What travel insurance do I need when visiting Belgium?

AXA’s Schengen travel insurance offers extensive protection, covering medical expenses up to €100,000 in Belgium and other Schengen Area countries. It also allows you to obtain the travel insurance certificate required with your Belgium Visa application.

What does AXA Schengen travel insurance for Belgium cover?

  • Up to €100,000 coverage in medical expenses
  • Medical repatriation
  • 24/7 medical assistance in English or French
  • Up to 180 days of coverage
  • All Schengen, E.U. countries as well as the United Kingdom (depending on the chosen insurance)
  • Insurance certificate issued immediately and approved by the embassies

AXA's Schengen travel insurance policies have no age limits.

Do you cover emergency medical costs related to coronavirus?

We will cover your medical costs related to coronavirus provided you haven't traveled against World Health Organization's advice, medical advice, or any other government body’s advice in your home country or the country you are traveling to. Emergency and additional travel costs are also covered providing you have stuck to this advice. All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”.

Will AXA Schengen travel insurance be accepted with my Belgian visa application?

Yes ! For over 10 years, AXA has been delivering insurance certificates that meet EU countries’ requirements to obtain a Schengen visa.

I don’t need a Schengen visa to visit Belgium. Can I still purchase your insurance to cover my possible health expenses?

As the saying goes "Better safe than sorry". If the Schengen travel insurance is not mandatory for some travelers, the troubles they might face are still very real. A broken wrist or nasty infection can happen to anyone! We thus strongly recommend that you subscribe to our insurance for travelers visiting Europe to make sure your trip is as safe and peaceful as possible.

Which countries can I visit with Schengen travel insurance?

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Obtaining a Schengen Visa that allows you to move freely around much of Europe, including Belgium

Citizens of countries covered in the Schengen Agreement can move freely between Belgium, France, Germany, Austria, and many other countries. All that will be requested is a valid ID card or a passport no more than five years past its expiry date. Some countries also have visa-free travel arrangements with the Schengen Area, allowing those from those states, including the U.S. and Mexico, to travel for up to 90 days without needing a visa. If you require a visa to travel to Europe, a short-stay Schengen Visa will also allow you to travel to any country within the area for up to 90 days.

To find out which documents are required to enter Belgium, you can find information here: diplomatie.belgium.be/en/ (in English), diplomatie.belgium.be/fr/ (in French) and diplomatie.belgium.be/nl/ (in Dutch).

Your travel insurance for Belgium allows you to obtain your Schengen Visa, but also much more

In order to be able to move between the countries of the Schengen Area in complete freedom, certain countries require a Schengen Visa, which exempts travelers from the need for a separate short-term visa. In order to obtain this visa, you have to request it from the country through which you will be entering the Schengen Area. This request must be accompanied by evidence of Schengen Visa insurance.

In addition to being required to obtain your visa, this travel insurance for Belgium will allow you to travel carefree. Indeed, you will also be covered for costs of repatriation and emergency medical fees, among other expenses. You can also extend your coverage: repatriation of those traveling with you, care for children, etc. It’s an excellent way of traveling with complete peace of mind.

How to get to Belgium

By car: many trunk roads provide easy access to Belgium (E19, E25, E42 from London, for example). Brussels is located 310km from Paris, 586km from Hamburg and 434km from Strasbourg. It’s useful to know that the Belgian motorways are free to use and the speed limit is 120km/h.

By plane: you will find plenty of flights arriving and departing from Brussels (Zaventem) Airport, situated 12km north of the capital city. Belgium also has airports in Charleroi and Liège, both in the French-speaking region of Wallonia.

By train: the Thalys-operated high-speed network is an ideal method of transport from France, as well as other European cities. Brussels is only 1 hr 30 from Paris, 1 hr 50 from Cologne in Germany and Amsterdam in the Netherlands.

By bike: One of Belgium’s national sports is cycling. It’s a great way to see the country, even if you’re not quite as speedy as the country’s greatest-ever rider, Eddy Merckx.

Advice on health and vaccinations

There are no compulsory vaccinations for visiting Belgium. Nevertheless, it is recommended that you be vaccinated against diphtheria, tetanus, polio, hepatitis A and B and, especially for children, measles and pertussis (whooping cough).


The Belgian climate is oceanic and temperate - it is advised that you pack waterproof boots and clothes suitable for rain. In spring, you will have more opportunity to enjoy the local nature, in particular, the blossoming trees.

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Discover Belgium

Small in size but great in cultural wealth, Belgium will give you plenty of reasons to never want to leave:

-Brussels alone requires several days to explore, as the city has so many unmissable locations and activities. Begin with the Grand-Place, on UNESCO’s list of World Heritage sites, before moving on to the European Quarter and taking a walk through the Parc du Cinquantenaire (Jubelpark). The Royal Palace and the area of Laeken are perfect for a day like no other.

-Bruges is an ideal romantic stopover for wandering around and admiring the country’s traditional architecture. A boat ride is an excellent way of discovering the city’s façades.

-You also mustn’t miss the picturesque cities of Ghent and Liège, which unite splendid architecture with a rich gastronomic heritage. Don’t forget to stop for a bite to eat in one of their cafes.

-If you are lucky enough to be in Belgium during carnival season, head to Binche to find the Gilles in their splendidly colored costumes.

-Head for the coast to enjoy the Belgian seaside. There you will discover numerous traditional villages, as well as little beaches perfect for walks with your family.


As in any city, it is recommended that you remain particularly vigilant with regards to pickpockets, especially in the railway stations of Brussels. It is also strongly recommended that you keep an eye on your belongings on the trains and station platforms of the metro.

The risk of terror attacks is acknowledged by the Belgian authorities. A general attitude of vigilance is recommended in public places, especially during peak hours.

Practical information

The Belgian capital of Brussels is where most countries will have their embassy. Check to see where the embassy of your home nation is before leaving in case you need to visit in an emergency.

The Belgian currency is the Euro.

Cars drive on the right.

Shops are generally open from Monday to Saturday, from 10 am to 6 pm. The patisseries and bakeries are open on Sunday mornings.

In addition to other bank holidays such as 1st January and 1st May, public services are also closed on 15th November, the day of the King’s Feast.

How can AXA help?

AXA can help by providing you with Low Cost Schengen Area travel insurance that meets your visa requirements when traveling to Belgium from as little as €20 per week - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries, as well as for repatriation in case of injury or death. A printable certificate proving you are insured will be available immediately online, meaning you can get on with your visa application.

AXA is the number one brand for Schengen Visa insurance and offers assistance 24/7, as well as other options and tailor-made products. Other coverage available includes our Europe Travel insurance, costing €30 per week, or Schengen Multi Trip insurance, perfect for regular travelers, available for €298 for a year’s coverage.

The other countries of the Schengen area

Austria travel insurance

Belgium travel insurance

Czech Republic travel insurance

Denmark travel insurance

Estonia travel insurance

Finland travel insurance

France travel insurance

Germany travel insurance

Greece travel insurance

Hungary travel insurance

Iceland travel insurance

Italy travel insurance

Latvia travel insurance

Liechtenstein travel insurance

Lithuania travel insurance

Luxembourg travel insurance

Malta travel insurance

Netherlands travel insurance

Norway travel insurance

Poland travel insurance

Portugal travel insurance

Slovakia travel insurance

Slovenia travel insurance

Spain travel insurance

Sweden travel insurance

Switzerland travel insurance

Frequently asked questions about travel insurance to Belgium

Will my travel insurance fees be refunded if my visa is refused?

If your visa is refused- AXA will refund your insurance fees in most cases. But you must provide documentation from officials showing the reason for your refusal.

Are my children covered on AXA’s Schengen travel insurance?

Yes. AXA’s insurance provides coverage for your family on your trip - providing you with peace of mind throughout your stay.

Will my travel insurance remain valid if I leave Belgium?

Yes it is valid for all Schengen states- as well as the U.K. and Ireland and some other European states.