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You are planning to travel to Europe and looking for travel insurance that is comprehensive, reliable and affordable
You need Schengen insurance that meets visa requirements, but want more protection than the Basic formula
AXA Essential insurance covers all European countries
Whether you are planning a cultural road trip, a ski getaway between Austria and Switzerland, a grand city break in Berlin, Paris and London, studies in Venice or a visit to a relative or client in Bulgaria, traveling in Europe always holds its share of surprises.
Our Schengen insurances are compliant for visa applications, but our core business being international assistance, we have naturally set up insurances with higher coverage and a broader geographical area.
AXA Schengen offers you comprehensive and quality coverage
Our prices are not the lowest, but they reflect real quality assurance and comprehensive A to Z coverage.
We are committed to offering this quality to as many people as possible. As assistance experts, we know that in case of need, it is essential to have trusted experts who know how to handle all types of situations. That's why we do our utmost to offer you the most affordable prices, in order to make comprehensive and quality insurance accessible.
Assistance, repatriation, medical expense coverage, 24/7 medical teleconsultation in your language.
All operated by an international assistance expert and teams available by phone 24/7
We have teams dedicated to ensuring compliance of our international medical network to guarantee access to quality care and ensure your proper care. We know which healthcare facilities we can take you to based on your situation. Our teams are committed to helping and supporting you, it's the heart of our business.
All Schengen area countries + United Kingdom, Ireland and Cyprus
Refund in case of visa refusal
24/7 medical teleconsultation
Assistance in case of death
Body repatriation and burial
Assistance with formalities
Baggage repatriation
Early repatriation of other insured persons
Assistance, repatriation or transport following a medical incident or hospitalization
Repatriation or transport of the insured person
Baggage repatriation
Repatriation of other insured persons accompanying the victim
Assistance to an insured person traveling alone
Extension of the insured person's stay
Return after the initially planned date
Search and rescue costs
Intervention threshold for medical expenses
Maximum €100.000
Accidental bodily injury and loss or damage to property
Up to €10.000
Permanent disability and death
Up to €10.000
Deductible: Fees for any reimbursement by bank transfer outside the European Union
€20
Travel assistance
Sending urgent messages
Communication cost coverage
€100 maximum
Sending essential medicines, glasses, contact lenses and prostheses
Daily allowance
Maximum €500
Theft of identity documents and travel documents
€100 maximum
Emergency early return of an insured person
Optional
Baggage protection and delay
Available as option - Up to €1,400
Increase your medical expenses
Available as option - Up to €250,000
Understand well before committing!
Take a few minutes to consult the Insurance Product Information Document as well as our General Conditions.
You will find the details of the guarantees, exclusions, and everything you need to know to leave with full knowledge and avoid any misunderstanding.
FAQ Essential Insurance and AXA Essential Insurance
You're leaving for Europe soon and wondering if travel insurance is really essential? We'll enlighten you, simply, and answer all your questions about the Essential formula to help you choose the protection best suited to your next European adventure.
Do I really need travel insurance for a stay in Europe?
If you need a Schengen visa, no hesitation as travel insurance is mandatory. But even without a visa, why take the risk of having to bear alone medical expenses, luggage theft or an emergency repatriation? A simple accident, illness, airport hassle or damage caused inadvertently to others can quickly spoil the trip and cost you dearly!
With appropriate insurance, you are protected, accompanied, and above all, you spare yourself a lot of anxiety in case of unforeseen events. Better safe than sorry, right?
Did you know?
Medical repatriation in Europe costs on average between €5,000 and €20,000. And if a medical aircraft is necessary, the bill can climb much higher, depending on the severity of the situation and the distance to travel.
How much does AXA Essential travel insurance cost?
Accessible from €8.90, the AXA Essential formula watches over you and your loved ones throughout your trip.
Reliable and quality protection, designed to face all the "just in case", small or large, during your stay in Europe. Want even more security? You can customize your insurance with additional options.
In which countries am I covered by AXA Essential insurance?
Like the Schengen area, our Essential formula coverage is (almost) borderless! A single subscription is enough to be protected in about thirty European destinations.
List of covered countries:
Schengen Countries + EU Countries: Germany, Austria, Belgium, Bulgaria, Cyprus, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Ireland, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland
European micro-states: Andorra, Monaco, San Marino and Vatican
United Kingdom: England, Northern Ireland, Scotland, Wales
I'm organizing family vacation in Europe. Can I subscribe Essential insurance in one go to cover everyone?
Of course! You can subscribe Essential insurance in one go for your entire family (up to 10 people) and pay in a single payment. Each member will be covered for the entire stay, which simplifies your procedures and allows you to leave with peace of mind.
Does the AXA Essential formula cover multiple trips to Europe?
Essential insurance is perfect for a trip to Europe with solid protection against the main unforeseen events, for the duration of a single stay. You travel often? No problem: AXA has also thought of regular travelers with Annual insurance. It covers all your trips to Europe during the year, including if you hold a multiple-entry Schengen visa.
Good to know!
Whatever your way of traveling, AXA has the coverage that suits you.
Want comprehensive insurance to leave with real peace of mind? Opt for the Premium formula, our "All Inclusive - Zero Worry" offer.
Do you simply need compliant insurance to obtain your Schengen visa? The Basic formula checks all the boxes required by the European Union.
Is AXA Essential insurance valid for a Schengen visa?
Like all our AXA Schengen insurance products, the Essential formula complies with EU requirements for obtaining a type C visa (short stay of less than 3 months) or a long stay visa (more than 3 months). Upon subscription, you instantly receive a personalized insurance certificate, recognized by all Schengen embassies and consulates. You just need to attach it to your file, a real time saver!
Another advantage?
If your visa is refused, your insurance is fully refunded
What to do if I get sick during my trip to Europe?
In case of emergency, first aid is organized by local authorities. The first reflex to have is to dial 112, the emergency number in Europe. Rest assured, you can also count on us at any time! A team of medical assistance professionals is available 24/7 to accompany you.
In case of emergency, contact us as soon as possible at the number indicated on your insurance certificate, specifying your contract number starting with "SCH". You can also access the Doctor Please! medical teleconsultation service using the login details on the same document.
Our advice
Always keep with you, in paper version and on your mobile, the emergency numbers as well as your contract number.
Share this information with the people accompanying you or a relative easily reachable in case of need.
With AXA's expertise become a true Europe-trotter without limits and without fear!
