How to book Schengen travel insurance online?

What are my options when buying travel insurance online for a trip to the Schengen Area?

If you are traveling to the Schengen Area and require a short-stay visa - allowing you to visit for up to 90 days - then you will need travel insurance that meets the minimum requirements needed to obtain a Schengen Visa. Your Schengen travel insurance must cover you for medical and repatriation expenses up to at least €30,000 and cover you in all Schengen states. Only a few providers offer insurance that is guaranteed to meet these requirements - one of whom is AXA, the leading provider offering comprehensive insurance online.

What insurance can I buy online from AXA?

AXA’s Schengen insurance is only available to buy online via our website, where you can find out everything you know about our policies, how to book, as well as information on traveling to the Schengen Area and obtaining your visa - wherever you are applying from.

You can get a quote and begin the process of buying your Schengen insurance online here.

When buying insurance, you will also be registered with an account that will enable you to access all the information you need on your policy, as well as a certificate proving you are insured. This will be available to download immediately, meaning you can get on with your application - producing this document is a mandatory part of the visa application process.

Information on AXA’s Schengen travel insurance policies

AXA provides three main policy options for those traveling to the Schengen Area - Low Cost, Europe Travel, and Multi Trip. They all meet the minimum requirements for obtaining a Schengen Visa and may also go beyond in providing additional coverage to those who want or need it.

Low Cost

For those on a tighter budget or who want basic coverage, AXA provides Low Cost Schengen Area travel insurance that will meet your visa requirements from as little as €0.99 per day. The policy will cover you for medical expenses up to €30,000 in all Schengen countries and offer you coverage in case of repatriation. This policy is valid for trips of up to 180 consecutive days.

Europe Travel

As the number one brand for Schengen Visa travel insurance, AXA also offers other options and tailor-made products. For instance, there’s the Europe Travel insurance, costing €1.50 per day. It’s perfect for those traveling with family as it covers children under the age of 18 or for those planning more adventurous activities during their trip, as it covers expenses up to €100,000. With this type of policy, you may also be covered for loss of documents or important items, as well as other problems you might encounter, such as search and rescue or needing to make emergency communications.

Multi Trip

Schengen Multi Trip insurance, perfect for regular travelers, is available for €298 for a year’s coverage and has the same benefits as Europe Travel but can be used throughout a year on multiple trips. It’s perfect for business travelers who need comprehensive coverage to ensure their trips aren’t disrupted by any mishaps.

Additional information

All of AXA’s travel insurance plans offer you peace of mind, allowing you to enjoy certain guarantees in the event of hospitalization, assistance for solo travelers, an extension of your stay, daily compensation, and much more.

If your visa is refused, AXA will refund your insurance fees in most circumstances but you will need documentation from officials showing why your application was turned down.

You can also cancel single trip insurance at any point before you travel - although you will not be covered - and receive a full refund. Multi Trip insurance can be canceled up to 14 days after your purchase, with a full refund - but only if no one named in your policy has traveled or claimed on it.

Related topics on Schengen insurance

Frequently asked questions about travel insurance

Do I need to declare any pre-existing conditions when taking out travel insurance online?

Yes you do, and AXA has made it easy for you to do so by answering a few quick and confidential questions during the quote process. This means we should be able to make an offer that covers the conditions you have declared. Claims relating to undeclared conditions will not be covered.

Can I make a claim online?

You can also register your claim online from anywhere in the world – simply log in to the online account you receive with your insurance policy and follow the simple steps on the claims page.

Can I buy AXA’s Schengen insurance from a broker in my home country?

No. AXA’s Schengen insurance is only available from our website.