- High reimbursement ceiling for medical expenses
- Medical repatriation and coverage in case of death
- Multilingual and free medical teleconsultation 24/7
Security for you and your loved ones
- Search and rescue costs
- Theft or loss of identity documents
- Family assistance and repatriation of minor children
- Visit from a relative in case of hospitalization
Essential guarantees
- Private life civil liability insurance
- Death and disability insurance
Simplicity and accessibility
- Excellent value for money
- Easy and quick online subscription
- No age limit
- No deductible
Accepted by all EU embassies and consulates
- Simplified procedures
- Compliant with all Schengen visa criteria
- Refund in case of visa application rejection
The guarantee of being covered by AXA, recognized leader in insurance
… And many other strong points! Discover in the coverage table (below), the extent of coverage offered by AXA's Essential insurance
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Increase your medical expense ceiling and protect your luggage at a low price
You are looking for affordable insurance but want to be sure you are well covered in case of need?
AXA Essential insurance adapts!
According to your budget, you can:
- Strengthen health coverage by increasing the medical expense reimbursement ceiling up to €250,000 from €2.90
- Add baggage guarantee for loss, theft and damage up to €1,000 and delay up to €400 for only €10.90
| Coverage | |
| Maximum individual trip duration | Visa validity duration up to 180 days |
| Medical expense coverage | Maximum €1,000,000 |
| Medical and surgical costs, locally prescribed medications, hospital expenses | Maximum €100,000 |
| Emergency dental care | €150 per insured person |
| Geographical coverage | All Schengen area countries + United Kingdom, Ireland and Cyprus |
| Refund in case of visa refusal | |
| 24/7 medical teleconsultation | |
| Assistance in case of death | |
| Body repatriation and burial | |
| Assistance with formalities | |
| Baggage repatriation | |
| Early repatriation of other insured persons | |
| Assistance, repatriation or transport following a medical incident or hospitalization | |
| Repatriation or transport of the insured person | |
| Baggage repatriation | |
| Repatriation of other insured persons accompanying the victim | |
| Assistance to an insured person traveling alone | |
| Extension of the insured person's stay | |
| Return after the initially planned date | |
| Search and rescue costs | |
| Intervention threshold for medical expenses | Maximum €100,000 |
| Accidental bodily injury and loss or damage to property | Up to €10,000 |
| Permanent disability and death | Up to €10,000 |
| Deductible: Fees for any reimbursement by bank transfer outside the European Union | €20 |
| Travel assistance | |
| Sending urgent messages | |
| Communication cost coverage | €100 maximum |
| Sending essential medicines, glasses, contact lenses and prostheses | |
| Daily allowance | Maximum €500 |
| Theft of identity documents and travel documents | €100 maximum |
| Emergency early return of an insured person | |
| Optional | |
| Baggage protection and delay | Available as option |
Eligible countries
Our Essential insurance covers:
- European Union countries that are not part of the Schengen area
- United Kingdom
- Schengen area member states: Germany, Austria, Belgium, Bulgaria, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland
- 4 European micro-states: Andorra, Monaco, San Marino and Vatican
- European Union countries that are not part of the Schengen area
FAQ Europe Travel Insurance and AXA Essential Insurance
You're leaving for Europe soon and wondering if travel insurance is really essential? We'll enlighten you, simply, and answer all your questions about the Essential formula to help you choose the protection best suited to your next European adventure.
Do I really need travel insurance for a stay in Europe?
If you need a Schengen visa, no hesitation as travel insurance is mandatory. But even without a visa, why take the risk of having to bear alone medical expenses, luggage theft or an emergency repatriation? A simple accident, illness, airport hassle or damage caused inadvertently to others can quickly spoil the trip and cost you dearly!
With appropriate insurance, you are protected, accompanied, and above all, you spare yourself a lot of anxiety in case of unforeseen events. Better safe than sorry, right?
Did you know?
Medical repatriation in Europe costs on average between €5,000 and €20,000. And if a medical aircraft is necessary, the bill can climb much higher, depending on the severity of the situation and the distance to travel.
How much does AXA Essential travel insurance cost?
Accessible from €8.90, the AXA Essential formula watches over you and your loved ones throughout your trip.
Reliable and quality protection, designed to face all the "just in case", small or large, during your stay in Europe. Want even more security? You can customize your insurance with additional options.
In which countries am I covered by AXA Essential insurance?
Like the Schengen area, our Essential formula coverage is (almost) borderless! A single subscription is enough to be protected in about thirty European destinations.
List of covered countries:
- Schengen Countries + EU Countries: Germany, Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Ireland, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland
- European micro-states: Andorra, Monaco, San Marino and Vatican
- United Kingdom: England, Northern Ireland, Scotland, Wales
I'm organizing family vacation in Europe. Can I subscribe Essential insurance in one go to cover everyone?
Of course! You can subscribe Essential insurance in one go for your entire family (up to 10 people) and pay in a single payment. Each member will be covered for the entire stay, which simplifies your procedures and allows you to leave with peace of mind.
Does the AXA Essential formula cover multiple trips to Europe?
Essential insurance is perfect for a trip to Europe with solid protection against the main unforeseen events, for the duration of a single stay. You travel often? No problem: AXA has also thought of regular travelers with Annual insurance. It covers all your trips to Europe during the year, including if you hold a multiple-entry Schengen visa.
Good to know!
Whatever your way of traveling, AXA has the coverage that suits you.
- Want comprehensive insurance to leave with real peace of mind? Opt for the Premium formula, our "All Inclusive - Zero Worry" offer.
- Do you simply need compliant insurance to obtain your Schengen visa? The Basic formula checks all the boxes required by the European Union.
Don't hesitate to compare all our insurance formulas to find the one that matches your needs and budget
Is AXA Essential insurance valid for a Schengen visa?
Like all our AXA Schengen insurance products, the Essential formula complies with EU requirements for obtaining a type C visa (short stay of less than 3 months) or a long stay visa (more than 3 months). Upon subscription, you instantly receive a personalized insurance certificate, recognized by all Schengen embassies and consulates. You just need to attach it to your file, a real time saver!
Another advantage?
If your visa is refused, your insurance is fully refunded
What to do if I get sick during my trip to Europe?
In case of emergency, first aid is organized by local authorities. The first reflex to have is to dial 112, the emergency number in Europe. Rest assured, you can also count on us at any time! A team of medical assistance professionals is available 24/7 to accompany you.
In case of emergency, contact us as soon as possible at the number indicated on your insurance certificate, specifying your contract number starting with "SCH". You can also access the Doctor Please! medical teleconsultation service using the login details on the same document.
Our advice
Always keep with you, in paper version and on your mobile, the emergency numbers as well as your contract number.
Share this information with the people accompanying you or a relative easily reachable in case of need.