Annual Insurance: 1 contract, 1 year of covered travels in Europe
From €349.9
Schengen visa compliant
Full refund in case of visa rejection
Key benefits of our Annual travel insurance plan
Valid for multiple trips, with a maximum duration of 90 days per trip.
Travel insurance is mandatory to obtain a Schengen visa
Medical expenses covered up to €100,000
Medical and surgical expenses, locally prescribed medications, hospital costs
Medical assistance & teleconsultation 24/7
From simple questions to major health issues, we are available 24/7
Schengen Countries + EU + United Kingdom coverage
Extended geographical coverage throughout Europe
Civil liability insurance & Death and disability insurance
Even abroad, you are covered in daily life as well as in emergencies
Family assistance
In case of repatriation, we also take care of your loved ones
Baggage protection and medical expenses up to €2,000,000 as an option
The baggage option includes delay compensation up to €500
AXA Annual insurance covers all your trips for 1 year
Used to Annuals, you travel to Europe several times a year, for business, leisure or to visit your loved ones.
Good news! No need to take out new insurance with each departure to protect your trip!
Designed for Europe-trotters and frequent travelers, AXA Annual insurance covers you for one year, whether you need a Schengen visa or not.
Short stay or long journey, this formula follows you to more than 30 destinations with solid guarantees against medical expenses, accidents or unexpected events.
One contract for the year, reliable protection from the first kilometer. Discover all its advantages and travel with peace of mind, trip after trip.
Online quote
Main advantages of AXA Annual Travel Insurance
Annual formula = economical, practical and secure
Complete health coverage and 24/7 assistance
- High reimbursement ceiling for medical expenses
- Medical repatriation and coverage in case of death
- Multilingual and free medical teleconsultation with the Doctor Please! app
- Daily hospitalization allowance
- Sending of essential medicines, glasses, contact lenses and prostheses
- Emergency dental expenses
Safety and peace of mind for you and your loved ones
- Search and rescue costs
- Assistance for theft/loss of identity documents
- Assistance for a person traveling alone, including the visit of a relative in case of hospitalization
- Repatriation of other insured persons accompanying the victim - Family assistance and care for minor children accompanying the victim
Essential guarantees to manage unexpected events
- Private Life Civil Liability Insurance
- Death and disability insurance
Simple and Effective
- Quick and easy online subscription
- No age limit
- Numerous payment methods accepted, secure and without additional fees
Accepted by all EU embassies and consulates
- Certified insurance certificate generated instantly
- Simplified administrative procedures
- Full refund in case of visa refusal
The assurance of being well accompanied, with AXA, international expert
And that's not all!
We detail below all the guarantees provided in your Annual contract
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Do you want broader coverage? It's possible!
Traveling often also means multiplying situations where an unexpected event can occur: a health problem, a traffic accident or even trouble with your personal belongings.
If you want to strengthen your level of protection, you have the option to adapt your Annual contract, according to your needs and priorities.
How to do it?
- By increasing the coverage ceiling for medical expenses
- By extending baggage-related guarantees and raising the compensation amount in case of problems
What does AXA Annual insurance cover? All guarantees
| Annual | |
| Coverage duration | 1-year coverage - Multiple trips, 90 days maximum per stay |
| Medical expenses coverage | €100.000 |
| Emergency dental care | €150 per insured person |
| Geographical coverage | Schengen Area + United Kingdom, Ireland and Cyprus |
| Refund in case of visa refusal | |
| Baggage protection | Up to €500 |
| 24/7 medical teleconsultation | |
| Assistance in case of death | |
| Body repatriation and burial | |
| Assistance with formalities | |
| Early repatriation of other insured persons | |
| Baggage repatriation | |
| Assistance, repatriation or transport following a medical incident or hospitalization | |
| Repatriation or transport of the insured person | |
| Repatriation of other insured persons accompanying the victim | |
| Assistance for an insured person traveling alone | |
| Extension of the insured person's stay | |
| Return after the initially planned date | |
| Search and rescue costs | |
| Travel assistance | |
| Sending urgent messages | |
| Coverage of communication costs | Maximum €100 |
| Sending essential medicines, glasses, contact lenses and prostheses | |
| Daily hospital allowance | Maximum €500 |
| Theft of identity documents and travel documents | Maximum €100 |
| Accidental bodily injury and loss or damage to property | Up to €10.000 |
| Permanent disability and death | Up to €10.000 |
| Emergency early return of an insured person | |
| Intervention threshold for medical expenses | Maximum €100.000 |
| Deductible: Fees for any bank transfer reimbursement outside the European Union | €20 |
| Optional | |
| Baggage protection and delay | Available as option - Up to €4.500 |
| Increase your medical expenses | Available as option - Up to €2.000.000 |
Eligible countries
Our Annual travel insurance protects you in all Schengen area countries! Germany, France, Spain, Italy… travel freely throughout Europe with unique and borderless coverage.
But also:
- European Union countries
- San Marino, Andorra, Monaco and Vatican City
- United Kingdom
Whether you visit one country or undertake a complete European tour, our insurance accompanies you everywhere, with the same quality of service and protection.
FAQ – Your questions about AXA Annual Travel Insurance
Geographical coverage area, budget, essential guarantees, suitable insurance formulas, special cases... Not always easy to find your way around! Let's clarify things.
In which European countries am I covered with AXA Annual insurance?
With the Annual formula, you are insured in more than thirty destinations. One year to explore Europe with confidence, picking, trip after trip, from this wide map of possibilities!
List of covered countries:
- Schengen Countries + EU Countries: Germany, Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Ireland, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland
- European micro-states: Andorra, Monaco, San Marino and Vatican
- United Kingdom: England, Northern Ireland, Scotland, Wales
What is the price of AXA Annual travel insurance?
At €349.90, AXA's Annual formula is the perfect and economical solution for frequent travelers and holders of multiple-entry Schengen visas.
For one year, you benefit at an affordable rate from complete coverage in more than 30 European destinations, with comprehensive protection that accompanies you everywhere. And if you have specific needs, you can customize your coverage with additional options
Is Annual insurance accepted for a Schengen visa application?
Like all our AXA Schengen insurance products, the Annual formula meets EU criteria for obtaining a type C visa, thus allowing you to travel in the world's largest free movement area. Upon subscription, you instantly receive a personalized insurance certificate, recognized by all embassies and consulates. You just need to add it to your file, which simplifies your procedures.
Another major advantage: if your visa application is rejected, we fully refund your insurance contract.
I often travel to Switzerland and the United Kingdom, where healthcare is expensive. Can I increase the medical expense reimbursement amount of my insurance?
Yes, it's quite possible. When subscribing to the Annual formula, you can choose to extend the medical expense reimbursement ceiling. Depending on your needs, travel habits and budget, you have the choice between two options:
- Coverage up to €1M
- Coverage up to €2M
This allows you to adapt your coverage according to your destinations and healthcare costs in these countries.
Can I buy Annual insurance for my parents who come to Europe several times a year?
Of course! When subscribing online, you just need to enter your parents' information: name, date of birth, nationality and country of residence. And even if you pay for the contract, it's their name that will appear on the insurance certificate.
What is Private Life Civil Liability insurance for?
An accident can happen quickly, especially when traveling far from your usual environment. If you unintentionally injure someone or damage property that doesn't belong to you, the Private Life Civil Liability guarantee takes over.
It covers, for example, costs if you break an object in accommodation or hit a passerby while cycling in a park. Abroad, this type of incident can quickly lead to high costs. With AXA, you are protected: no bad surprises, neither legally nor financially. Included in the Annual formula, this guarantee provides coverage up to €10,000.
What are the other AXA insurances for traveling safely in Europe?
Are you going to Spain for a week and need a Schengen visa? Are you planning to cycle from Finland to Cyprus with the guarantee of being covered in case of problems? Or are you looking for "all-inclusive insurance" to cover all the hazards of a Euro trip? AXA offers several formulas adapted to each type of trip and traveler.
- AXA BASIC INSURANCE: simple and effective for obtaining a Schengen visa
- AXA ESSENTIAL INSURANCE: reliable and affordable for a European stay
- AXA PREMIUM INSURANCE: "all inclusive" formula for Europe
Having trouble deciding and finding it hard to make your choice? At a glance, compare all our insurances and their guarantees