How to buy Schengen travel insurance online

Do I need to buy travel insurance for a trip to the Schengen Area?

Are you planning a trip to the Schengen area? If so, you may need to apply for either a short-stay or a long-stay Schengen visa.

A short-stay (or type C) Schengen visa allows for a visit of up to 90 days, while a long-stay (type D) visa allows for longer periods. And to meet the minimum requirements for obtaining a Schengen visa, you will need travel insurance.

Your Schengen travel insurance must, at the very least, cover medical and repatriation expenses of up to €30,000. And it must also be able to cover you in all 27 Schengen states, even if you only plan to visit one of them.

AXA is a leading provider offering comprehensive travel insurance online. And we’re also one of the few providers whose plans guarantee to meet all your Schengen visa requirements. And even if you don’t need a visa, traveling can be stressful and full of surprises — especially in recent years. So having your trip to Europe insured is never a bad idea.

3 Reasons to Buy Schengen Travel Insurance Online

  • It’s quick and simple
  • It saves time and hassle
  • A travel insurance certificate is immediately available for download and/or printing

6 Good Reasons to Choose AXA Schengen Travel Insurance

  • It offers the best value
  • AXA Schengen Travel Insurance plans meet all the requirements for obtaining any type of Schengen Visa
  • AXA plans offer you clarity and peace of mind throughout your trip
  • AXA plans cover you in all 27 Schengen countries (and more)
  • The AXA travel certificate — available immediately upon purchase — is accepted by all Schengen member consulates and embassies
  • If your visa is denied for one reason or another, AXA will refund your insurance fees in most circumstances. You’ll only need to provide official documentation — from the embassy, consulate, or visa center of the country you hope to visit — showing why your application was turned down.

What Types of Travel Insurance Does AXA Offer?

With the pandemic, traveling had gotten a bit trickier. Fortunately today, though, things are slowly starting to get back on track. In fact, more and more people are choosing to travel these days. And Europe remains a top destination for travelers the world over. Meanwhile, having the right travel insurance remains the best way to guarantee things go smoothly throughout your journey — no matter where you are.

Fortunately, with AXA, you have a number of options when it comes to your Schengen visa travel insurance. And the insurance you pick all depends on what kind of trip you have planned. For example, are you traveling short-term or long-term? Is your trip for business, pleasure, or both? Do you plan to go to school or take some classes abroad? Are you travelling solo or as a group? Are you on vacation, visiting relatives and friends, or simply looking to get away from it all in Europe? Do you plan to stay in one place or visit multiple countries and see the sights?

Whatever the case, AXA’s plans offer complete coverage to fit any traveler’s needs. They provide general assistance for both solo travelers and people traveling in groups. They can help with extending your stay in the Schengen zone, as well as with travels between Schengen countries They can also provide you with certain guarantees in the event of lost documents and/or valuable items, missed flights, injury, hospitalization, repatriation, and much more. And each plan is easy to set up in a matter of minutes.

Here are the three main policies AXA provides for those traveling to and within the Schengen Area:

Low Cost

Our ‘Low-Cost’ Schengen Area travel insurance will meet all the necessary Schengen visa requirements from as little as €22 per week. It’s the best option for those who want basic coverage and/or are on a tighter budget. The policy covers medical expenses of up to €30,000. It also offers coverage in case of hospitalization in or repatriation from all 27 Schengen member countries. And the policy is valid for trips of up to 180 consecutive days (i.e., six months).

Europe Travel

Our ‘Europe Travel’ insurance starts at €33 per week. It covers medical and other expenses of up to €100,000. Along with the 27 Schengen states, it also covers EU countries not in the Schengen area, San Marino, the Principalities of Andorra and Monaco, Vatican City and the United Kingdom. It’s also a good choice for those travelers that are planning more adventurous trips. For example, with our ‘Europe Travel’ plan, you may be covered for things like the loss of documents or other important items. And it can also help with more serious problems you might encounter — such as search and rescue operations, emergency communications, and so on.

Multi Trip

Our ‘Multi-Trip’ Schengen insurance is available for €328 for up to a year’s coverage. It’s perfect for those who plan to travel regularly, such as backpackers, business travelers, and people looking to get to know Europe in depth. AXA’s ‘Multi-Trip’ insurance generally offers the same comprehensive coverage and benefits as ‘Europe Travel,’ But it also covers you throughout the year on multiple trips across the EU and beyond. So wherever you plan to check in, ‘Multi-Trip’ ensures your travels throughout the Schengen area — no matter how frequent — aren’t disrupted by any unforeseen mishaps.

So explore your options and see which AXA plan works best for you. Once you’ve decided, you can get a downloadable and printable AXA Travel Insurance certificate instantly. The certificate is all you need to present to prove you have travel insurance both when applying for your Schengen Visa and when traveling.

You can get a free quote and begin the process of buying your AXA Schengen Travel Insurance Plan here. Then you can proceed with your Schengen visa application — and/or commence your Schengen journey — with one less thing to worry about.

Related Topics on Schengen Insurance



Do I need to declare any pre-existing conditions when taking out travel insurance online?

Yes you do- and AXA has made it easy for you to do so by answering a few quick and confidential questions during the quote process. This means we should be able to make an offer that covers the conditions you have declared. Claims relating to undeclared conditions will not be covered.

Can I make a claim online?

You can also register your claim online from anywhere in the world – simply log in to the online account you receive with your insurance policy and follow the simple steps on the claims page.

Can I buy AXA’s Schengen insurance from a broker in my home country?

No. AXA’s Schengen insurance is only available from our website.