In a nutshell: yes! Here’s why:

• Morocco is one of the hundred or so countries which hasn’t signed a visa-waiver agreement with the European Union. Consequently, Moroccan nationals need to comply with the visa regulations decided and implemented by all Schengen member States in the EU Visa Code.

→ Moroccan nationals need to hold a Schengen visa to be allowed in the Schengen area for stays shorter than 90 days over a 180-day period.

• One of the main conditions to be granted this visa is to be protected by valid travel insurance.

• In their visa application file, Moroccan nationals must provide several mandatory documents including a travel insurance certificate proving they will be protected by proper medical coverage during their stay.
Without this document, their Schengen visa application will automatically be denied.

→ Travel insurance is thus mandatory for Moroccan Schengen visa applicants.

📌Please Note

Europe does not necessarily mean European Union and EU does not necessarily imply Schengen area! Visa requirements and entry conditions can thus differ from one country to another.

Make sure to consult the consular services of your destination and the European Commission website.

💡 Pro Tips

To further your knowledge on European intricacies, read AXA’s explanations:

• The differences between Europe, the EU, the EEA, and the Schengen Zone
• Which European countries are not in the Schengen Area?

How to get a Schengen visa from Morocco?

The AXA Team is also here to help you along the Schengen visa application process:

• How to apply for a Schengen visa as a Moroccan national
• The different types of visas for Europe
• Easy guide to fill out your visa application form
• Mandatory documents required with your Schengen visa application

💡 Pro Tips: Once you’ve submitted your application, you can find out more about:

• How long it takes to obtain a Schengen visa from Morocco
• How to track your visa application online
• How to extend the validity of your visa

Heads up!

• In your visa application file, you must enclose a travel insurance certificate proving you are covered by valid travel insurance compliant with Article 15 of the European Union Visa Code. Without it, your visa request will be denied.
• Your travel insurance must be purchased BEFORE submitting your Schengen visa file.

What travel insurance do Moroccan citizens need for a Schengen Visa?

For your travel insurance to be accepted with your Schengen visa application, it must:

• Guarantee a €30,000 minimum coverage for medical expenses.
• Cover emergency hospitalisation and medical care due to health issues occurring during your stay.
• Bear the costs of repatriation to your home country in case of serious health issues or even death.
• Be certified by all the countries of the Schengen area.
• Be valid in all Schengen countries.
• Remain valid during the entire duration of your stay.
• Be purchased from an insurance company validated by the consular authorities of all Schengen countries.

❗ NOTE

● Schengen visa travel insurance cannot be purchased from embassies, consulates, or visa application centres.
It must be taken out with a private insurer offering Schengen-compliant policies.

Good news! AXA Schengen travel insurance meets all these criteria and much more!

What does AXA Schengen visa insurance cover? Benefits and coverage

AXA travel insurance complies with all Schengen visa requirements. It also goes above and beyond by offering extended and comprehensive coverage to Moroccan travellers.

From medical emergencies to baggage protection, AXA protects you before, during and after your trip!

AXA Travel Insurance is perfect for Schengen visa applicants from Morocco

• AXA Schengen visa insurance complies with E.U requirements in terms of visa obligations.
• It is certified and accepted by all consulates and embassies.
• It is thus automatically accepted with Schengen visa applications.
• It offers medical coverage of minimum €30,000 and up to €2 million depending on the chosen plan.
• Quick, easy and secured subscription is done 100% online.
• It can be purchased from Morocco or anywhere else in the world.
• Instant Schengen travel insurance certificate is automatically sent by email.
• Your travel insurance is refundable if the visa application is denied.

Comprehensive and customisable coverage

AXA Schengen travel insurance covers:

• Medical expenses and hospitalisation up to €2 million.
• Emergency dental care.
• Sanitary repatriation including in the event of death.
• Multilingual 24/7 assistance: our team of experts will direct you to the appropriate health facility, avoiding long useless hours in the emergency waiting room when possible.
• Free remote medical consultations via our unique “Doctor, please!” app available in English and several other languages.
• Search and rescue costs (depending on the chosen option).
• Both civil liability and personal liability.
• Death and disability insurance.
• Assistance in case of loss of ID documents.
• Comprehensive baggage insurance (included or optional).

Assistance for you and your loved ones

• Repatriation of the other insured parties and provision for the care of minors.
• Visit of relatives in case of a solo traveller’s hospitalisation.
• Delivery of essential medicine, glasses or prosthesis.

… And much more!

Additional key benefits of AXA Schengen Travel Insurance for your stay in the Schengen area

From worldwide reliability to flexible and budget-friendly coverage, AXA Schengen travel insurance is much more than just visa compliant.

AXA makes sure your trip to the Schengen states is safer, smoother and worry-free.

The reliability of an insurance world leader

• In over 65 years of experience, AXA has built a strong international reputation, providing reliable, affordable and comprehensive coverage to its protégés.
• Relying on their thorough knowledge and understanding of local cultures, the AXA teams of experts assist and support distraught travellers worldwide.

Easy, Efficient and Budget-Friendly insurance

AXA simplifies your visa application process thanks to easily accessible services:

• No age restriction or medical exam required.
• 0 deductible: full refund of medical expenses paid.
• Purchase for yourself, someone else, or a group (family, friends, colleagues).
• Duration flexibility: from just 1 day to 6 months, or up to a full year.
• Decreasing rates depending on the duration of the stay, for the best value for money.
• Flexible coverage scope: all the Schengen states, European microstates, other non-Schengen but EU countries as well as the United Kingdom.
• Customisable upgrade options designed to satisfy all needs and budgets:
  - luggage insurance
  - higher medical coverage

Best Schengen insurance AXA plan for Moroccan nationals

Culture or adventure, solo or with a group, are you all set to take on whatever the Schengen area has to offer? You will be! Once you've chosen the perfect AXA comprehensive travel insurance plan for you and your loved ones:

• AXA Schengen Basic offers standard and efficient coverage to obtain your Schengen visa.
  This travel insurance option meets all the mandatory requirements, covers you in all the countries of the Schengen Area as well as in the 4 European microstates (Andorra, Vatican City, Monaco and San Marino).
• AXA Schengen Essential provides complete and reliable coverage at an affordable price. Another perfect choice to obtain your Schengen visa.
  Not only does it meet all visa requirements and is valid in all the Schengen countries + the European microstates, but it also offers coverage in all the EU countries as well as the UK.
• AXA Schengen Premium is THE all-inclusive plan allowing you to obtain your Schengen visa and to travel stress-free all over Europe.
  Its coverage is valid in all Schengen countries + the EU countries + the 4 microstates + the UK.
• AXA Schengen Annual is the ideal yearly travel insurance plan for frequent travellers to Europe as well as multiple-entry Schengen visa holders.
  One contract for a full year of travel coverage across Europe!
  It is valid in all Schengen countries + the EU countries + the 4 microstates + the UK

💡 Pro Tips : to make the perfect choice:

Compare our Schengen insurance plans and benefits!

Get your free online quote now and start packing!

How much does AXA Schengen visa insurance cost?

Starting at €4.90 per day, AXA’s plans are affordable and customisable to cover all the needs of Moroccan visitors to the Schengen area.

Good news!

• Daily rates decrease with the length of your trip.
  The longer you stay in Europe, the cheaper your AXA Schengen insurance becomes!
• AXA’s coverage never varies whatever the Schengen country you visit or the rates of local healthcare.
• Thanks to the many additional options available, you can create the perfect tailor-made plan suited to your budget.

→ Get a free online quote and check the price list of our different Schengen visa travel insurance plans.

Please note: Prices are provided for information purposes only and may vary depending on the traveller’s profile, length of stay, and selected coverage.

What is the best value Schengen travel insurance for Moroccan travelers?

Quality - Reliability - Efficiency

AXA’s top priority is to provide reliable, high‑quality assistance before, during, and after your stay in Europe, while keeping costs for its customers as low as possible.
Cheap in terms of price not quality!

● With AXA’s ESSENTIAL plan, you will enjoy comprehensive yet affordable coverage including:

• Medical expenses up to €100,000 (extendable up to €250,000)
• Medical repatriation,
• 24/7 medical assistance.
• Comprehensive baggage insurance (optional)

● The ANNUAL plan is ideal if you’re a frequent visitor of the Schengen area.

ANNUAL is both convenient and cost-effective.
Purchase a single policy — and all your trips under 90 days are covered for a full year!

5 easy steps to get your online Schengen insurance plan from Morocco or abroad

Now that Schengen travel insurance has no more secrets for you, here’s how to purchase it online from Morocco or anywhere in the world.

All you need is an internet connection, your personal information (ID, itinerary), a credit card and follow these instructions:

• STEP 1: Choose the AXA plan which best suits your needs
• STEP 2: Request your free online AXA quote
• STEP 3: Submit your personal info and payment method/details when prompted
• STEP 4: Purchase your AXA plan online
• STEP 5: Receive your world-renowned AXA insurance certificate instantly (via email).

You can now enclose your certificate with the rest of the mandatory documents, hand in your Schengen visa application during your interview and wait to see that visa stamp on your passport.

With AXA watching over you, you’re all set for your Schengen adventures!

💡 Pro Tip

Remember to save an extra copy of your travel insurance certificate (digital and print) as well as your policy number.

How to get your Schengen travel insurance certificate online instantly?

Instant Schengen Certificate: A Simple 3-Step Process

1. Choose the best AXA Schengen insurance plan for your European trip.
2. Buy your policy online.
3. Receive your insurance certificate instantly by email — ready to download and attach to your visa application file.

💡PRO TIPS

● AXA travel insurance is refundable if your visa application is denied. Allowing you to purchase it as early as possible in the application process. You can now focus stress free on the rest of the mandatory documents.

● For more information, read our tutorial: Get your travel insurance certificate instantly.

How can I get my travel insurance refunded if my Schengen visa is denied?

Well aware that Schengen visa requests are not always granted, AXA offers turned-down applicants the refund of their AXA Schengen travel insurance.

How to get your AXA refund online from Morocco?

All you need to do is:

• Recover the official refusal letter from the appropriate Schengen consular authorities stating the reasons for their negative decision.
• Go to AXA’s Refund: Visa refusal page
• Email us all the necessary details: your full name, policy number, email address and the letter of refusal

Reimbursement is generally processed within 14 days via the method used for the initial payment (i.e., credit card).

Good to know! This refund procedure is valid for all Schengen applicants whether you apply from Morocco or anywhere else in the world.

Thanks to AXA travel insurance, comprehensive protection for you and your loved ones is only one click away whether you are in the comfort of your home in Marrakech, Casablanca or anywhere else in the World enjoying life as a Moroccan expat.

Enjoy true peace of mind thanks to AXA Schengen Travel Insurance!

Related Articles

• How to choose the best Schengen travel insurance for your trip?

• New requirements to travel to Europe

• 30 facts about the Schengen area

FAQ

What should I do if I have a health emergency during my Schengen travels?

Whatever the Schengen country you are visiting, the AXA expert teams will provide assistance 24/7.

Contact our AXA call centre at the number featured on your insurance policy.
Provide your policy reference number (starting with SCH).

Don’t forget to keep all invoices related to medical expenses for your records.

Good to know! AXA also provides online medical assistance.

Can I purchase travel insurance for my Moroccan grandmother travelling to the Schengen area?

Yes. AXA allows you to purchase travel insurance online for a relative. All you need to do is provide their personal data such as their date of birth, their home address, their passport number and their travel dates.

I wish to visit several Schengen countries as well as the UK, do I have to purchase different plans?

No. AXA’s ESSENTIAL, ANNUAL, and PREMIUM plans will cover you in all Schengen member States and offer UK coverage as well!

When should I buy my Schengen travel insurance for my visa application?

You need to purchase your plan as soon as possible. Your travel insurance certificate is one the most important documents you need to enclose with your visa application file. Good news! Not only can you purchase your AXA travel insurance online at all times and from anywhere, AXA also refunds Schengen insurance plans in case of visa refusal making it 100% risk free!

As a Moroccan national, can I use European-based online insurers?

Yes, you can. AXA has provided travel coverage for travellers from all over the world for over sixty years. Purchasing a budget-friendly, Schengen-approved AXA plan online is quick and safe! It’s the best choice for your European trip.

Does a Schengen visa automatically include travel insurance?

No, it doesn't. You must purchase travel insurance before applying for your visa and include a certificate confirming your coverage with your Schengen visa application. Insurance cannot be obtained through embassies or visa centers. It must come from a valid, certified insurance provider. Without it, your visa application will be denied.