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Annual Insurance: 1 contract, 1 year of covered travels in Europe

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From €349.9

Schengen visa compliant

Full refund in case of visa rejection

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Main coverages of the Annual travel insurance

For trips of up to 90 days maximum each.
Travel insurance is mandatory to obtain a Schengen visa

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Medical expenses covered up to €100,000

Medical and surgical expenses, locally prescribed medications, hospital costs

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Medical assistance & teleconsultation 24/7

From simple questions to major health issues, we are available 24/7

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Schengen Countries + EU + United Kingdom coverage

Extended geographical coverage throughout Europe

Insurance law coverage

Civil liability insurance & Death and disability insurance

Even abroad, you are covered in daily life as well as in emergencies

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Family assistance

Customize your coverage at a low price

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Baggage protection and medical expenses up to €2,000,000 as an option

The baggage option includes delay compensation up to €500

Discover our coverages

Who is this insurance for?

You are planning several trips to Europe or regularly making round trips
You are looking for compliant and valid insurance for a multiple-entry Schengen visa

AXA Schengen Annual insurance from €349.9

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AXA Annual insurance covers all your trips for 1 year

Used to Annuals, you travel to Europe several times a year, for business, leisure or to visit your loved ones.

Good news! No need to take out new insurance with each departure to protect your trip!

Designed for Europe-trotters and frequent travelers, AXA Annual insurance covers you for one year, whether you need a Schengen visa or not.

Short stay or long journey, this formula follows you to more than 30 destinations with solid guarantees against medical expenses, accidents or unexpected events.

One contract for the year, reliable protection from the first kilometer. Discover all its advantages and travel with peace of mind, trip after trip.

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Train AXA Brand Schengen Annual offer

Reminder

If you are a visitor from a third country (outside the EU and outside the Schengen area), whether you are subject or not to visa requirements, you can stay in the Schengen area for a maximum duration of 90 days within any 180-day period. Once this limit is reached, you must leave this area.

Your Annual insurance coverage will automatically reactivate with each of your returns to the Schengen area, for a total maximum duration of one year from the subscription date. The guarantees take effect upon your entry into the Schengen area, for a period of 90 consecutive days. If you leave the area and then return, a new 90-day guarantee period will then begin.

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Main advantages of AXA Annual Travel Insurance

Annual formula = economical, practical and secure

Complete health coverage and 24/7 assistance

  • High reimbursement ceiling for medical expenses
  • Medical repatriation and coverage in case of death
  • Multilingual and free medical teleconsultation with the Doctor Please! app
  • Daily hospitalization allowance
  • Sending of essential medicines, glasses, contact lenses and prostheses
  • Emergency dental expenses

Safety and peace of mind for you and your loved ones

  • Search and rescue costs
  • Assistance for theft/loss of identity documents
  • Assistance for a person traveling alone, including the visit of a relative in case of hospitalization
  • Repatriation of other insured persons accompanying the victim - Family assistance and care for minor children accompanying the victim

Essential guarantees to manage unexpected events

  • Private Life Civil Liability Insurance
  • Death and disability insurance

Simple and Effective

  • Quick and easy online subscription
  • No age limit
  • Numerous payment methods accepted, secure and without additional fees

Accepted by all EU embassies and consulates

  • Certified insurance certificate generated instantly
  • Simplified administrative procedures
  • Full refund in case of visa refusal

The assurance of being well accompanied, with AXA, international expert

And that's not all!
We detail below all the guarantees provided in your Annual contract

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Road trip AXA Schengen Annual product

Do you want broader coverage? It's possible!

Traveling often also means multiplying situations where an unexpected event can occur: a health problem, a traffic accident or even trouble with your personal belongings.

If you want to strengthen your level of protection, you have the option to adapt your Annual contract, according to your needs and priorities.

How to do it?

  • By increasing the coverage ceiling for medical expenses
  • By extending baggage-related guarantees and raising the compensation amount in case of problems
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Did you know? Many accidents occur on European roads

Each year, on average, nearly 20.400 people lose their lives and about 120.000 are seriously injured on European roads.

According to official data from the European Commission, the most accident-prone countries are Romania, Bulgaria, Croatia and Latvia. So be careful and before taking the wheel, find out about the type of driving license authorized to drive in Europe.

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What does AXA Annual insurance cover? All guarantees

Annual
Coverage duration 1-year coverage - Multiple trips, 90 days maximum per stay
Medical expenses coverage Maximum €100.000
Emergency dental care €150 per insured person
Geographical coverage Schengen Area + United Kingdom, Ireland and Cyprus
Refund in case of visa refusal
 
Baggage protection Up to €500
24/7 medical teleconsultation
 
Assistance in case of death
 
Body repatriation and burial
 
Assistance with formalities
 
Early repatriation of other insured persons
 
Baggage repatriation
 
Assistance, repatriation or transport following a medical incident or hospitalization
 
Repatriation or transport of the insured person
 
Repatriation of other insured persons accompanying the victim
 
Assistance for an insured person traveling alone
 
Extension of the insured person's stay
 
Return after the initially planned date
 
Search and rescue costs
 
Travel assistance
 
Sending urgent messages
 
Coverage of communication costs Maximum €100
Sending essential medicines, glasses, contact lenses and prostheses
 
Daily hospital allowance Maximum €500
Theft of identity documents and travel documents Maximum €100
Accidental bodily injury and loss or damage to property Up to €10.000
Permanent disability and death Up to €10.000
Emergency early return of an insured person
 
Intervention threshold for medical expenses Maximum €100.000
Deductible: Fees for any bank transfer reimbursement outside the European Union €20

Before subscribing, take a moment to inform yourself properly

Consult the Insurance Product Information Document as well as our General Conditions.
You will find all the guarantees, exclusions, and all useful information to make an informed choice and travel with peace of mind.

FAQ – Your questions about AXA Annual Travel Insurance

Geographical coverage area, budget, essential guarantees, suitable insurance formulas, special cases... Not always easy to find your way around! Let's clarify things.

In which European countries am I covered with AXA Annual insurance?

 

With the Annual formula, you are insured in more than thirty destinations. One year to explore Europe with confidence, picking, trip after trip, from this wide map of possibilities!

List of covered countries:

  • Schengen Countries + EU Countries: Germany, Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Ireland, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland
  • European micro-states: Andorra, Monaco, San Marino and Vatican
  • United Kingdom: England, Northern Ireland, Scotland, Wales

What is the price of AXA Annual travel insurance?

 

At €349.90, AXA's Annual formula is the perfect and economical solution for frequent travelers and holders of multiple-entry Schengen visas.

For one year, you benefit at an affordable rate from complete coverage in more than 30 European destinations, with comprehensive protection that accompanies you everywhere. And if you have specific needs, you can customize your coverage with additional options

Is Annual insurance accepted for a Schengen visa application?

 

Like all our AXA Schengen insurance products, the Annual formula meets EU criteria for obtaining a type C visa, thus allowing you to travel in the world's largest free movement area. Upon subscription, you instantly receive a personalized insurance certificate, recognized by all embassies and consulates. You just need to add it to your file, which simplifies your procedures.

Another major advantage: if your visa application is rejected, we fully refund your insurance contract.

I often travel to Switzerland and the United Kingdom, where healthcare is expensive. Can I increase the medical expense reimbursement amount of my insurance?

 

Yes, it's quite possible. When subscribing to the Annual formula, you can choose to extend the medical expense reimbursement ceiling. Depending on your needs, travel habits and budget, you have the choice between two options:

  • Coverage up to €1M
  • Coverage up to €2M

This allows you to adapt your coverage according to your destinations and healthcare costs in these countries.

Can I buy Annual insurance for my parents who come to Europe several times a year?

 

Of course! When subscribing online, you just need to enter your parents' information: name, date of birth, nationality and country of residence. And even if you pay for the contract, it's their name that will appear on the insurance certificate.

What is Private Life Civil Liability insurance for?

 

An accident can happen quickly, especially when traveling far from your usual environment. If you unintentionally injure someone or damage property that doesn't belong to you, the Private Life Civil Liability guarantee takes over.

It covers, for example, costs if you break an object in accommodation or hit a passerby while cycling in a park. Abroad, this type of incident can quickly lead to high costs. With AXA, you are protected: no bad surprises, neither legally nor financially. Included in the Annual formula, this guarantee provides coverage up to €10,000.

What are the other AXA insurances for traveling safely in Europe?

 

Are you going to Spain for a week and need a Schengen visa? Are you planning to cycle from Finland to Cyprus with the guarantee of being covered in case of problems? Or are you looking for "all-inclusive insurance" to cover all the hazards of a Euro trip? AXA offers several formulas adapted to each type of trip and traveler.

Having trouble deciding and finding it hard to make your choice? At a glance, compare all our insurances and their guarantees

Don't leave without us! To travel with peace of mind, choose AXA

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