Basic : Schengen Visa Insurance - easy, fast, and always accepted
From €4,90
Schengen visa compliant
Full refund in case of visa rejection
Key benefits of our Basic travel insurance plan
Important: Travel insurance is mandatory to obtain a Schengen Visa
Medical expenses up to
€30,000
Medical and surgical expenses, hospitalization, locally prescribed medications
Repatriation and 24/7 Medical Assistance
Medical repatriation, including in the event of death & Medical teleconsultation in your language 24/7
Covers all countries in the Schengen Area
+ 4 European microstates: Andorra, Monaco, San Marino, and the Vatican.
Personal Liability Insurance
Protection if you accidentally cause injury or damage to others while abroad
Death and
disability insurance
Lump-sum payment in the event of serious injury or death
Customizable Options
- Baggage insurance add-on
- Up to €50,000 increase in coverage of medical expenses
AXA insurance policies are fully compliant with all Schengen Visa requirements
To be granted a visa to the largest free movement area in the world, you must have a valid insurance plan adhering to a certain set of criteria.
The good news? AXA BASIC meets all the European Requirements for being granted a Schengen visa - and then some!
So if you need a simple and effective solution, we'll gladly explain in detail what AXA BASIC covers, including for obtaining a Schengen visa.
Online quoteCountries covered by AXA BASIC insurance
Schengen Area member states: Germany, Austria, Belgium, Bulgaria, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland
As well as 4 European micro-states: Andorra, Monaco, San Marino, and Vatican City
If you wish to obtain travel insurance with more extensive territorial coverage, we recommend subscribing to one of our other insurance plans that include Schengen countries + EU countries (including Cyprus and Ireland) + the United Kingdom.
What makes AXA Basic Schengen insurance stand out?
- Accepted with your Schengen visa application: our insurance is recognized by all Schengen consular authorities worldwide.
- 100% online subscription: fast, simple, and accessible from anywhere in the world.
- Instant Insurance Certificate: available immediately, via email, to be attached to your visa application file.
- Refund in case of visa refusal: avoid additional costs in the event of bad news from the Schengen authorities.
- Personal liability insurance: coverage for bodily injury and material or immaterial damage caused to third parties during your stay.
- Death/disability coverage: payment of a lump sum to you or your beneficiaries in the event of a serious accident.
- 24/7 medical teleconsultation in your language: a practical and reassuring service, especially if you do not speak the local Schengen language.
- Add-on options tailored to your budget:
- Increase the reimbursement ceiling for medical expenses
- Protect your personal belongings by adding baggage coverage
- No age limit: the freedom to travel doesn't depend on your date of birth.
- AXA quality and expertise: affordable insurance for world-renowned, world-trusted, quality support.
94% of satisfied customers
4.8 Based on 10,614 reviews
What does the AXA BASIC Schengen Insurance cover? Benefits and Guarantees
| BASIC Coverage | |
| Maximum duration of coverage | Up to 180 days |
| Geographic coverage | All Schengen Area countries + 4 European microstates |
| Emergency Medical Expenses - Emergency Assistance | |
| Coverage of Medical Expenses | Up to €30,000 |
| Medical, surgical, and hospitalization costs, including locally prescribed medication | |
| Emergency dental care | €150 per insured person |
| 24/7 medical teleconsultation | |
| Daily hospital allowance | |
| Assistance for solo travelers: Visit from a close relative if hospitalized | |
| Extended stay of the insured person | |
| Extended stay – Other insured travelers | |
| Repatriation assistance – Medical transportation following illness or hospitalization | |
| Repatriation or transportation of the insured person | |
| Baggage repatriation | |
| Early repatriation of other insured persons | |
| In the event of death – Repatriation and assistance | |
| Repatriation of remains – funeral expenses and coffin costs | |
| Assistance with formalities | |
| Baggage repatriation | |
| Early repatriation of other insured persons | |
| Personal Liability Insurance | |
| Bodily injury and accidental damage caused to third parties | Up to €10,000 |
| Death and disability insurance | |
| Lump-sum payment in the event of serious injury or death | Up to €10,000 |
| Traveler assistance | |
| Search and rescue expenses | |
| Sending urgent messages | |
| Coverage of communication expenses | |
| Delivery of essential medications, glasses, contact lenses, and prosthetics | |
| Loss or theft of personal identification and travel documents | |
| Emergency early return | |
| Other coverages and specific costs | |
| Full refund if your visa application is denied | |
| Deductible: fees charged for reimbursements by bank transfer outside the EU | €20 |
| Options: additional guarantees | |
| Baggage coverage for loss, theft, damage, and delayed delivery | Available as an optional add-on |
| Increase of medical coverage limit up to €50,000 | Available as an optional add-on |
FAQ about AXA Schengen Visa Insurance and Basic Travel Insurance
If you've still got some questions about AXA's BASIC plan — and/or Schengen visa insurance in general — don't worry, we've still got your back. The comprehensive answers below should clear up any doubts you might have, point you in the right direction, and ensure you move forward with your European getaway with confidence!
What criteria must my travel insurance plan meet to be granted a Schengen visa?
According to Article 15 of the European Union Visa Code, your travel insurance plan must:
- Have a minimum coverage of €30,000 in medical care, hospitalization, and/or medical repatriation (including in case of death)
- Be valid in all Schengen area countries (i.e., not just the one(s) you will be visiting)
- Be valid for the entire duration of your stay in the Schengen Zone
- Be purchased from an insurance company validated by the consular authorities of all Schengen countries
Rest assured; this is the case with AXA's Basic insurance, which meets all EU requirements. As, in fact, do all of our plans!
How much does AXA BASIC Schengen visa insurance cost?
Starting at €4.90, the Basic plan offers comprehensive core coverage, with options to add extended medical expenses and baggage protection.
Great deal! Enjoy a degressive rate based on the number of insured days, offering optimal protection at a lower cost.
In which European countries am I covered by AXA BASIC insurance?
The Basic plan protects you:
- in all countries of the Schengen Area (Germany, Austria, Belgium, Bulgaria, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Czech Republic, Romania, Slovakia, Slovenia, Sweden, Switzerland)
- in the European micro-states: Andorra, Monaco, San Marino and Vatican City.
Is the AXA BASIC electronic travel insurance certificate valid for a visa application?
Yes. It is generated immediately after purchase, sent by email and ready to be printed to be attached to your visa application file.
Each AXA insurance certificate is personalized, has a unique number and can be verified online by embassies and consulates via our website.
Can I subscribe to AXA Basic insurance for someone else?
Yes, you can. To do so, apply online and simply provide the name, date of birth, nationality, and country of residence of the person for whom you are taking out the insurance.
I don't need a Schengen visa. What travel insurance do you recommend for a trip to Europe?
Even if your nationality exempts you from needing a Schengen visa, no one is immune to life's many surprises. And while Europe is generally safe for travelers, going there without insurance is still a risky gamble.
Unexpected health issues, accidents, lost luggage, or even a minor dispute with a third party can quickly turn your dream getaway into a headache. Especially if it's mostly in a language foreign to you. And without proper coverage, that headache may very quickly become a financial nightmare too...
In other words, taking out insurance is strongly recommended.
And while AXA BASIC is perfect for the more budget-conscious travelers (and/or visa applicants) among us, we do have a few other options that might better suit your needs, such as:
- Essential AXA: travel insurance for reliable and comprehensive protection at a low price.
- Premium AXA the "All-Inclusive" travel insurance for those who want to leave nothing to chance with maximum guarantees included.
Want to travel across Europe worry-free? The Essential and Premium plans follow you everywhere: in the Schengen Area, in EU countries (including Cyprus and Ireland), European micro-states and up to the United Kingdom.
I often come to Europe — is AXA BASIC right for me?
If you frequently travel back and forth to Europe or hold a multiple-entry Schengen visa, the Basic plan is probably not the most suitable. AXA has something better for you!
ANNUAL Insurance is designed specifically for frequent travelers to and from Europe. In fact, a single subscription is enough to be covered for every trip during an entire year!
Advantages of ANNUAL AXA? Less hassle, more savings, and real comfort.
And in terms of geography, you're also covered throughout the Schengen area, the European Union, the European micro-states, and the United Kingdom.
Not sure which plan to choose? Our comparison table gives you a clear overview of all our insurance options for Europe at a glance.