What travel insurance do I need when visiting the Schengen Area from the Philippines?

Do Filipinos need a Schengen Visa and travel insurance to enter Europe?

Filippino passport holders need to apply for a Schengen Visa in order to enter any of the Schengen Area countries. To obtain this visa, you will need mandatory travel insurance that complies with certain criteria.

What do I need from my travel insurance?

If you are traveling to the Schengen Area from the Philippines, it is compulsory to have travel insurance to obtain a Schengen Visa. At the very least, the policy must cover repatriation in the event of a serious accident or death, as well as potential medical costs, up to a minimum of €30,000.

As the number one brand for Schengen Area travel insurance, AXA provides a range of options that can be tailored to meet these criteria to ensure you are covered when applying for a Schengen Visa.

What are my options when buying Schengen travel insurance?

Low Cost

For those on a tighter budget or who want basic coverage, AXA provides Low Cost Schengen Area travel insurance that meets your visa requirements from as little as €0.99 per day. The policy will cover you for medical expenses up to €30,000 in all Schengen countries and offer you coverage in case of repatriation. A certificate proving you are insured will be available immediately, meaning you can get on with your application.

Europe Travel

As the number one brand for Schengen Visa travel insurance, AXA also offers other options and tailor-made products. For instance, there’s the Europe Travel insurance, costing €1.50 per day. It’s perfect for those traveling with family as it covers children under the age of 18, or for those planning more adventurous activities during their trip, as it covers expenses up to €100,000. With this type of policy, you may also be covered for loss of documents or important items, as well as other problems you might encounter.

Multi Trip

Schengen Multi Trip insurance, perfect for regular travelers, is available for €298 for a year’s coverage and has the same benefits as Europe Travel but can be used throughout a year on multiple trips. It’s perfect for business travelers who need comprehensive coverage to ensure their trips aren’t disrupted by any mishaps.

All of AXA’s travel insurance plans offer you peace of mind, allowing you to enjoy certain guarantees in the event of hospitalization, assistance for solo travelers, an extension of your stay, daily compensation, and much more.

If your visa is refused, AXA will refund your insurance fees in most circumstances but you will need documentation from officials showing why your application was turned down.

What else do I need to know when applying for a Schengen Visa from the Philippines?

You will first need to work out which Schengen Visa you need, depending on your purpose, the length of your trip, and how many times you plan to visit. The standard Schengen Visa, for trips lasting up to 90 days, is a short-stay visa, with longer stays requiring a work or study visa. Multiple-entry visas are also available if you plan on traveling regularly to the Schengen Area.

You must apply for your Schengen Visa no more than six months, and no fewer than 15 days, before your trip. It is advised you apply at least three weeks before you leave, however, to allow for any delays in the processing of your application. Then, you need to fill out your application, obtain all the documents you need for your Schengen Visa, and attend an interview at a consulate or embassy.

How much does a Philippines Schengen Visa cost?

A Schengen Visa from the Philippines costs €80 for adults and €40 for minors. Visa fees are waived for children under six years of age, those traveling to Europe for study purposes, researchers, those under 25 years old traveling with charitable organizations, and those attending sporting or cultural events. Of course, you will also need to pay for your insurance, as well as prove that you have enough funds to support yourself during your stay, and the right travel and accommodation bookings or reservations to match the purpose and duration of your visit.

What documents do I need to apply for a Schengen Visa?

You can download a Schengen Visa application form here: AXA Schengen Visa Application

You will need two recently taken passport-style photos and a Filipino passport or other travel documents that are no older than 10 years and are valid for at least three months after your departure date from the Schengen Area. In addition to your travel and medical insurance covering you up to costs of €30,000, you will need a cover letter stating your itinerary and the purpose of your visit, as well as a flight itinerary, proof of accommodation, proof of your civil status, like a marriage certificate, and proof you have means of subsistence during your stay. This will vary from country to country.

Other countries who need a Schengen visa

Frequently asked questions about buying travel insurance from the Philippines

Is AXA insurance available to buy from a broker in the Philippines?

No. It is only available to buy via this website.

Does my insurance cover me for events that may disrupt my travel plans?

If your policy includes disruption or delays to travel plans- it will cover unexpected events that disrupt your trip. With this valuable protection you can claim back unrecoverable costs up to a certain amount- depending on the level of cover you’ve chosen- after a delay of at least 12 hours.

Do I need to declare any pre-existing conditions when taking out travel insurance?

Yes you do- and AXA has made it easy for you to do so by answering a few quick and confidential questions during the quote process. This means we should be able to make an offer that covers the conditions you have declared. Claims relating to undeclared conditions will not be covered.