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You are planning several trips to Europe or regularly making round trips
You are looking for compliant and valid insurance for a multiple-entry Schengen visa
AXA Annual insurance covers all your trips for 1 year
Used to Annuals, you travel to Europe several times a year, for business, leisure or to visit your loved ones.
Good news! No need to take out new insurance with each departure to protect your trip!
Designed for Europe-trotters and frequent travelers, AXA Annual insurance covers you for one year, whether you need a Schengen visa or not.
Short stay or long journey, this formula follows you to more than 30 destinations with solid guarantees against medical expenses, accidents or unexpected events.
One contract for the year, reliable protection from the first kilometer. Discover all its advantages and travel with peace of mind, trip after trip.
If you are a visitor from a third country (outside the EU and outside the Schengen area), whether you are subject or not to visa requirements, you can stay in the Schengen area for a maximum duration of 90 days within any 180-day period. Once this limit is reached, you must leave this area.
Your Annual insurance coverage will automatically reactivate with each of your returns to the Schengen area, for a total maximum duration of one year from the subscription date. The guarantees take effect upon your entry into the Schengen area, for a period of 90 consecutive days. If you leave the area and then return, a new 90-day guarantee period will then begin.
Main advantages of AXA Annual Travel Insurance
Annual formula = economical, practical and secure
Complete health coverage and 24/7 assistance
High reimbursement ceiling for medical expenses
Medical repatriation and coverage in case of death
Traveling often also means multiplying situations where an unexpected event can occur: a health problem, a traffic accident or even trouble with your personal belongings.
If you want to strengthen your level of protection, you have the option to adapt your Annual contract, according to your needs and priorities.
How to do it?
By increasing the coverage ceiling for medical expenses
By extending baggage-related guarantees and raising the compensation amount in case of problems
Our Annual travel insurance protects you in all Schengen area countries! Germany, France, Spain, Italy… travel freely throughout Europe with unique and borderless coverage.
Whether you visit one country or undertake a complete European tour, our insurance accompanies you everywhere, with the same quality of service and protection.
FAQ – Your questions about AXA Annual Travel Insurance
Geographical coverage area, budget, essential guarantees, suitable insurance formulas, special cases... Not always easy to find your way around! Let's clarify things.
In which European countries am I covered with AXA Annual insurance?
With the Annual formula, you are insured in more than thirty destinations. One year to explore Europe with confidence, picking, trip after trip, from this wide map of possibilities!
List of covered countries:
Schengen Countries + EU Countries: Germany, Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Ireland, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland
European micro-states: Andorra, Monaco, San Marino and Vatican
United Kingdom: England, Northern Ireland, Scotland, Wales
What is the price of AXA Annual travel insurance?
At €349.90, AXA's Annual formula is the perfect and economical solution for frequent travelers and holders of multiple-entry Schengen visas.
For one year, you benefit at an affordable rate from complete coverage in more than 30 European destinations, with comprehensive protection that accompanies you everywhere. And if you have specific needs, you can customize your coverage with additional options
Is Annual insurance accepted for a Schengen visa application?
Like all our AXA Schengen insurance products, the Annual formula meets EU criteria for obtaining a type C visa, thus allowing you to travel in the world's largest free movement area. Upon subscription, you instantly receive a personalized insurance certificate, recognized by all embassies and consulates. You just need to add it to your file, which simplifies your procedures.
Another major advantage: if your visa application is rejected, we fully refund your insurance contract.
I often travel to Switzerland and the United Kingdom, where healthcare is expensive. Can I increase the medical expense reimbursement amount of my insurance?
Yes, it's quite possible. When subscribing to the Annual formula, you can choose to extend the medical expense reimbursement ceiling. Depending on your needs, travel habits and budget, you have the choice between two options:
Coverage up to €1M
Coverage up to €2M
This allows you to adapt your coverage according to your destinations and healthcare costs in these countries.
Can I buy Annual insurance for my parents who come to Europe several times a year?
Of course! When subscribing online, you just need to enter your parents' information: name, date of birth, nationality and country of residence. And even if you pay for the contract, it's their name that will appear on the insurance certificate.
What is Private Life Civil Liability insurance for?
An accident can happen quickly, especially when traveling far from your usual environment. If you unintentionally injure someone or damage property that doesn't belong to you, the Private Life Civil Liability guarantee takes over.
It covers, for example, costs if you break an object in accommodation or hit a passerby while cycling in a park. Abroad, this type of incident can quickly lead to high costs. With AXA, you are protected: no bad surprises, neither legally nor financially. Included in the Annual formula, this guarantee provides coverage up to €10,000.
What are the other AXA insurances for traveling safely in Europe?
Are you going to Spain for a week and need a Schengen visa? Are you planning to cycle from Finland to Cyprus with the guarantee of being covered in case of problems? Or are you looking for "all-inclusive insurance" to cover all the hazards of a Euro trip? AXA offers several formulas adapted to each type of trip and traveler.