How to get Travel Insurance for a Schengen Visa from the Philippines
To visit any of the 27 countries in the Schengen Zone, Filipinos and Filipinas need a Schengen Visa. One of the requirements for obtaining a Schengen Visa is having the proper travel insurance. AXA is the world’s leading provider of travel insurance online — and, as such, we offer you a number of comprehensive insurance options. Moreover, our plans meet all the necessary requirements to be granted a Schengen Visa —from the Philippines or anywhere else in the world. And having the proper travel insurance is sure to make your trip from the Philippines to and throughout the Schengen area as safe and stress-free as possible.
- What kind of travel insurance do I need when applying for a Schengen Visa from the Philippines?
- Why Choose AXA Schengen Travel Insurance when traveling from the Philippines?
- What are my options with AXA travel insurance?
- How to apply for a Schengen Visa from the Philippines
- What other documents will I need?
- Other countries that need to apply for a Schengen Visa
What kind of travel insurance do I need when applying for a Schengen Visa from the Philippines?
Depending on the nature of your particular trip, your travel insurance can include numerous coverage options. However, to be granted a Schengen Visa, here are the minimum requirements:
- An insurance plan that is valid in all 27 Schengen countries (not just the ones you plan to visit!)
- A plan that covers you for the entire duration of your trip
- A policy that covers repatriation in the event of serious injury or death
- A guaranteed minimal coverage of medical costs of up to €30,000
Why Choose AXA Schengen Travel Insurance when traveling from the Philippines?
There are plenty of reasons to choose AXA travel insurance for your Schengen trip from the Philippines. Below are just a few:
- First off, all three AXA plans — listed below — meet the requirements for obtaining a Schengen Visa from the Philippines. And all three cover all 27 Schengen territories (and beyond).
- Getting an AXA plan is quick and easy — it can be done online in a matter of minutes.
- Once you choose your plan, you can download (and/or print) an AXA travel insurance certificate online instantly.
- The AXA travel insurance certificate is accepted at all Schengen embassies and consulates around the world.
- If your visa is denied, AXA Travel Insurance is refundable in most cases. You’ll just need to provide the appropriate documentation — i.e., an official explanation as to why your visa was refused — from the relevant embassy, consulate, or visa application center.
What are my options with AXA travel insurance?
Whether traveling from the Philippines or anywhere else in the world, AXA offers you three comprehensible travel insurance options to choose from:
Our “Low Cost” option is perfect for those traveling on a budget as it starts from as little as €22 per week. The plan covers medical expenses of up to €30,000, including coverage in case of hospitalization or repatriation. It covers you in all 27 Schengen countries, as well as in the four European microstates of Andorra, Vatican City, Monaco, and San Marino. “Low Cost” offers AXA’s most basic coverage, but it still meets all the requirements for obtaining a Schengen Visa from the Philippines.
Meanwhile, “Europe Travel” starts at €33 per week and covers medical expenses of up to €100,000 across the Schengen Area. It too meets all the necessary Schengen Visa requirements and offers coverage in case of emergency medical care, hospitalization, or repatriation. But it also helps you in case of other problems you might run into — such as the loss of documents and/or valuables. Plus, it offers more geographical coverage too. With “Europe Travel,” you’re insured not only in all 27 Schengen countries (and the four European microstates above) but also in Bulgaria, Cyprus, Ireland, Romania, and the U.K.
And “Multi-trip” — starting at €328 for a full year’s coverage — is our most comprehensive plan. While offering the same benefits as “Europe Travel,” “Multi-Trip” — as the name suggests — can be used throughout a year on multiple trips. It covers you in all 27 Schengen countries, Andorra, Vatican City, Monaco, and San Marino, and Bulgaria, Cyprus, Ireland, Romania, and the U.K. It’s therefore perfect for regular business travelers, Multi-Entry Schengen Visa holders, and/or anyone planning the Europtrip of a lifetime.
|Countries Covered||Average price|
|Low Cost||Up to 180 days||€30,000||
Austria, Belgium, Croatia, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland
22 € per week
|Up to 180 days||€100,000||
Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
|33€ per week
(approx. US$ 35)
|Multi Trip||Illimited number of stays of 90 days max.
during 1 year
|€100,000||328€ per year
approx. US$ 349)
Get a free quote and learn more about an AXA Schengen Travel Insurance Plan that works best for you here.
How to apply for a Schengen Visa from the Philippines
First, you’ll need to choose a visa type. Fortunately, having any of the three AXA travel insurance plans above makes you eligible for a Schengen Visa. However, the type of Schengen visa you apply for will depend on the nature of your trip.
The most common Schengen visa is the standard “short-stay” (or Type C), issued for trips lasting up to 90 days (within 180 days). But you can also opt for a work, study, and/or multiple-entry visa too. Fear not — AXA can help you figure out what type of Schengen visa you need too.
Once you got that sorted, you must apply for your visa no more than six months and no fewer than 15 days before your departure date. But to allow for any delays in the processing of your application — especially during the busier summer months — AXA suggests you apply at least three weeks before you leave.
You’ll also need to fill out and submit a Schengen application form*, gather a bunch of documents (see below), and attend an in-person interview at the appropriate Schengen consulate, embassy, or visa application center. During this interview, you’ll also be asked to submit biometric data (i.e., fingerprints and digital photography).
*This form should be available from the consulate or visa application center representing the country you plan to visit. But AXA can help you out with one too, here.
How much does a Philippines Schengen Visa cost?
A Schengen Visa from the Philippines —or anywhere else in the world — costs €80 for adults and €40 for minors.
Children under six years of age can get the Schengen visa for free.
Visa fees may also be waived for those traveling to Europe for study and/or research purposes, those under 25 years old traveling with charitable organizations, and those attending sporting or cultural events.
NOTE: You also may have to pay extra administrative and/or service fees associated with your visa center and/or the corresponding officials. Visa fees are not reimbursed if your visa is refused.
What other documents will I need?
When applying for your Schengen Visa from the Philippines, you’ll also need (at the very least):
- Your passport
- Two recent passport photos
- A travel and medical insurance certificate (covering costs of up to €30,000)
- Your itinerary
- A cover letter stating the purpose of your visit (if applicable)
- Proof of accommodation (if applicable)
- Proof you have means of subsistence during your stay in the Schengen Zone (if applicable)
- A letter of invitation (if applicable)
NOTE: AXA is always doing its best to provide you with the most reliable and updated information. And while we can provide you with the best Schengen travel insurance, you should be aware that the consulate of your country of choice may modify the specific rules and regulations concerning its visas at any time. Consequently, we can not be held accountable for such changes. So always be sure to double-check with the appropriate embassy and/or consulate as to the most recent terms and conditions in effect at the moment of the submission of your visa application.
You can also learn more by visiting the official website of the Delegation of the European Union to the Philippines. There you’ll find a list of all the necessary documentation for obtaining a Schengen Visa from the Philippines, a list of specific Schengen embassies within the republic (with contact info), info on study programs, and more.
Other countries that need a Schengen visa
And, just in case — here’s an alphabetized list of countries other than the Philippines whose citizens AXA can help visit the Schengen Zone:
Do I need to declare any pre-existing conditions when taking out travel insurance online?
Yes, you do. Fortunately, AXA has made it easy. You can do so by answering a few quick and confidential questions during the quote process. Keep in mind that claims relating to undeclared conditions will not be covered.
Can I make a claim online?
Yes, you can register your claim online from anywhere in the world. Simply log in to your online AXA account (once you’ve purchased your policy) and follow the simple steps on the claims page.
Can I buy AXA’s Schengen insurance from a broker in the Philippines?
No. AXA’s Schengen insurance is only available on our website.