What travel insurance do I need when visiting the Czech Republic?

Travel insurance for Czech Republic: jet off to Prague without delay

If you’re traveling to the Czech Republic from a country outside the Schengen Area without visa-free travel arrangements, you will need to request a visa before your stay, and to obtain this, you will need travel insurance covering you for expenses up to at least €30,000. There’s plenty to see in the country, from the popular sites around the capital of Prague, which features a mix of Austro-Hungarian and Soviet-style architecture, to the beautiful castles that exist in its hinterlands.

Even if you do not require a visa to travel to the Czech Republic, it is good to make sure you are insured, so that you have full peace of mind by ensuring you are ready to enjoy all of the riches this country has to offer. With a travel insurance policy for the Czech Republic, you can escape carefree.

Which countries can I visit with Schengen travel insurance?

The Schengen Visa allows you to move freely throughout the Czech Republic

You can use your stay as the perfect opportunity to discover Prague, but also the other magnificent locations found around the Czech Republic. Are you from a country located outside the Schengen Area? All of the information you’ll need to obtain your visa for the Czech Republic can be found here : mzv.cz/jnp/en/information_for_aliens/short_stay_visa/general_information.html

As part of your visa application, you are required to prove you have a travel insurance policy for the Czech Republic.

Do you cover emergency medical costs related to Coronavirus?

We will cover your medical costs related to Coronavirus provided you haven't travelled against World Health Organisation or any other government body’s advice (Ministry of Foreign affairs or Department of State in the U.S.) in your home country or the country you are travelling to) or medical advice.

The embassy states that I must get an insurance certificate with Covid protection. Is this possible?

All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”.

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Your travel insurance for the Czech Republic will protect you throughout your stay

You will need to provide evidence of travel insurance for the Czech Republic in order to be issued your visa. This insurance must feature two specific conditions:

-repatriation in the event of serious accident or death;

-coverage of medical expenses, with a minimum of 30,000€.

Of course, you can choose a more complete option should you wish to enjoy additional coverage. In particular, if you are traveling as a family, the coverage of your travel insurance for the Czech Republic will allow you to take full advantage of your stay.

How to get to the Czech Republic

By plane: Václav Havel Airport Prague is located 20 kilometers from the center of the capital. It is the largest airport in Central Europe. A vast range of airlines – both regular and low-cost – can take you to the Czech Republic. You may make a layover in Paris, London or even Amsterdam, depending on your country of origin.

By bus: it’s a very economical way of traveling to the Czech Republic, but it’s also great for getting anywhere in the country. Eurolines offers various connections to Prague, Plzen, and Brno.

By train: there are two main stations in Prague enabling arrivals from and departures to European destinations. Check your tickets properly in order to find out if you’re going to Hlavni Nadrazi or Nadrazi Holesovice. Passes are available should you wish to make multiple journeys for a discounted price.

Advice on health and vaccinations

It is recommended that you be vaccinated against diphtheria, tetanus, polio, and potentially tick-borne encephalitis if you are visiting rural areas in spring or summer. Consult your doctor if you have any doubts. There are no compulsory vaccinations.


As with many European countries, the Czech Republic enjoys a temperate climate. You can, for instance, visit in the spring or summer for mild temperatures, although Prague may still see snow in the spring.

Wrap up warm if you are visiting the Czech Republic during winter, especially if you are planning on going to high-altitude locations. The ideal period for exploring the country is considered to be between mid-May and late September.

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Discover the Czech Republic

Splendid, rich and blessed with changing landscapes, the Czech Republic will delight architecture enthusiasts and culture lovers alike.

-Prague: The Czech capital is a magical city, and Prague will have no problem casting a spell on you. More theatre backdrop than real-world location, the capital of the Czech Republic is just as beautiful in the summer as in the middle of winter. Begin your exploration at the Old Royal Palace and the surrounding neighborhood. You will also be able to feast your eyes upon the astronomical clock in the Old Town Square, the nerve center of the city and a picturesque postcard symbolic of Prague’s architectural wealth. In the evening, head to Charles Bridge and don’t hesitate to go off the beaten track in order to visit the city’s Old Jewish Cemetery. The city is also famous for its nightlife and beer, with Czech beer some of the best in the world and local brew Budweiser Budvar a favorite. Nights out are also cheap compared to many other places in Europe so it is a popular destination for bachelor and bachelorette parties.

-Bohemia is a sublime region that definitely should not be missed during your stay in the Czech Republic. Here you will be able to admire myriad locations steeped in history while visiting the typical local towns and villages. Among them, the standouts have to be Karlštejn Castle, the medieval city of Český Krumlov, and the very traditional town of Pisek.

-In the south of the country, Moravia will offer you the chance to discover another side of the Czech Republic. Among the traditional, picturesque villages are Mikulov, Olomouc, and the extraordinarily beautiful town of Telč.


Instances of pickpocketing are reported frequently in Prague, particularly in tourist areas, restaurants and on the trams and metros (especially on line 22). It is better to leave your identity documents at the hotel and carry photocopies instead.

It is also recommended that you research current fares before taking a taxi.

If you hire a vehicle, it is best to leave it in a monitored and/or guarded car park at night.

Practical information

The currency of the Czech Republic, also known as Czechia, is the Czech Koruna or crown. You will be able to change your money at the airport, as well as in Prague and the other cities. Both banks and tourist offices offer exchange services. Be sure to check the current exchange rate. You will also be able to withdraw money directly from ATMs - it is better to withdraw large amounts in one transaction to avoid a larger commission being taken.

In Prague, you won’t have any problem making yourself understood in English. Many people also speak German and Russian.

Prague is also home to the majority of embassies, so if you get into any difficulties, you should find out the details of your country’s mission, if it has representation in the Czech Republic.

Most shops are open from 9 am to 6 pm during the week and until 1 or 2 pm on Saturdays. Many shops in the center of Prague are open until later in the evening, such as supermarkets.

How can AXA help?

AXA can provide you with Low Cost Schengen Area travel insurance that meets your visa requirements when traveling to the Czech Republic from as little as €0.99 per day - a fee that will cover you for medical expenses up to €30,000 in all Schengen countries. A certificate proving you are insured will be available immediately, meaning you can get on with your application.

AXA is the number one brand for Schengen visa insurance and offers assistance 24/7, as well as other options and tailor-made products. Other coverage available includes our Europe Travel insurance, costing €1.50 per day, or Schengen Multi Trip insurance, perfect for regular travelers, available for €298 for a year’s coverage.

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Frequently asked questions about travel insurance to the Czech Republic


Will my travel insurance cover repatriation if I get injured?

Yes. AXA’s insurance will cover your repatriation in case of injury or illness.

Is the electronic form that provides me with my insurance certificate valid when I file my visa application?

Yes it is valid documentation that will be accepted at the embassy or visa application center. All you need to do is print it and enclose it with your visa application. Each AXA Schengen insurance is individualized and bears a number which is verifiable on the website.

Will my travel insurance fees be refunded if my visa is refused?

Yes. If your visa is refused-  AXA will refund your insurance fees in most cases. But you will need to provide documentation from the embassy or visa application center stating why your application was refused.