Do I need a travel health insurance for France?

AXA’s Schengen travel insurance offers extensive protection, covering medical expenses up to €100,000 in France and other Schengen Area countries. It also allows you to obtain the travel insurance certificate required with your France Visa application.

What does AXA Schengen travel insurance for France cover?

  • Up to €100,000 coverage in medical expenses
  • Medical repatriation
  • 24/7 medical assistance in English or French
  • Up to 180 days of coverage
  • All Schengen, E.U. countries as well as the United Kingdom (depending on the chosen insurance)
  • Insurance certificate issued immediately and approved by the embassies

AXA's Schengen travel insurance policies have no age limits.

Do you cover emergency medical costs related to coronavirus?

We will cover your medical costs related to coronavirus provided you haven't traveled against World Health Organization's advice, medical advice, or any other government body’s advice in your home country or the country you are traveling to. Emergency and additional travel costs are also covered providing you have stuck to this advice. All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”.

Will AXA Schengen travel insurance be accepted with my French visa application?

Yes ! For over 10 years, AXA has been delivering insurance certificates that meet EU countries’ requirements to obtain a Schengen visa.

I don’t need a Schengen visa to visit France. Can I still purchase your insurance to cover my possible health expenses?

As the saying goes "Better safe than sorry". If the Schengen travel insurance is not mandatory for some travelers, the troubles they might face are still very real. A broken wrist or nasty infection can happen to anyone! We thus strongly recommend that you subscribe to our insurance for travelers visiting Europe to make sure your trip is as safe and peaceful as possible.

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The trouble-free way to prepare for your journey to France

If you want to visit France, you’re not alone, as it’s one of the most popular travel destinations in Europe. With the cultural delights of the capital, Paris, also the home to a Disneyland resort, and the vineyards of Provence, skiing in the Alps, and the sun, sea, and glamour of the French Riviera, you won’t be short of activities. AXA is here to help you by providing comprehensive travel insurance for France, as well as give you plenty of advice on important topics like Schengen Visa requirements.

Which countries can I visit with Schengen travel insurance?

What is a travel insurance for France Visa?

If you are about to set off for France either for pleasure or business and have started to organize your stay, you must apply for a French Schengen Visa. In the list of necessary forms, you find that you need travel insurance for your French visa. Travel insurance covers you during the entire length of your stay and is mandatory if you need a Schengen Visa to enter France. It will also allow you to travel to other Schengen countries during your trip.

The travel insurance certificate you provide to authorities must prove your policy meets several criteria to be valid when you apply for your French visa and must be delivered by an insurance company certified by the embassies and consulates of the visited countries.

The basic information you need to know is that your policy must cover you for medical expenses up to €30,000 and must be valid in all Schengen states.

How can I obtain the health and travel insurance certificate for my French visa?

It’s very simple and fast! The certificate is sent to you by email immediately after your online subscription to an AXA Schengen insurance product.

The embassy states that I must get an insurance certificate with Covid protection. Is this possible?

All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”.

Is the electronic form of the health insurance certificate valid when I’m filing my France visa application?

Yes. All you need to do is print it and enclose it with your visa application. Each AXA Schengen insurance certificate is individualized and bears a number which is verifiable on our website.

What procedures must I undertake to apply for a French visa?

You will find all the necessary information on our French Visa application page.

What should I do if I am injured or ill while in France?

Don’t worry - AXA’s Schengen insurance is here to guide, help, and protect you. In case of a medical emergency, you must contact the AXA Schengen call center at the number provided on your insurance policy.

Medical assistance professionals will answer your questions and advise you 24/7 to help you find the medical center best suited to your situation and the closest to your location.

The following information must be given to the call center:

  • The number of your policy, which begins with “SCH”.
  • The address and telephone number at which you can be reached and the details of the people that can be contacted locally.
  • The dossier number, which is communicated at the time of the first call.

IMPORTANT: Remember to always keep bills/ invoices and enclose them with your file.

What should I know when preparing for my trip to France?

With almost 90 million international visitors last year, France is still the first destination in the world for many tourists. Now, it is your turn to (re)-discover this beautiful country!

How to travel to France:

By plane: There are several international airports throughout the country, including in Paris, Nice, Bordeaux, Lyon, Toulouse, and Marseille. Many regular and low-cost airlines provide daily connections.

By train: France enjoys a wide, fast, and comfortable railway network that allows visitors to easily explore the country and sometimes reach it directly from neighboring nations.

By coach: Many bus companies offer very competitive rates and connect many European countries to France.

By boat: With its 3.427 kilometer coastline, France is accessible by sea.

By car: You can travel to France in your own vehicle, rent or even ride-share. Many platforms now connect passengers and drivers wishing to travel to the same countries. You or your ride-sharing partners will need to have a warning triangle and reflective jacket for use in case of a breakdown.

Cycling: As it is home to the famous Tour de France race, cycling is incredibly popular in France. Cycling is a great way to see some of the country’s regions.

Vaccinations and health

In France, compulsory vaccinations are: diphtheria, tetanus and poliomyelitis (DTP) and for residents of French Guiana, yellow fever. Vaccinations against hepatitis B, tuberculosis, whooping cough, mumps, and measles are also recommended for children.


France enjoys a temperate climate. Seasons are relatively well defined and the country is pleasant to visit all year long. However, France has experienced several heat waves during the summer months in the past few years. In 2019, a record was broken in L’Hérault when it reached 46 degrees Celsius.


As threats of terrorism remain high, French authorities recommend caution, particularly in big cities. Yet, France is mostly a safe country. Touristic and busy neighborhoods are particularly targeted as well as train stations and department stores. Pickpockets are still very active in public transport, particularly subways. One must always remain vigilant and be careful with personal items. It’s a good idea to avoid using mobile phones in public transport or on the street.

Did you know?

The French currency is the Euro.

Daylight Saving Time (DST) occurs twice a year. Once to switch to winter time during the last weekend of October and during the last weekend of March to switch to summertime. Winter DST is GMT + 1. Summer DST is GMT + 2.

You should always carry your passport or a copy of an I.D. document with you. You could be asked to present it at some point during your stay.

Shops are usually open from Monday to Saturday, from 9.00 am to 7.00 pm in big cities and touristic neighborhoods. Some open on Sundays but it is exceptional. Don’t forget to check opening hours before heading for your shopping spree!

Pharmacies are usually closed on Sundays and at night. However, you can find emergency pharmacies (“pharmacie de garde”). Their phone numbers and addresses are available on the Internet, on the social networks of the city you are visiting or by calling the local police station.

Uninterrupted service is rare in French restaurants. Usually, lunch is served from noon to 3.00 pm at the latest and dinner from 7.00 pm to 10.00 pm. Keep that in mind if you don’t want to skip a meal!

In France, there are 10 public holidays a year. Administrative services, some shops, and tourist sites can be closed. Make sure you double-check before setting off.

Most museums are closed Mondays or Tuesdays. Visit their websites to know their weekly closing day.

The Eiffel Tower is open 365 days a year!

As the administrative and political capital, Paris is where most embassies are located.

The other countries of the Schengen area

Austria travel insurance

Belgium travel insurance

Czech Republic travel insurance

Denmark travel insurance

Estonia travel insurance

Finland travel insurance

France travel insurance

Germany travel insurance

Greece travel insurance

Hungary travel insurance

Iceland travel insurance

Italy travel insurance

Latvia travel insurance

Liechtenstein travel insurance

Lithuania travel insurance

Luxembourg travel insurance

Malta travel insurance

Netherlands travel insurance

Norway travel insurance

Poland travel insurance

Portugal travel insurance

Slovakia travel insurance

Slovenia travel insurance

Spain travel insurance

Sweden travel insurance

Switzerland travel insurance

Frequently asked questions about travel insurance to France

Will my travel insurance cover repatriation if I get injured?

Yes. AXA’s insurance will cover your repatriation in case of injury or illness.

Will my travel insurance fees be refunded if my visa is refused?

Yes. If your visa is refused AXA will refund your insurance fees in most cases. But you will need to provide documentation from the embassy or visa application center stating why your application was refused.

Are my children covered by AXA’s Schengen travel insurance?

Yes. AXA’s insurance provides coverage for your family on your trip - providing you with peace of mind throughout your stay.