What travel insurance do I need when visiting the Schengen Area from Mexico?

Do Mexicans need a Schengen Visa and travel insurance to enter Europe?

Citizens of Mexico are now able to travel to the Schengen Zone for short periods without having to apply for the Schengen Visa. They can stay for up to 90 days within any of the Schengen countries just by presenting their valid passport upon arrival to the country of entry. However, from late 2023, Mexican travelers who wish to visit Europe will need to apply for a new European visa waiver for Mexican citizens - the European Travel Information and Authorisation System (ETIAS). This will cost €7 and be available online. Once in place, it will give travelers authorization for up to three years for multiple short trips of under 90 days each. You should, however, check that the country you plan to travel to is one of the 27 countries within the Schengen Area.

This means that obtaining medical and travel insurance isn’t mandatory for Mexicans but is strongly advised to ensure you are covered for major costs should you become ill, suffer an injury or have another type of mishap while on holiday in the Schengen Area.

What do I need from my travel insurance?

When traveling to the Schengen Area from Mexico your travel insurance can include numerous coverage options, but if you need a visa then it must cover repatriation in the event of serious accident or death and potential medical costs, up to a minimum of €30,000.

AXA offers a number of insurance options tailored to meet these criteria that you can buy to ensure you are covered when applying for a Schengen Visa.

What are my options when buying Schengen travel insurance?

Low Cost

For those who prize value for money, AXA provides Low Cost Schengen Area travel insurance that meets your visa requirements from as little as €22 per week. This will cover you for medical expenses up to €30,000 in all Schengen countries and offer you coverage in case of repatriation. A certificate proving you are insured will be available immediately, meaning you can get on with your application.

Europe Travel

As the number one brand for Schengen Visa insurance AXA also offers other options and tailor-made products. Other coverage available includes our Europe Travel insurance, costing €33 per week - this is perfect for those traveling with family as it covers children under 18, or for those planning more adventurous activities during their trip as it covers expenses up to €100,000. With this type of insurance, you are also covered for loss of documents or other important items, as well as other problems you might encounter during your trip.

Multi Trip

Schengen Multi Trip insurance, perfect for regular travelers, is available for €298 for a year’s coverage and has the same benefits as Europe Travel but can be used throughout a year on multiple trips - perfect for business travelers who need comprehensive coverage to ensure their trips aren’t disrupted by any mishaps.

All of AXA’s travel insurance plans offer you peace of mind, allowing you to enjoy certain guarantees in the event of hospitalization: assistance for solo travelers, an extension of your stay, daily compensation, and much more.

What else do I need to know if I am applying for a Schengen Visa in Mexico?

You will first need to work out which Schengen Visa you need, depending on the purpose and length of your trip and how many times you plan to visit. The standard Schengen Visa, for trips lasting up to 90 days, is a short-stay visa, with longer stays requiring a work or study visa. Multiple-entry visas are also available if you plan on traveling regularly to the Schengen Area.

You must apply for your Mexico Schengen Visa no more than six months, and no fewer than 15 days, before your trip. It is advised you apply at least three weeks before you leave, however, to allow for any delays in the processing of your application. Then, you need to fill out your application, obtain all the documents you need for your visa, and attend an interview at a consulate, embassy or visa application center.

What documents do I need to apply for a Mexican Schengen Visa?

You can download a Schengen Visa application form here: AXA Schengen Visa Application

You will need two recently taken passport-style photos and a Mexican passport or other travel documents that are less than 10 years old and valid for at least three months after your departure date from the Schengen Area. In addition to your travel and medical insurance covering you up to costs of €30,000, you will need a cover letter stating your itinerary and the purpose of your visit, as well as a flight itinerary and proof of accommodation during your stay, proof of your civil status, like a marriage certificate, and proof you have means of subsistence during your stay. This will vary from country to country.

Why should I choose AXA travel insurance if I do not need to obtain a visa?

Travel insurance provides you with peace of mind before and during your trip, as you may have to pay medical costs. Europe Travel insurance will also cover you for setbacks like lost documents or luggage as well as for other circumstances that may disrupt your holiday.

Other countries who need a Schengen visa

Frequently asked questions about buying Schengen travel insurance from Mexico

What happens if I give the wrong information on my Schengen insurance form?

All the information you give us must be accurate to the best of your knowledge - insurance companies can cancel policies or declare them void and refuse to pay out if the information is not correct - and if an inaccuracy is deemed deliberate you may face a fraud investigation.

Will my travel insurance fees be refunded if my visa is refused?

Yes. If your visa is refused - AXA will refund your insurance fees but you will need documentation from officials explaining the refusal.

Do I need to declare any pre-existing conditions when taking out Schengen travel insurance?

Yes you do- and AXA has made it easy for you to do so by answering a few quick and confidential questions during the quote process. We should be able to offer insurance that covers the conditions you have declared. Claims relating to any conditions not declared to us will not be covered.